Indian Overseas Bank
NSE :IOB BSE :532388 Sector : BanksBuy, Sell or Hold IOB? Ask The Analyst
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15 Apr 35.43 (1.43%) | 11 Apr 34.93 (-0.71%) | 09 Apr 35.18 (-1.81%) | 08 Apr 35.83 (2.87%) | 07 Apr 34.83 (-5.43%) | 04 Apr 36.83 (-2.20%) | 03 Apr 37.66 (0.61%) | 02 Apr 37.43 (-0.72%) | 01 Apr 37.70 (-3.26%) | 28 Mar 38.97 (-6.66%) | 27 Mar 41.75 (-1.79%) | 26 Mar 42.51 (-0.61%) | 25 Mar 42.77 (-3.82%) | 24 Mar 44.47 (2.09%) | 21 Mar 43.56 (1.30%) | 20 Mar 43.00 (-1.89%) | 19 Mar 43.83 (3.30%) | 18 Mar 42.43 (3.24%) | 17 Mar 41.10 (-1.06%) | 13 Mar 41.54 (-1.31%) | 12 Mar 42.09 (-1.20%) |
Technical Analysis
Short Term Investors

Bearish
Medium Term Investors

Very Bearish
Long Term Investors

Very Bearish
Moving Averages
5 DMA
Bullish
35.27
10 DMA
Bearish
36.5
20 DMA
Bearish
39.6
50 DMA
Bearish
43.88
100 DMA
Bearish
48.2
200 DMA
Bearish
53.69
Intraday Support and Resistance
(Based on Pivot Points) undefined |
Updated On Apr 15, 2025 04:00 PM For Next Trading Session
Pivots | Classic | Fibonacci | Camarilla | Woodie | DM |
---|---|---|---|---|---|
R3 | 36.46 | 36.13 | 35.62 | - | - |
R2 | 36.13 | 35.87 | 35.55 | 36.13 | - |
R1 | 35.78 | 35.71 | 35.49 | 35.78 | 35.96 |
P | 35.45 | 35.45 | 35.45 | 35.45 | 35.54 |
S1 | 35.1 | 35.19 | 35.37 | 35.1 | 35.28 |
S2 | 34.77 | 35.03 | 35.31 | 34.77 | - |
S3 | 34.42 | 34.77 | 35.24 | - | - |
Key Metrics
EPS
1.61
P/E
22.1
P/B
2.45
Dividend Yield
0%
Market Cap
68,226 Cr.
Face Value
10
Book Value
14.53
ROE
6.84%
EBITDA Growth
5,561.92 Cr.
Debt/Equity
0
Shareholding History
Quarterly Result (Figures in Rs. Crores)
Indian Overseas Bank Quaterly Results
Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | ||
INCOME | 7442.66 | 9112.67 | 7587.47 | 8489.9 | 8415.34 | |
PROFIT | 724.14 | 810.42 | 648.66 | 779.62 | 875.27 | |
EPS | 0.38 | 0.43 | 0.34 | 0.41 | 0.46 |
Indian Overseas Bank Quaterly Results
Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | ||
INCOME | 7437.17 | 9106.26 | 7568 | 8484.14 | 8409.25 | |
PROFIT | 722.56 | 808.1 | 632.81 | 777.16 | 873.66 | |
EPS | 0.38 | 0.43 | 0.33 | 0.42 | 0.46 |
Profit & Loss (Figures in Rs. Crores)
Indian Overseas Bank Profit & Loss
Mar 2002 | Mar 2003 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | ||
INCOME | 3706.71 | 4009.75 | 22461.21 | 21641.17 | 23523.42 | 29730.97 | |
PROFIT | 231.05 | 416.97 | 756.9 | 1708.12 | 2102.57 | 2663.94 | |
EPS | 5.19 | 9.37 | 0.46 | 0.9 | 1.11 | 1.41 |
Indian Overseas Bank Profit & Loss
Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | ||
INCOME | 26076.93 | 26045.55 | 23091.24 | 21661.65 | 21837.58 | 20765.79 | 22524.55 | 21632.89 | 23509.08 | 29705.99 | |
PROFIT | -443.31 | -2898.58 | -3417.88 | -6301.27 | -3838.22 | -8533.03 | 830.02 | 1708.39 | 2097.37 | 2653.9 | |
EPS | 0 | 0 | 0 | 0 | 0 | -5.19 | 0.51 | 0.9 | 1.11 | 1.4 |
Balance Sheet (Figures in Rs. Crores)
Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2003 | Mar 2002 | |
SOURCES OF FUNDS : | ||||||
Capital | 18,902.41 | 18,902.41 | 18,902.41 | 16,646.79 | 444.8 | 444.8 |
