Ujjivan Financial Services Ltd

NSE :UJJIVAN   BSE :539874  Sector : Finance
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02 May
589.50
(2.62%)
30 Apr
574.45
(1.35%)
29 Apr
566.80
(1.27%)
26 Apr
559.70
(-0.25%)
25 Apr
561.10
(-0.02%)
24 Apr
561.20
(-0.56%)
23 Apr
564.35
(-0.31%)
22 Apr
566.10
(2.66%)
19 Apr
551.45
(4.79%)
18 Apr
526.25
(0.37%)
16 Apr
524.30
(-1.56%)
15 Apr
532.60
(-1.85%)
12 Apr
542.65
(-0.80%)
10 Apr
547.05
(-0.75%)
09 Apr
551.20
(-0.24%)
08 Apr
552.50
(-0.81%)
05 Apr
557.00
(-1.93%)
04 Apr
567.95
(6.22%)
03 Apr
534.70
(-0.52%)
02 Apr
537.50
(6.82%)
01 Apr
503.20
(5.63%)


Technical Analysis

Short Term Investors

Very Bullish

Medium Term Investors

Very Bullish

Long Term Investors

Neutral

Moving Averages

5 DMA
Bullish

570.51


10 DMA
Bullish

562.2


20 DMA
Bullish

553.62


50 DMA
Bullish

532.96


100 DMA
Bullish

553.45


200 DMA
Bullish

534.79



Intraday Support and Resistance
(Based on Pivot Points) |

Updated On May 02, 2024 04:00 PM For Next Trading Session

Pivots Classic Fibonacci Camarilla Woodie DM
R3 617.16 605.03 594.97 - -
R2 605.03 597.43 593.15 606.13 -
R1 597.26 592.73 591.32 599.46 601.15
P 585.13 585.13 585.13 586.23 587.08
S1 577.36 577.53 587.68 579.56 581.25
S2 565.23 572.83 585.85 566.33 -
S3 557.46 565.23 584.03 - -

Key Metrics

EPS

15.23

P/E

38.76

P/B

3.8

Dividend Yield

0.85%

Market Cap

7,179 Cr.

Face Value

10

Book Value

155.16

ROE

41.12%

EBITDA Growth

1,033.96 Cr.

Debt/Equity

9.35

Shareholding Pattern

  0% Total Promoter Holding
5.12% Mutual Fund Holdings
28.24% FIIs
57.3% Non Institution
0.55% Insurance Companies
0% Custodians
8.79% Other Parties

Shareholding History


Quarterly Result (Figures in Rs. Crores)


Ujjivan Financial Services Ltd Quaterly Results


Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023
INCOME 1194.35 1328.25 1455.95 1558.19 1634.61
PROFIT 220.45 167.17 219.92 225.84 207.94
EPS 18.12 13.74 18.07 18.56 17.09

Ujjivan Financial Services Ltd Quaterly Results


Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023
INCOME 2.18 121.47 14.36 76 4.17
PROFIT 0.93 105.61 11.72 65.41 2.7
EPS 0.08 8.68 0.96 5.38 0.22

Profit & Loss (Figures in Rs. Crores)


Ujjivan Financial Services Ltd Profit & Loss


Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023
INCOME 1397.62 1544.7 2013.62 2969.38 3181 3092.18 4678.76
PROFIT 207.67 26.1 151.29 281.37 -208.03 -189.7 891.23
EPS 17.4 2.15 12.42 24.56 -19.65 -18.94 93.71

Ujjivan Financial Services Ltd Profit & Loss


Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023
INCOME 357.67 611.88 184.01 216.81 7.74 30.62 21.24 8.44 6.75 127.25
PROFIT 58.42 75.82 177.22 207.64 1 20.94 8.82 2.93 2.17 108.16
EPS 8.91 8.7 17.4 17.39 0.08 1.78 0.73 0.24 0.18 8.89

Balance Sheet (Figures in Rs. Crores)

Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017
SOURCES OF FUNDS :
Share Capital 121.68121.68121.66121.6121.17120.86119.38
Reserves Total 3,101.862,200.932,390.512,717.941,756.271,611.041,635.88
Equity Application Money0000.080.2400.53
Total Shareholders Funds3,223.542,322.612,512.172,839.621,877.681,731.91,755.79
Minority Interest1,018.67399.69438.15331.2000
Secured Loans4,913.622,437.963,247.183,952.624,5336005,941.84
Unsecured Loans25,862.2918,634.9913,552.0211,251.077,309.187,025.49450
Total Loan Funds30,775.9121,072.9516,799.215,203.6911,842.187,625.496,391.84
Other Liabilities0000022.0257.16
Total Liabilities35,018.1223,795.2519,749.5218,374.5113,719.869,379.418,204.79
APPLICATION OF FUNDS :
Loan / Non-Current Assets 23,152.8716,778.5413,847.4113,933.7310,930.537,322.620
Gross Block 1,421.51,251.281,151.931,064.16382.56235.36172.19
Less: Accumulated Depreciation737.91585.37434.2265.29100.1641.1935.59
Net Block683.59665.91717.73798.87282.4194.17136.6
Capital Work in Progress17.575.794.7920.632.14.23.17
Investments 8,604.174,215.22,551.712,429.21,547.811,244.081,446.68
Sundry Debtors 0000004,282.09
Cash and Bank Balance2,484.192,188.062,609.051,344.421,097.25613.09760.08
Loans and Advances 210.86155.27135.1895.0189.93.04162.14
Total Current Assets2,695.052,343.332,744.231,439.441,187.15616.135,204.3
Current Liabilities 408.02571.79403.98289.63271.96117.79174.25
Provisions 6055.7353.246.9434.0625.0599.56
Total Current Liabilities & Provisions468.02627.53457.19336.57306.03142.84273.8
Net Current Assets2,227.031,715.812,287.041,102.87881.13473.34,930.5
Deferred Tax Assets345.14420.15351.0499.3492.05106.4450.77
Deferred Tax Liability12.256.1510.210.1316.1514.443.8
Net Deferred Tax332.89414340.8489.2175.99246.97
Other Assets0000049.031,640.88
Total Assets35,018.1223,795.2519,749.5218,374.513,719.879,379.418,204.8
Contingent Liabilities22.8379.0924.835.30.860.870.46
Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017Mar 2016Mar 2015Mar 2014
SOURCES OF FUNDS :
Share Capital 121.68121.68121.66121.6121.17120.86119.38101.1986.1365.58
Reserves Total 1,731.51,684.161,681.451,684.221,666.361,644.851,635.851,096.57650.32306.95
Equity Application Money0000.080.2400.53000
Total Shareholders Funds1,853.181,805.841,803.111,805.91,787.771,765.711,755.761,197.76736.45372.53
Secured Loans00000004,2883,066.031,646.46
Unsecured Loans00000005055.743.5
Total Loan Funds00000004,3383,121.771,649.96
Other Liabilities000001.06013.095.952.3
Total Liabilities1,853.181,805.841,803.111,805.91,787.771,766.771,755.765,548.853,864.172,024.79
APPLICATION OF FUNDS :
Gross Block 0.110.080.090.090.080.04048.3935.5924.72
Less: Accumulated Depreciation 0.080.070.070.050.030.01024.2117.6411.99
Net Block0.030.010.020.040.050.03024.1817.9512.73
Investments 1,679.831,679.831,679.651,676.311,666.181,651.081,640.040.10.10.1
Sundry Debtors 00000003,779.342,629.91,387.61
Cash and Bank Balance173.66126.29123.89129.87122.25114.92127.07491.27644.78394.45
Loans and Advances 0.820.780.911.10.71.30.2388.6362.933.56
Total Current Assets174.48127.07124.8130.97122.96116.22127.34,359.243,337.581,815.63
Current Liabilities 1.151.051.291.171.20.094.96115.7869.5630.5
Provisions 0.020.030.10.280.250.816.762.6942.5323.42
Total Current Liabilities & Provisions1.171.081.391.451.450.9111.66178.47112.0953.92
Net Current Assets173.31125.99123.41129.53121.5115.32115.644,180.773,225.491,761.71
Deferred Tax Assets0.010.010.030.030.030.030.0424.5715.287.36
Deferred Tax Liability00000000.500.52
Net Deferred Tax0.010.010.030.030.030.030.0424.0715.286.84
Other Assets000000.310.031,319.72605.35243.41
Total Assets1,853.181,805.841,803.111,805.91,787.761,766.771,755.755,548.843,864.172,024.79
Contingent Liabilities000.5800000.420.420.42

Cash Flow (Figures in Rs. Crores)

Net Profit before Tax and Extr...1,530.8
Depreciation162.79
Interest (Net)-8.23
P/L on Sales of Assets-0.67
Prov. and W/O (Net)-99.22
Total Adjustments (PBT and Ext...63.7
Operating Profit before Workin...1,594.5
Trade Payables-41.52
Loans and Advances-6,274.22
Change in Deposits7,229.23
Total Adjustments (OP before W...727.82
Cash Generated from/(used in) ...2,322.32
Direct Taxes Paid-249.67
Total Adjustments(Cash Generat...-249.67
Cash Flow before Extraordinary...2,072.65
Net Cash from Operating Activi...2,072.65
Purchased of Fixed Assets-192.53
Sale of Fixed Assets0.92
Purchase of Investments-4,369.68
Net Cash used in Investing Act...-4,554.1
Proceeds from Issue of shares ...466.13
Proceed from 0ther Long Term B...2,286.37
Of Financial Liabilities-1.93
Dividend Paid-110.43
Net Cash used in Financing Act...2,640.14
Net Profit before Tax and Extr...124.12
Depreciation0.01
Interest (Net)-8.23
Total Adjustments (PBT and Ext...-8.22
Operating Profit before Workin...115.9
Trade Payables0.03
Cash Generated from/(used in) ...115.9
Direct Taxes Paid-15.98
Total Adjustments(Cash Generat...-15.98
Cash Flow before Extraordinary...99.92
Net Cash from Operating Activi...99.92
Purchased of Fixed Assets-0.02
Interest Received7.19
Net Cash used in Investing Act...-38.52
Dividend Paid-60.84
Net Cash used in Financing Act...-60.84

Company Details

Registered Office
AddressGrape Garden No 27 3rd A Cross,
18th Main 6-Block Koramangala
CityBangaluru
StateKarnataka
Pin Code560095
Tel. No.91-80-40712121
Fax. No.91-80-41468700
Emailcompliance@ujjivanfin.com; sanjeev.barnwal@ujjivan
Internethttp://www.ujjivan.com
Registrars
AddressGrape Garden No 27 3rd A Cross
CityBangaluru
StateKarnataka
Pin Code560095
Tel. No.91-80-40712121
Fax. No.91-80-41468700
Emailcompliance@ujjivanfin.com; sanjeev.barnwal@ujjivan
Internethttp://www.ujjivan.com
Management
Name Designation
K R RamamoorthyChairman & Independent Directo
Anand NarayanNon-Exec & Non-Independent Dir
MONA KACHHWAHAIndependent Director
SAMIT GHOSHIndependent Director
Sunil Vinayak PatelIndependent Director
Renzo Christopher ViegasIndependent Director
Shashidhara S.Company Sec. & Compli. Officer