PB Fintech Ltd

NSE :POLICYBZR   BSE :543390  Sector : IT - Software
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22 Nov
1729.25
(0.25%)
21 Nov
1724.95
(0.72%)
19 Nov
1712.65
(-0.42%)
18 Nov
1719.85
(-0.27%)
14 Nov
1724.50
(5.61%)
13 Nov
1632.85
(-3.10%)
12 Nov
1685.10
(1.12%)
11 Nov
1666.50
(-0.73%)
08 Nov
1678.70
(-3.47%)
07 Nov
1739.00
(4.55%)
06 Nov
1663.30
(1.30%)
05 Nov
1641.95
(-4.23%)
04 Nov
1714.50
(0.48%)
01 Nov
1706.30
(0.30%)
31 Oct
1701.15
(-0.13%)
30 Oct
1703.40
(-0.09%)
29 Oct
1704.90
(2.59%)
28 Oct
1661.85
(1.35%)
25 Oct
1639.75
(-0.46%)
24 Oct
1647.30
(0.43%)
23 Oct
1640.30
(1.16%)


Technical Analysis

Short Term Investors

Very Bullish

Medium Term Investors

Neutral

Long Term Investors

Very Bullish

Moving Averages

5 DMA
Bullish

1723.16


10 DMA
Bullish

1701.97


20 DMA
Bullish

1689.76


50 DMA
Bullish

1713.19


100 DMA
Bullish

1634.22


200 DMA
Bullish

1410.63



Intraday Support and Resistance
(Based on Pivot Points) |

Updated On Nov 22, 2024 04:00 PM For Next Trading Session

Pivots Classic Fibonacci Camarilla Woodie DM
R3 1844.6 1798.75 1751.42 - -
R2 1798.75 1767.96 1744.03 1801.53 -
R1 1764 1748.94 1736.64 1769.56 1781.38
P 1718.15 1718.15 1718.15 1720.93 1726.84
S1 1683.4 1687.36 1721.86 1688.96 1700.78
S2 1637.55 1668.34 1714.47 1640.33 -
S3 1602.8 1637.55 1707.09 - -

Key Metrics

EPS

0.54

P/E

0

P/B

10.06

Dividend Yield

0%

Market Cap

78,873 Cr.

Face Value

2

Book Value

172.61

ROE

0.94%

EBITDA Growth

97.62 Cr.

Debt/Equity

0.04

Shareholding Pattern

  0% Total Promoter Holding
12.93% Mutual Fund Holdings
46.59% FIIs
31.35% Non Institution
4.2% Insurance Companies
0.54% Custodians
4.39% Other Parties

Shareholding History


Quarterly Result (Figures in Rs. Crores)


PB Fintech Ltd Quaterly Results


Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024
INCOME 909.12 964.5 1187.88 1151.93 1273.64
PROFIT -20.24 38.05 60.59 25.4 50.67
EPS -0.45 0.85 1.35 1.34 1.12

PB Fintech Ltd Quaterly Results


Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024
INCOME 77.52 90.29 97.68 95.49 105.34
PROFIT 1.89 26.96 -14.74 7.17 5.39
EPS 0.04 0.6 -0.33 0.22 0.12

Profit & Loss (Figures in Rs. Crores)


PB Fintech Ltd Profit & Loss


Mar 2015Mar 2016Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024
INCOME 84.88 109.54 360.33 528.81 855.57 957.41 1550.28 2816.84 3818.25
PROFIT -66.27 -125.64 -82.23 -380.17 -375.78 -178.38 -831.4 -487.22 66.95
EPS 0 0 0 0 0 0 -18.53 -10.84 1.43

PB Fintech Ltd Profit & Loss


Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024
INCOME 36.3 69.02 132.76 103.81 84.08 147.99 179.44 217.43 328.89 362.4
PROFIT -61.59 -94.44 51.04 -43.3 -38.33 -19.25 1.97 -309.56 -85.38 32.22
EPS 0 0 21052.83 -12945.62 -4161.79 2564.03 833.66 -6.67 -1.65 0.8

