Aadhar Housing Finance Ltd
NSE :AADHARHFC BSE :544176 Sector : FinanceBuy, Sell or Hold AADHARHFC? Ask The Analyst
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09 Apr 459.40 (1.14%) | 08 Apr 454.20 (5.58%) | 07 Apr 430.20 (-4.37%) | 04 Apr 449.85 (-1.92%) | 03 Apr 458.65 (3.31%) | 02 Apr 443.95 (4.88%) | 01 Apr 423.30 (-0.36%) | 28 Mar 424.85 (0.32%) | 27 Mar 423.50 (5.02%) | 26 Mar 403.25 (-0.76%) | 25 Mar 406.35 (-1.65%) | 24 Mar 413.15 (-1.03%) | 21 Mar 417.45 (-2.90%) | 20 Mar 429.90 (-3.00%) | 19 Mar 443.20 (3.56%) | 18 Mar 427.95 (2.71%) | 17 Mar 416.65 (0.48%) | 13 Mar 414.65 (-2.50%) | 12 Mar 425.30 (-1.51%) | 11 Mar 431.80 (1.15%) | 10 Mar 426.90 (0.05%) |
Technical Analysis
Short Term Investors

Very Bullish
Medium Term Investors

Very Bullish
Long Term Investors

Neutral
Moving Averages
5 DMA
Bullish
450.24
10 DMA
Bullish
436.89
20 DMA
Bullish
430
50 DMA
Bullish
406.32
100 DMA
Bullish
412.63
200 DMA
Bullish
423.81
Intraday Support and Resistance
(Based on Pivot Points) undefined |
Updated On Apr 09, 2025 04:00 PM For Next Trading Session
Pivots | Classic | Fibonacci | Camarilla | Woodie | DM |
---|---|---|---|---|---|
R3 | 476.74 | 469.77 | 462.74 | - | - |
R2 | 469.77 | 465.13 | 461.63 | 470.21 | - |
R1 | 464.59 | 462.26 | 460.51 | 465.47 | 467.18 |
P | 457.62 | 457.62 | 457.62 | 458.06 | 458.91 |
S1 | 452.44 | 452.98 | 458.29 | 453.32 | 455.03 |
S2 | 445.47 | 450.11 | 457.17 | 445.91 | - |
S3 | 440.29 | 445.47 | 456.06 | - | - |
Key Metrics
EPS
20.13
P/E
22.8
P/B
3.37
Dividend Yield
0%
Market Cap
19,818 Cr.
Face Value
10
Book Value
136.07
ROE
18.4%
EBITDA Growth
610.03 Cr.
Debt/Equity
3.21
Shareholding History
Quarterly Result (Figures in Rs. Crores)
Aadhar Housing Finance Ltd Quaterly Results
Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | ||
INCOME | 673.08 | 691.81 | 713.15 | 764.28 | 797.64 | |
PROFIT | 204.27 | 201.76 | 200.14 | 227.51 | 239.34 | |
EPS | 5.17 | 5.11 | 4.86 | 5.31 | 5.56 |
Aadhar Housing Finance Ltd Quaterly Results
Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | ||
INCOME | 658.56 | 673 | 696.8 | 750.83 | 785.11 | |
PROFIT | 203.44 | 201.51 | 200.08 | 227.56 | 239.23 | |
EPS | 5.15 | 5.1 | 4.86 | 5.31 | 5.56 |
Profit & Loss (Figures in Rs. Crores)
Aadhar Housing Finance Ltd Profit & Loss
Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | ||
INCOME | 815.12 | 1265.63 | 1388.46 | 1575.55 | 1728.56 | 2043.52 | 2586.98 | |
PROFIT | 114.21 | 171.76 | 191.66 | 340.43 | 444.98 | 564.05 | 749.9 | |
EPS | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Aadhar Housing Finance Ltd Profit & Loss
Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | ||
INCOME | 178.76 | 192.93 | 212.02 | 806 | 1239.59 | 1372.36 | 1549.81 | 1692.66 | 1994.27 | 2523.59 | |
PROFIT | 28.37 | 26.72 | 23.21 | 114.82 | 171.84 | 191.47 | 340.27 | 444.78 | 563.88 | 748.77 | |
