Axis Bank presents reward points and cash back credit cards to maximize savings on your purchases. You will also receive gift vouchers or points as joining perks when you apply for a card. Claim these points for hotel bookings, flight tickets, e-vouchers, and more.
Top 10 Axis Bank Credit Cards in India – 2021
Listed below are the top 10 credit cards offered by Axis Bank. Each Axis Bank credit card provides unique advantages and caters to various needs.
Axis Bank Credit Card Variant | Joining Fee | Category |
Axis Bank Signature Credit Card with Lifestyle Benefits | Rs.5,000 | Lifestyle |
Axis Bank Vistara Infinite Credit Card | Rs.10,000 | Travel |
Axis Bank Miles and More World Credit Card | Rs.3,500 +GST | Travel |
Axis Bank NEO Credit Card | Rs.250 | Lifestyle |
Axis MY Zone Credit Card | Rs.500 | Shopping |
Axis MY Wings Credit Card | Rs.1,200 | Travel |
Axis Bank Titanium Smart Traveler Credit Card | Rs.250 | Travel |
Insta Easy Credit Card by Axis Bank | NIL | Lifestyle |
Flipkart Axis Bank Credit Card | Rs.500 | Shopping |
Axis Bank Prime Platinum Credit Card | NIL | Fuel |
Axis Bank has started the Aura Credit Card, which is curated to present a range of advantages across the health and wellness section. One of the largest private sector banks in the country has connected with Poshvine to offer the benefits under the category.
Axis Bank Aura Credit Cardholders will get advantages from IndusHealth Plus with a discount of up to Rs 500 for yearly medical check-ups. Apart from this, clients can avail of up to 4 free online video consultations from Practo with 24×7 access to doctors of over 21 specialities.
The bank also connected with the online health and fitness platform, Fitternity, for four free online fitness sessions monthly. On paying the joining fee/yearly fee, the cardholders will get a gift voucher of Rs 750 from Decathlon.
With a yearly fee of Rs 749, the Aura Credit Card comes with a finance charge of 3.4% per month or 49.36 per cent per year.
Axis Bank is one of the largest private sector banks to offer a wide range of credit cards. The bank currently provides more than 11 alternatives, each customized to cater to different requirements. From travel to premium to shopping to dining, the bank has a card for every category.
Features and Benefits of an Axis Bank Credit Card
- Axis Bank credit cards give world-class privileges, and cardholders can have unlimited discounts from multiple merchant outlets.
- Cashback benefits
- Higher purchase limits
- Over 500 rewards from Axis Bank’s EDGE Loyalty program
- Discounts on dining, shopping, and e-commerce activities
- Airline vouchers
- VIP Lounge access at airports
- Design your credit card utilizing My Design
- Credit cards with embedded EMV chips for improved security
Highlights and Advantages of Top 10 Axis Bank Credit Cards
Axis Bank Signature Credit Card with Lifestyle Advantages
Key Highlights: Upgrade your lifestyle and enjoy top-class advantages. Axis Bank Signature Credit Card with Lifestyle Advantages is the key card to the gateway of a classy life.
Joining Fee: Rs 5,000
Renewal Fee: Rs 3,000
Features and Advantages:
- Free membership to the Priority Pass program with entrance to 600 VIP lounges
- Complimentary membership to selected VISA lounges (two times in one calendar quarter)
- Up to 50% cashback on movie tickets booked by Bookmyshow
- Up to 15% discount at multiple fine dining restaurants
- 1% fuel surcharge waiver on monthly fuel payments
Axis Bank Vistara Infinite Credit Card
Key Highlights: If travelling is your enthusiasm, this is the card you should get. Axis Bank Vistara Infinite Credit Card with travel privileges is the ‘magic carpet’ for you and will fulfil your desire of being a traveller.
Joining Fee: Rs 10, 000
Renewal Fee: Rs 10, 000
Features and Benefits:
- Complimentary Vistara business class ticket as a welcome reward
- Complimentary Club Vistara Membership
- Get 6 Club Vistara points every time you spend Rs 200
- Air accident cover of up to Rs 2.5 crore
Axis Bank Miles and More World Credit Card
Key Highlights: Neither your miles nor your smiles ever lapse. If you are a regular flyer with Lufthansa, Swiss Air, Austrian Airlines, or any other airline service that falls below this category, then this is a must-get card for you. This Axis Bank Miles and More World Credit Card are directly connected to your Miles & More Mileage account. It has numerous advantages for a cardholder and a member.
Joining Fee: Rs 3, 500
Renewal Fee: Rs 3, 500
Features and Benefits:
- Get up to 55,000 miles throughout your first year on your travel
- Claim your miles at partner retail outlets
- Priority Pass Lounge membership
- Get at least a 15% discount when you dine at partner restaurants
- 1% fuel surcharge on your fuel payments
Axis Bank Neo Credit Card
Key Highlights: If you wish to have a personalized credit card and design it the way you want with your choice of advantages, look no further. This Axis bank NEO credit card provides for your saving requirements and also delivers you spending benefits.
