The most important part of consumer commission has asked the Life Insurance Corporation (LIC) to pay Rs 9.3 lakhs to the widow of a policyholder for repudiating their claims for concealing information about a previous treatment and hospitalization. The National Consumer Disputes Redressal Commission (NCDRC) has dismissed the review petition of LIC and upheld the Wardha district consumer forum’s order directing to pay the claim amount to Ratna, wife of deceased Digambarrao Thakre. LIC had repudiated two of Thakre’s claims in 2003, saying he had suppressed information about treatment undergone for asthma prior to taking the policy.
However, the commission noted that there was no evidence that Thakre was suffering from any disease on the day the policies were issued to him and said that even if Thakre had such an illness earlier, he was healthy at the time when LIC had issued him the policies, therefore the contract cannot be vitiated on the grounds of suppression of facts.
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