Balance Sheet (Figures in Rs. Crores)

Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2016Mar 2015
SOURCES OF FUNDS :
Share Capital 90.2490.0289.91.231.110.880.870.680.44
Reserves Total 5,780.795,386.285,321.761,990.51,264.74489.42786.92300.9596.69
Total Shareholders Funds5,871.035,476.35,411.661,991.731,265.85490.3787.79301.6397.13
Minority Interest5.448.50000000
Unsecured Loans 253.33226.59159.36108.69108.4488.71000
Total Debt253.33226.59159.36108.69108.4488.71000
Other Liabilities34.7924.5624.9422.2113.629.486.753.542.23
Total Liabilities6,164.595,735.955,595.962,122.631,387.91588.49794.54305.1799.36
APPLICATION OF FUNDS :
Gross Block 585.47473.84320.62212.12206.08155.9521.4316.0610.32
Less: Accumulated Depreciation226.85160.55115.7287.3658.7637.0710.679.826.46
Net Block358.62313.29204.9124.76147.32118.8810.766.243.86
Investments 1,358.47622.1373.08137.761.99125.25649.76236.918.72
Sundry Debtors 650.52677.31360.87172.9178.77131.2996.0638.4525.49
Cash and Bank Balance734.97762.723,700.241,810.181,105.64267.3648.0234.3360.86
Loans and Advances 3,013.422,119.941,182.9318.724.5515.881624.2113.07
Total Current Assets4,398.913,559.975,244.032,001.791,308.95414.53160.0796.9999.42
Current Liabilities 522.61489.84319.52208.1188.09162.9780.8538.1926.49
Provisions 41.3128.2400004.321.50.02
Total Current Liabilities & Provisions563.92518.08319.52208.1188.09162.9785.1739.6926.5
Net Current Assets3,834.993,041.894,924.511,793.691,120.86251.5674.957.372.91
Deferred Tax Assets62.0850.2336.3624.59009.4300
Deferred Tax Liability62.0850.2236.2924.5900000
Net Deferred Tax00.010.070009.4300
Other Assets612.511,758.6693.4166.42117.7492.7949.74.733.87
Total Assets6,164.595,735.955,595.972,122.631,387.91588.49794.55305.1799.36
Contingent Liabilities89.2268.4525.5724.224.226.45000
Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017Mar 2016Mar 2015
SOURCES OF FUNDS :
Share Capital 90.2490.0289.91.231.110.880.870.680.680.44
Reserves Total 7,639.137,272.686,804.92,939.762,041.79955.75920.82429.36346.35111.41
Total Shareholders Funds7,729.377,362.76,894.82,940.992,042.9956.63921.69430.04347.03111.85
Unsecured Loans 4.818.0310.7613.512.0600000
Total Debt4.818.0310.7613.512.0600000
Other Liabilities2.563.033.113.051.712.852.331.421.041.88
Total Liabilities7,736.747,373.766,908.672,957.552,046.67959.48924.02431.46348.07113.73
APPLICATION OF FUNDS :
Gross Block 23.4322.6622.7724.1710.984.547.3814.714.819.74
Less : Accumulated Depreciation 17.7114.6611.288.447.52.725.5912.029.316.27
Net Block 5.72811.4915.733.481.821.792.685.53.47
Investments 4,840.473,902.532,416.271,146.48914.22659.26884.91380.48276.2435.59
Sundry Debtors 1.810.895.5611.957.764.1327.5630.3226.5313.93
Cash and Bank Balance504.22489.083,242.571,751.341,068.29201.9416.1923.1929.2456.95
Loans and Advances 2,263.691,593.251,216.9548.2952.9476.1312.3926.5823.323.11
Total Current Assets2,769.722,083.224,465.071,811.581,128.98282.256.1380.0879.0794
Current Liabilities 66.5611.3115.6141.0117.547.2344.4459.0515.8321.7
Provisions 2.341.960001.360.382.450.160.02
Total Current Liabilities & Provisions68.913.2715.6141.0117.548.5944.8261.515.9821.72
Net Current Assets2,700.822,069.954,449.461,770.571,111.44273.6111.3218.5863.0972.27
Deferred Tax Assets0000009.4325.610.250
Deferred Tax Liability00000000.10.250
Net Deferred Tax0000009.4325.5100
Other Assets189.731,393.2831.4424.7717.5324.7816.594.213.242.39
Total Assets7,736.747,373.766,908.672,957.552,046.67959.47924.04431.46348.07113.72
Contingent Liabilities89.2268.4525.5724.222.0621.80000