EPS | 25.61 | 24.12 | 20.95 | 45.65 | 64.51 | 48 | 8.61 | 11.26 | 13.8 | 18.96 |
Balance Sheet (Figures in Rs. Crores)
Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | |
SOURCES OF FUNDS : | |||||||
Share Capital | 394.76 | 394.76 | 394.76 | 394.76 | 39.46 | 25.15 | 25.15 |
Reserves Total | 4,032.46 | 3,282.4 | 2,737.06 | 2,290.86 | 2,306.73 | 832.95 | 692.63 |
Equity Application Money | 22.53 | 20.5 | 14.87 | 7.2 | 1.14 | 0.83 | 0 |
Total Shareholders Funds | 4,449.75 | 3,697.66 | 3,146.69 | 2,692.82 | 2,347.33 | 858.93 | 717.78 |
Secured Loans | 13,900.03 | 12,087.98 | 10,591.25 | 10,291.28 | 9,560.3 | 8,015.49 | 5,913.87 |
Unsecured Loans | 59.59 | 65.47 | 83.34 | 83.19 | 83.04 | 179.48 | 403.99 |
Total Loan Funds | 13,959.62 | 12,153.45 | 10,674.59 | 10,374.47 | 9,643.34 | 8,194.97 | 6,317.86 |
Total Liabilities | 18,409.37 | 15,851.11 | 13,821.28 | 13,067.29 | 11,990.67 | 9,053.9 | 7,035.64 |
APPLICATION OF FUNDS : | |||||||
Loan / Non-Current Assets | 16,902.94 | 13,851.45 | 11,960.34 | 10,613.16 | 8,908.82 | 8,025.59 | 7,272.96 |
Gross Block | 114.63 | 89.73 | 78.12 | 77.28 | 73.8 | 32.93 | 37.19 |
Less: Accumulated Depreciation | 34.81 | 26.41 | 23.05 | 24.15 | 29.53 | 8.87 | 3.63 |
Net Block | 79.82 | 63.32 | 55.07 | 53.13 | 44.27 | 24.06 | 33.56 |
Investments | 461.97 | 459.4 | 338.02 | 497.09 | 23.96 | 149.66 | 210.24 |
Sundry Debtors | 19.53 | 7.97 | 5.19 | 2.72 | 4.08 | 3.86 | 2.53 |
Cash and Bank Balance | 1,273.43 | 1,918 | 1,710.16 | 2,171.28 | 3,141.52 | 1,053.93 | 199.24 |
Loans and Advances | 354.98 | 317.47 | 306.75 | 292.57 | 243.4 | 205.22 | 82.94 |
Total Current Assets | 1,647.94 | 2,243.44 | 2,022.1 | 2,466.57 | 3,389 | 1,263.01 | 284.71 |
Current Liabilities | 657.98 | 739.83 | 525.32 | 532.73 | 347.43 | 388.12 | 739.96 |
Provisions | 23.56 | 17.49 | 13.9 | 12.5 | 9.68 | 7.15 | 7.64 |
Total Current Liabilities & Provisions | 681.54 | 757.32 | 539.22 | 545.23 | 357.11 | 395.27 | 747.6 |
Net Current Assets | 966.4 | 1,486.12 | 1,482.88 | 1,921.34 | 3,031.89 | 867.74 | -462.89 |
Deferred Tax Assets | 60.48 | 55.67 | 50.92 | 44.9 | 42.25 | 42.89 | 34.82 |
Deferred Tax Liability | 62.24 | 64.85 | 65.95 | 62.43 | 60.73 | 73.65 | 53.05 |
Net Deferred Tax | -1.76 | -9.18 | -15.03 | -17.53 | -18.48 | -30.76 | -18.23 |
Other Assets | 0 | 0 | 0 | 0.1 | 0.21 | 0 | 0 |
Total Assets | 18,409.37 | 15,851.11 | 13,821.28 | 13,067.29 | 11,990.67 | 9,053.9 | 7,035.64 |
Contingent Liabilities | 15.67 | 8.99 | 5.73 | 0.21 | 1.13 | 404.31 | 490.58 |
Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | |
SOURCES OF FUNDS : | ||||||||||
Share Capital | 394.76 | 394.76 | 394.76 | 394.76 | 39.46 | 25.15 | 25.15 | 11.08 | 11.08 | 11.08 |
Reserves Total | 4,028.72 | 3,280.31 | 2,735.76 | 2,290.58 | 2,307.72 | 834.7 | 693.24 | 142.65 | 135.74 | 120.68 |
Total Shareholders Funds | 4,446.01 | 3,695.57 | 3,145.39 | 2,692.54 | 2,347.18 | 859.85 | 718.39 | 153.73 | 146.82 | 131.76 |
