On Monday, Yes Bank Ltd said that the bank’s Loans & Advances came at Rs 163,914 crore for the quarter ended June 2021 (provisional), down 1.8 per cent quarter-on-quarter (QoQ) & down 0.4 per cent year-on-year (YoY). The bank’s loans & advances for March 2021 were at Rs 166,893 crore and for June 2020 at Rs 164,510 crore.

The bank’s deposits grew 39 per cent to Rs 163,295 crore compared to Rs 117,360 crore every year. The deposits were slightly up 0.2 per cent from Rs 162,947 crore (March 2021). The CASA (current account savings account) was up 47.7 per cent to Rs 44,790 crore as against Rs 30,326 crore YoY and up 5.2 per cent from Rs 42,587 crore QoQ.

The credit-to-deposit ratio in Q1 was at 100.4 per cent compared to 102.4 per cent in the March quarter and 140.2 per cent in the June 2020 quarter. On the other hand, the Liquidity Coverage Ratio (LCR) of Yes Bank for the quarter stood at 118.4 per cent versus 122.3 per cent in the previous quarter and 114 per cent in the year-ago quarter.
Shares of Yes Bank were trading 0.2 per cent higher at Rs 13.6 per share on the BSE in Monday’s opening deals.

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