Cash Flow (Figures in Rs. Crores)

Net Profit before Tax and Extr...77.11
Depreciation88.72
Interest (Net)-316.71
P/L on Sales of Assets-0.04
P/L on Sales of Invest-19.83
Prov. and W/O (Net)14.88
P/L in Forex0.03
Total Adjustments (PBT and Ext...82.09
Operating Profit before Workin...159.2
Trade and 0ther Receivables19.71
Trade Payables-5.55
Loans and Advances-1.21
Total Adjustments (OP before W...48.48
Cash Generated from/(used in) ...207.68
Direct Taxes Paid-199.03
Total Adjustments(Cash Generat...-199.03
Cash Flow before Extraordinary...8.65
Net Cash from Operating Activi...8.65
Purchased of Fixed Assets-63.35
Sale of Fixed Assets0.16
Purchase of Investments-3,473.82
Sale of Investments2,773.07
Interest Received194.54
Net Cash used in Investing Act...300.7
Proceeds from Issue of shares ...0.34
Of Financial Liabilities-31.18
Interest Paid-25.99
Net Cash used in Financing Act...-56.83
Net Profit before Tax and Extr...44.25
Depreciation3.05
Interest (Net)-241.49
P/L on Sales of Invest-5.13
Prov. and W/O (Net)0.14
Total Adjustments (PBT and Ext...-52.39
Operating Profit before Workin...-8.14
Trade and 0ther Receivables-0.92
Trade Payables46.69
Loans and Advances-0.01
Total Adjustments (OP before W...76.03
Cash Generated from/(used in) ...67.89
Direct Taxes Paid-25.25
Total Adjustments(Cash Generat...-25.25
Cash Flow before Extraordinary...42.64
Net Cash from Operating Activi...42.64
Sale of Fixed Assets0.06
Purchase of Investments-897.24
Sale of Investments501.58
Interest Received144.72
Invest.In Subsidiaires-389.97
Net Cash used in Investing Act...95.32
Proceeds from Issue of shares ...0.34
Of Financial Liabilities-3.22
Interest Paid-0.61
Net Cash used in Financing Act...-3.49

Company Details

Registered Office
AddressPlot No 119 Sector 44,
CityGurgaon
StateHaryana
Pin Code122001
Tel. No.91-124-4562907
Fax. No.91-124-4562902
Emailinvestor.relations@pbfintech.in; complianceofficer
Internethttp://www.pbfintech.in
Registrars
AddressPlot No 119 Sector 44
CityGurgaon
StateHaryana
Pin Code122001
Tel. No.91-124-4562907
Fax. No.91-124-4562902
Emailinvestor.relations@pbfintech.in; complianceofficer
Internethttp://www.pbfintech.in
Management
Name Designation
Yashish DahiyaChairman/ED & CEO
Alok BansalExecutive Vice Chairman & WTD
Kaushik DuttaIndependent Non Exe. Director
SARBVIR SINGHJoint CEO
KITTY AGARWALNon-Exec & Non-Independent Dir
VEENA VIKAS MANKARIndependent Non Exe. Director
Nilesh Bhaskar SatheIndependent Non Exe. Director
G SrinivasanIndependent Non Exe. Director
Jessie PaulIndependent Non Exe. Director
Bhasker JoshiCompany Sec. & Compli. Officer
Dhruv ShringiIndependent Non Exe. Director