Reserves Total | 8,659.04 | 5,973.63 | 3,695.34 | 451.89 | 1,094.54 | 654.01 |
Deposits | 2,86,121.48 | 2,60,973.59 | 2,62,213.76 | 2,40,352.78 | 36,698.59 | 31,808.48 |
Borrowings | 30,387.17 | 20,803.77 | 3,070.64 | 3,671.58 | 355.96 | 180.08 |
Other Liabilities & Provisions | 7,799.23 | 6,784.66 | 11,147.82 | 13,106.28 | 2,641.78 | 2,389.29 |
TOTAL LIABILITIES | 3,51,869.33 | 3,13,438.06 | 2,99,029.97 | 2,74,229.32 | 41,235.67 | 35,476.66 |
APPLICATION OF FUNDS : | ||||||
Cash & Balances with RBI | 16,905.54 | 17,149.92 | 22,749.65 | 12,189.21 | 2,687.94 | 2,212.54 |
Balances with Banks & money at Call | 1,909.36 | 3,670.65 | 14,201.61 | 18,793.23 | 906.2 | 1,412.08 |
Investments | 99,193.92 | 93,642.52 | 97,640.79 | 95,484.88 | 18,656.78 | 15,014.54 |
Advances | 2,13,330.13 | 1,78,067.68 | 1,44,253.56 | 1,27,741.42 | 17,380.35 | 15,162.34 |
Fixed Assets | 3,740.19 | 3,710.74 | 3,366.04 | 2,918.97 | 382.89 | 386.76 |
Other Assets | 16,790.19 | 17,196.56 | 16,818.33 | 17,101.61 | 1,221.51 | 1,288.4 |
TOTAL ASSETS | 3,51,869.33 | 3,13,438.07 | 2,99,029.98 | 2,74,229.32 | 41,235.67 | 35,476.66 |
Contingent Liabilities | 1,95,641.16 | 1,96,078.99 | 97,952.08 | 68,239.11 | 7,001.33 | 5,386.85 |
Bills for collection | 19,119.01 | 19,547.86 | 17,216.22 | 15,547.89 | 0 | 0 |
Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | |
SOURCES OF FUNDS : | ||||||||||
Capital | 18,902.41 | 18,902.41 | 18,902.41 | 16,436.99 | 16,436.99 | 9,141.65 | 4,890.77 | 2,454.73 | 1,807.27 | 1,235.35 |
Reserves Total | 9,039.89 | 6,360.53 | 4,097.98 | 507.82 | -282.01 | 7,218.23 | 8,383.21 | 11,289.82 | 13,858.55 | 14,405.67 |
Deposits | 2,85,905.38 | 2,60,883.29 | 2,62,158.92 | 2,40,288.3 | 2,22,951.88 | 2,22,534.08 | 2,16,831.81 | 2,11,342.63 | 2,24,514.24 | 2,53,451.02 |
Borrowings | 30,387.17 | 20,803.77 | 3,070.64 | 3,671.58 | 5,419.73 | 6,146.04 | 9,228.08 | 16,097.67 | 27,183.31 | 10,830.11 |
Other Liabilities & Provisions | 7,798.77 | 6,783.98 | 11,147.21 | 13,105.67 | 16,200.24 | 4,968.36 | 8,634.16 | 5,982.64 | 7,073.4 | 5,714.83 |
Total Liabilities | 3,52,033.62 | 3,13,733.98 | 2,99,377.16 | 2,74,010.36 | 2,60,726.83 | 2,50,008.36 | 2,47,968.03 | 2,47,167.49 | 2,74,436.77 | 2,85,636.98 |
APPLICATION OF FUNDS : | ||||||||||
Cash & Balances with RBI | 16,904.57 | 17,148.1 | 22,748.99 | 12,188.25 | 3,155.22 | 10,292.53 | 11,579.45 | 11,499.97 | 14,033.5 | 12,637.77 |
Balances with Banks & money at Call | 1,649.86 | 3,458.73 | 14,024.2 | 18,588.08 | 20,905.43 | 20,598.97 | 14,965.54 | 11,723.07 | 8,212.74 | 12,260.77 |
Investments | 99,632.08 | 94,170.41 | 98,179.31 | 95,494.22 | 79,416.08 | 66,932.27 | 68,645.94 | 71,654.12 | 79,189.55 | 79,298.1 |
Advances | 2,13,318.81 | 1,78,052.57 | 1,44,243.52 | 1,27,720.65 | 1,21,333.41 | 1,32,597.63 | 1,32,488.81 | 1,40,458.62 | 1,60,860.67 | 1,71,756.02 |
Fixed Assets | 3,739.76 | 3,709.98 | 3,364.9 | 2,918.78 | 3,127.34 | 3,336.9 | 2,893.43 | 3,054.33 | 3,270.46 | 2,507.06 |
Other Assets | 16,788.55 | 17,194.2 | 16,816.24 | 17,100.36 | 32,789.35 | 16,250.05 | 17,394.85 | 8,777.38 | 8,869.84 | 7,177.25 |