Secured Loans | 13,898.85 | 12,084.86 | 10,583.26 | 10,250.72 | 9,492.27 | 7,875.57 | 5,863.05 | 1,654.97 | 1,368.94 | 1,207.6 |
Unsecured Loans | 60.77 | 68.59 | 91.33 | 123.75 | 151.07 | 319.4 | 516.2 | 42.18 | 31.53 | 18.14 |
Total Loan Funds | 13,959.62 | 12,153.45 | 10,674.59 | 10,374.47 | 9,643.34 | 8,194.97 | 6,379.25 | 1,697.15 | 1,400.47 | 1,225.74 |
Other Liabilities | 0 | 0 | 0 | 0 | 16.39 | 10.31 | 0 | 17.54 | 13.1 | 10.72 |
Total Liabilities | 18,405.63 | 15,849.02 | 13,819.98 | 13,067.01 | 12,006.91 | 9,065.13 | 7,097.64 | 1,868.42 | 1,560.39 | 1,368.22 |
APPLICATION OF FUNDS : | ||||||||||
Loan / Non-Current Assets | 16,902.94 | 13,851.45 | 11,960.34 | 10,613.16 | 8,909.03 | 8,025.59 | 7,272.96 | 1,700.96 | 0 | 0 |
Gross Block | 112.1 | 90.06 | 78.12 | 71.86 | 58.44 | 32.93 | 22.75 | 6.63 | 5.41 | 4.88 |
Less: Accumulated Depreciation | 32.28 | 26.74 | 23.05 | 18.73 | 14.17 | 8.87 | 3.63 | 4.17 | 4.47 | 4.09 |
Net Block | 79.82 | 63.32 | 55.07 | 53.13 | 44.27 | 24.06 | 19.12 | 2.46 | 0.94 | 0.79 |
Investments | 457.84 | 458.25 | 338.03 | 497.1 | 23.92 | 149.13 | 210.25 | 10.64 | 7.11 | 7.09 |
Sundry Debtors | 19.53 | 7.97 | 5.19 | 2.72 | 4.08 | 3.86 | 2.53 | 4.96 | 4.08 | 3.52 |
Cash and Bank Balance | 1,271.38 | 1,916.17 | 1,708.75 | 2,169.77 | 3,140.98 | 1,053.32 | 198.5 | 86.84 | 89.86 | 47.81 |
Loans and Advances | 354.2 | 315.99 | 304.97 | 291.72 | 217.58 | 191.39 | 62.61 | 121.41 | 115.56 | 116.89 |
Total Current Assets | 1,645.11 | 2,240.13 | 2,018.91 | 2,464.21 | 3,362.64 | 1,248.57 | 263.64 | 213.21 | 209.5 | 168.23 |
Current Liabilities | 655.82 | 738.25 | 524.19 | 531.48 | 330.58 | 357.79 | 662.26 | 66.35 | 6.73 | 4.72 |
Provisions | 22.11 | 16.44 | 12.87 | 11.4 | 9.03 | 6.84 | 7.64 | 0 | 2.55 | 8.78 |
Total Current Liabilities & Provisions | 677.93 | 754.69 | 537.06 | 542.88 | 339.61 | 364.63 | 669.9 | 66.35 | 9.28 | 13.5 |
Net Current Assets | 967.18 | 1,485.44 | 1,481.85 | 1,921.33 | 3,023.03 | 883.94 | -406.26 | 146.86 | 200.22 | 154.73 |
Deferred Tax Assets | 60.09 | 55.41 | 50.64 | 44.62 | 42.08 | 42.27 | 34.51 | 0 | 3.33 | 1.97 |
Deferred Tax Liability | 62.24 | 64.85 | 65.95 | 62.43 | 60.73 | 73.65 | 53.05 | 0 | 12.73 | 6.45 |
Net Deferred Tax | -2.15 | -9.44 | -15.31 | -17.81 | -18.65 | -31.38 | -18.54 | 0 | -9.4 | -4.48 |
Other Assets | 0 | 0 | 0 | 0.1 | 25.31 | 13.79 | 20.11 | 7.5 | 1,361.52 | 1,210.09 |
Total Assets | 18,405.63 | 15,849.02 | 13,819.98 | 13,067.01 | 12,006.91 | 9,065.13 | 7,097.64 | 1,868.42 | 1,560.39 | 1,368.22 |
Contingent Liabilities | 15.67 | 8.99 | 5.73 | 0.21 | 1.13 | 1.36 | 1.27 | 1.49 | 1.36 | 1.29 |
Cash Flow (Figures in Rs. Crores)
Net Profit before Tax and Extr... | 959.59 |
Depreciation | 20.98 |
P/L on Sales of Assets | 0.34 |
P/L on Sales of Invest | -22.37 |
Prov. and W/O (Net) | 41.23 |
