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EquityPandit

EquityPandit
TECHNOLOGY

Apple to Introduce Payment Terminals in iPhone

Apple is planning to launch a new feature that will allow businesses to accept credit cards and digital payments with just a tap on their iPhones. The feature will use near field communications (NFC) technology for making all types of payments, the company said in a statement.


Fintech services like Stripe and Shopify Point will be the first to offer the “Tap to Pay” feature to business customers in the United States, the company added. Apple has been strengthening its fintech services. It launched its own credit card with Goldman Sachs in the year 2019 and is now working on a “buy now, pay later” (BNPL) service.

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TECHNOLOGY

Microsoft Copilot Gets Major Upgrade for AI-Driven Workplaces

Dhruva Kulkarni

Microsoft has updated Copilot to be the core tool in AI-powered workplaces, focusing on human-agent collaboration.

New AI agents like Researcher and Analyst can now summarise web and enterprise data, generate reports, and turn raw data into insights or forecasts. The new Agent Store lets users explore AI agents built by partners like Jira and Miro or create their own using Copilot Studio.

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Copilot Notebooks help users organise data from various sources, such as documents and meeting recordings, and generate summaries or audio briefings.

A revamped Copilot Search integrates results from tools like Google Drive, Slack, and ServiceNow, providing context-aware answers. The “Create” feature enables users to convert PowerPoint decks into videos and generate branded visuals using GPT-4o, enhancing content creation.

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TECHNOLOGY

Meta Launches ‘Edits’ App for Short-Form Video Creation

Dhruva Kulkarni

Meta has launched a new standalone app called Edits for mobile video creation. First teased by Instagram head Adam Mosseri in January, the app is now available for download.

Edits offers advanced editing tools, real-time performance insights, and direct sharing features—all optimised for mobile. It supports up to 10 minutes of footage, with features like frame-accurate timelines, clip-level edits, auto-enhance, green screen, and transitions.

Creators can export videos without watermarks and share them directly on Instagram, Facebook, or other platforms. The app also provides real-time metrics like skip rate to help creators improve performance.

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Meta says the app was built in collaboration with creators to simplify the production process and provide flexibility beyond its platforms. New features in development include keyframe controls, AI effects, enhanced brand collaboration tools, and more fonts, transitions, filters, and royalty-free music.

The launch highlights Meta’s growing push to compete with platforms like TikTok and CapCut by offering creators more freedom and creative power.

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TECHNOLOGY

Adani Surrenders 5G Spectrum to Bharti Airtel After Deployment Setback

Dhruva Kulkarni

Bharti Airtel and its subsidiary Bharti Hexacom have signed agreements with Adani Data Networks, a unit of Adani Enterprises, to acquire 400 MHz of spectrum in the 26 GHz band.

The move is aimed at boosting Airtel’s 5G capabilities and expanding its services across key regions in India.

The spectrum spans six telecom circles — Gujarat and Mumbai (100 MHz each), Andhra Pradesh, Karnataka, Tamil Nadu, and Rajasthan (50 MHz each). This acquisition is expected to strengthen Airtel’s network infrastructure and support its growing customer base with faster speeds and improved capacity.

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The deal will help Airtel enhance user experience through better connectivity and higher data speeds.

The transaction is subject to regulatory approvals and standard closing conditions. Financial details of the deal have not been disclosed.

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TECHNOLOGY

Infosys, Spark NZ Team Up for AI-Led Tech Overhaul

Dhruva Kulkarni

Infosys has signed a strategic deal with Spark New Zealand to help modernise the telco’s technology delivery using AI and cloud solutions. The move aims to boost efficiency and enhance customer experience.

Announced on 18th April, the partnership builds on a 16-year relationship between the two companies. Under the new agreement, Infosys will support Spark with software engineering and DevOps expertise to improve and manage its digital services systems.

Spark will continue to own its IT assets and lead its tech strategy. At the same time, Infosys will provide scale, innovation, and tools such as its AI-first platform, Infosys Topaz, and cloud solution, Infosys Cobalt.

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Matt Bain, Spark’s Director of Data and Marketing, said the collaboration will allow Spark to focus on its product roadmap and strategy. At the same time, Infosys drives faster execution and delivers AI-powered solutions to enhance customer service.

Infosys will also expand its local team in New Zealand to ensure tech support remains close to Spark’s operations.

Raja Shah, EVP at Infosys, said the strengthened partnership aims to deliver cost efficiencies and improve customer experiences through AI and automation.

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TECHNOLOGY

Microsoft Blocks $4 Billion in Global AI Scam Attempts

Dhruva Kulkarni

In the past year, Microsoft blocked over $4 billion in fraud attempts as cybercriminals increasingly turned to AI tools for faster and more convincing scams.

According to its latest Cyber Signals report, Microsoft used machine learning to stop 1.6 million bot-based signups per hour and reject nearly 49,000 fake partnership attempts between April 2024 and April 2025. AI is helping scammers create phoney e-commerce websites, job offers, and customer service bots that are harder to detect.

“Cybercrime is a trillion-dollar problem,” said Kelly Bissell, Corporate VP at Microsoft Security. “AI helps us detect and respond much faster.”

Fraudsters now use AI to generate fake reviews, clone voices, build entire storefronts, and impersonate tech support. Microsoft has tracked significant scam activity in China and Germany, with large online markets.

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Fake online stores can be launched in minutes using auto-generated content and AI-powered chatbots that stall refunds and fool buyers. Job scams are also evolving, with AI-generated recruiter profiles and interview responses designed to steal personal information.

Microsoft also uncovered a campaign by hacker group Storm-1811, which used Windows Quick Assist to gain remote access to victims’ devices through social engineering—not AI, but a reminder of evolving threats.

Microsoft is embedding fraud protection into product design to counter these attacks through its Secure Future Initiative. New defences include:

  • Microsoft Edge tools to block impersonation and scareware
  • Quick Assist alerts before remote access is granted
  • Remote Help for secure enterprise support
  • Digital Fingerprinting to block 4,400+ suspicious sessions daily
  • LinkedIn algorithms to detect fake job listings

The company is also partnering with the Global Anti-Scam Alliance (GASA) to share intelligence with governments and other tech firms.

Tips to Stay Safe

Microsoft advises watching for these red flags:

  • Unsolicited tech support messages
  • Job offers from free email domains or requiring payment
  • Too-good-to-be-true online deals
  • Chatbots or interviews that sound unnatural

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