Total Assets | 3,52,033.63 | 3,13,733.99 | 2,99,377.16 | 2,74,010.34 | 2,60,726.83 | 2,50,008.35 | 2,47,968.02 | 2,47,167.49 | 2,74,436.76 | 2,85,636.97 |
Contingent Liabilities | 1,95,641.16 | 1,96,078.99 | 97,952.08 | 68,219.37 | 71,001.22 | 56,596.78 | 58,343.93 | 68,137.77 | 75,858.73 | 83,531.49 |
Bills for collection | 19,119.01 | 19,547.86 | 17,216.22 | 15,547.89 | 15,348.25 | 15,203.63 | 15,239.38 | 14,109.56 | 19,123.34 | 14,916.55 |
Cash Flow (Figures in Rs. Crores)
Net Profit before Tax and Extr... | 3,422.74 |
Depreciation | 973.38 |
Interest (Net) | 227.69 |
P/L on Sales of Assets | -2.21 |
Prov. and W/O (Net) | 2,775.97 |
Total Adjustments (PBT and Ext... | 3,224.9 |
Operating Profit before Workin... | 6,647.64 |
Loans and Advances | -37,978.12 |
Investments | -5,483.76 |
Change in Borrowing | 9,883.39 |
Change in Deposits | 25,147.89 |
Total Adjustments (OP before W... | -7,183.59 |
Cash Generated from/(used in) ... | -535.95 |
Direct Taxes Paid | -583 |
Total Adjustments(Cash Generat... | -583 |
Cash Flow before Extraordinary... | -1,118.95 |
Net Cash from Operating Activi... | -1,118.95 |
Purchased of Fixed Assets | -365.26 |
Sale of Fixed Assets | 5.97 |
Net Cash used in Investing Act... | -359.29 |
On Redemption of Debenture | -527.69 |
Net Cash used in Financing Act... | -527.69 |
Net Profit before Tax and Extr... | 3,412.54 |
Depreciation | 972.86 |
Interest (Net) | 227.69 |
P/L on Sales of Assets | -2.21 |
Prov. and W/O (Net) | 2,776 |
Total Adjustments (PBT and Ext... | 3,224.42 |
Operating Profit before Workin... | 6,636.96 |
Loans and Advances | -37,981.85 |
Investments | -5,394.04 |
Change in Borrowing | 9,883.39 |
Change in Deposits | 25,022.09 |
Total Adjustments (OP before W... | -7,219.38 |
Cash Generated from/(used in) ... | -582.42 |
Direct Taxes Paid | -583 |
Total Adjustments(Cash Generat... | -583 |
Cash Flow before Extraordinary... | -1,165.42 |
Net Cash from Operating Activi... | -1,165.42 |
Purchased of Fixed Assets | -365.26 |
Sale of Fixed Assets | 5.97 |
Net Cash used in Investing Act... | -359.29 |
On Redemption of Debenture | -527.69 |
Net Cash used in Financing Act... | -527.69 |
Company Details
Registered Office |
|
Address | 763 Anna Salai, |
City | Chennai |
State | Tamil Nadu |
Pin Code | 600002 |
Tel. No. | 91-44-28519491/28415702/28889392 |
Fax. No. | 91-44-28585675 |
investor@iobnet.co.in; investorcomp@iobnet.co.in | |
Internet | http://www.iob.in |
Registrars |
|
Address | 763 Anna Salai |
City | Chennai |
State | Tamil Nadu |
Pin Code | 600002 |
Tel. No. | 91-44-28519491/28415702/28889392 |
Fax. No. | 91-44-28585675 |
investor@iobnet.co.in; investorcomp@iobnet.co.in | |
Internet | http://www.iob.in |
Management |
|
Name | Designation |
Ajay Kumar Srivastava | Managing Director & CEO |
DEEPAK SHARMA | Non Official Director |
Suresh Kumar Rungta | Non Official Director |
B Chandra Reddy | Non-official Director |
Sanjaya Rastogi | Director (Shareholder) |
Joydeep Dutta Roy | Executive Director |
Kartikeya Misra | Nominee (Govt) |
Sonali Sen Gupta | Nominee (RBI) |
Dhanaraj T | Executive Director |