Fin. Lease and Rental Charges | 4.25 |
Others | -16.22 |
Total Adjustments (PBT and Ext... | 46.46 |
Operating Profit before Workin... | 1,006.05 |
Trade and 0ther Receivables | -11.56 |
Total Adjustments (OP before W... | -155.32 |
Cash Generated from/(used in) ... | 850.73 |
Direct Taxes Paid | -219.71 |
Total Adjustments(Cash Generat... | -3,279.57 |
Cash Flow before Extraordinary... | -2,428.84 |
Net Cash from Operating Activi... | -2,428.84 |
Purchased of Fixed Assets | -15.44 |
Sale of Fixed Assets | 0.2 |
Purchase of Investments | -5,316.47 |
Sale of Investments | 5,337.89 |
Net Cash used in Investing Act... | 601.87 |
Proceed from Issue of Debentur... | 1,320 |
Proceed from 0ther Long Term B... | 1,405 |
Proceed from Bank Borrowings | 2,941.53 |
On Redemption of Debenture | -1,127.77 |
Of the Long Tem Borrowings | -2,731.13 |
Of Financial Liabilities | -13.32 |
Net Cash used in Financing Act... | 1,778.09 |
Net Profit before Tax and Extr... | 695.55 |
Depreciation | 16.49 |
P/L on Sales of Assets | -0.29 |
P/L on Sales of Invest | -31.73 |
Prov. and W/O (Net) | 49.21 |
Fin. Lease and Rental Charges | 3.5 |
Others | -11.52 |
Total Adjustments (PBT and Ext... | 42.81 |
Operating Profit before Workin... | 738.36 |
Trade and 0ther Receivables | -2.78 |
Total Adjustments (OP before W... | 174.08 |
Cash Generated from/(used in) ... | 912.44 |
Direct Taxes Paid | -141.78 |
Total Adjustments(Cash Generat... | -2,069.65 |
Cash Flow before Extraordinary... | -1,157.21 |
Net Cash from Operating Activi... | -1,157.21 |
Purchased of Fixed Assets | -10.44 |
Sale of Fixed Assets | 0.37 |
Purchase of Investments | -8,381.73 |
Sale of Investments | 8,293.24 |
Net Cash used in Investing Act... | -475.43 |
Proceed from Issue of Debentur... | 917 |
Proceed from 0ther Long Term B... | 1,195 |
Proceed from Bank Borrowings | 1,790 |
On Redemption of Debenture | -153 |
Of the Long Tem Borrowings | -2,263.71 |
Of Financial Liabilities | -10.58 |
Net Cash used in Financing Act... | 1,463.19 |
Company Details
Registered Office |
|
Address | 2nd Flr # 3 JVT Towers 8th A-, Main Rd Sampangi Rama Nagar |
City | Bengaluru |
State | Karnataka |
Pin Code | 560027 |
Tel. No. | +91 22-4168 9900 |
Fax. No. | |
complianceofficer@aadharhousing.com | |
Internet | https://aadharhousing.com/; |
Registrars |
|
Address | 2nd Flr # 3 JVT Towers 8th A- |
City | Bengaluru |
State | Karnataka |
Pin Code | 560027 |
Tel. No. | +91 22-4168 9900 |
Fax. No. | |
complianceofficer@aadharhousing.com | |
Internet | https://aadharhousing.com/; |
Management |
|
Name | Designation |
Om Prakash Bhatt | Chairman (Non-Executive) |
Nivedita Haran | Non-Exec. & Independent Dir. |
Sharmila Karve | Non-Exec. & Independent Dir. |
Amit Dixit | Nominee |
Mukesh Mehta | Nominee |
Neeraj Mohan | Nominee |
Deo Shankar Tripathi | Managing Director & CEO |
Sreekanth V N | Company Secretary |