Joining Fee: Rs 250
Renewal Fee: Rs 250
Features and Benefits:
- A minimum discount of 15 per cent at partner restaurants
- Get Axis Bank EDGE reward points
- Receive an Amazon gift voucher of Rs 250 when you swipe your card for the first time
- Get BookMyShow vouchers worth Rs 300
Axis MY Zone Credit Card
Key Highlights: This card gives you a great time shopping, dining, or at a movie. It is the ultimate fun-seeker for you. The rewards are too awesome to resist. In a nutshell, this Axis MY Zone Credit Card is your best companion when you are out with your buddies.
Joining Fee: Rs 500
Renewal Fee: Rs 500
Features and Benefits:
- 25% cashback on movie tickets where Paytm does the transaction
- Up to Rs 1 000 discount at Myntra as a welcome gift
- One complimentary airport lounge entry in a month
- Earn 4 EDGE reward points every time you pay Rs 200
Axis MY Wings Credit Card
Key Highlights: This specific credit card is much beneficial if you travel a lot. Whether a bus, train, or flight, it does not matter because this card will surely come in handy for all your travel plans.
Joining Fee: Rs 1, 200
Renewal Fee: Rs 500
Features and Benefits:
- Get a 15% discount on your dining payments
- Get two complimentary base fare tickets
- Complimentary access to airport lounges
- 20% cashback on domestic flight bookings
Axis Bank Titanium Smart Traveler Credit Card
Key Highlights: This Axis Bank Titanium Smart Traveler Credit Card will make your travel more comfortable with all the travel privileges and complimentary lounge entree benefits.
Joining Fee: Rs 250
Renewal Fee: Rs 100
Features and Benefits:
- Get up to 1% fuel surcharge waiver
- Receive a 15% discount on your dining payments
- Get 8 EDGE reward points when you pay Rs.200 while travelling overseas
- Get 2 EDGE reward points when you pay Rs.200 in India
Insta Easy Credit Card by Axis Bank
Key Highlights: You require minimal documents to get this credit card. The Insta Easy Credit Card by Axis Bank can be availed at any Axis Bank branch, given you have a fixed deposit with Axis Bank.
Joining Fee: NIL
Renewal Fee: NIL
Features and Benefits:
- Get a credit limit of up to 80% of your fixed deposit
- 1% fuel surcharge waiver
- Have 50 days credit-free period
- Receive a 15% discount on your dining payments
Flipkart Axis Bank Credit Card
Key Highlights: The Flipkart Axis Bank Credit Card allows you to explore a world of cashback with every payment you make.
Joining Fee: Rs 500
Renewal Fee: Rs 500
Features and Benefits:
- Get joining perks of up to Rs 3, 300
- Enjoy four airport lounge visits to select lounges in India
- 5% cashback on Myntra, Flipkart and 2GUD
- 1% fuel surcharge waiver
Axis Bank Pride Platinum Credit Card
Key Highlights: The Axis Bank Pride Platinum Credit Card enables you to explore a world of cashback with every payment you make.
Joining Fee: NIL
Renewal Fee: Rs 250
Features and Benefits:
- 1% fuel surcharge waiver
- Get a 15% discount on your dining transactions
- Get free add-on credit cards
- Eligibility to Apply for Axis Bank Credit Cards
- The primary cardholder should be within the age limit of 18 to 70 years.
- Should be an Indian citizen
- Add-on cardholders must be above the age of 15 years.
- Documents Required to Apply for Axis Bank Credit Cards
- PAN Card photocopy or Form 60
- Income Proof: Form 16/ IT Return copy/ Latest Payslip
- Residence Proof: Passport/ Electricity Bill/ Ration Card/ Landline Telephone bill.
Types of Credit Cards Presented by Axis Bank
Credit Card | Category |
Premium Credit Cards | Axis Bank Reserve Credit Card Axis Bank Freecharge Plus Credit Card Axis Bank Magnus Credit Card Axis Bank Vistara Signature Credit Card Axis Bank Vistara Infinite Credit Card Axis Bank Select Credit Card Axis Bank Signature Credit Card with Lifestyle Benefits |
Featured Credit Cards | Flipkart Axis Bank Credit Card Axis Bank Freecharge Credit Card Axis Bank MY Zone Credit Card Axis Bank Neo Credit Card Axis Bank Pride Platinum Credit Card Axis Bank Pride Signature Credit Card Axis Bank MY Zone Easy Credit Card Axis Bank Insta Easy Credit Card |
Co-branded Credit Cards | Axis Bank Freecharge Plus Credit Card Flipkart Axis Bank Credit Card Axis Bank Vistara Credit Card Axis Bank Vistara Signature Credit Card Axis Bank Vistara Infinite Credit Card Miles and More Axis Bank Credit Card |
Other Credit Cards | Axis Bank Reserve Credit Card Axis Bank Insta Easy Credit Card |