PNB Housing Finance Ltd

NSE :PNBHOUSING   BSE :540173  Sector : Finance
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52 WK low / high

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26 Apr
784.75
(0.19%)
25 Apr
783.25
(0.85%)
24 Apr
776.65
(0.59%)
23 Apr
772.10
(0.29%)
22 Apr
769.90
(-0.25%)
19 Apr
771.85
(2.63%)
18 Apr
752.10
(0.49%)
16 Apr
748.45
(1.40%)
15 Apr
738.15
(-3.24%)
12 Apr
762.85
(-0.80%)
10 Apr
769.00
(0.59%)
09 Apr
764.50
(0.08%)
08 Apr
763.90
(-1.09%)
05 Apr
772.30
(0.34%)
04 Apr
769.65
(4.71%)
03 Apr
735.00
(1.51%)
02 Apr
724.05
(-3.37%)
01 Apr
749.30
(18.96%)
28 Mar
629.85
(-0.08%)
27 Mar
630.35
(0.28%)
26 Mar
628.60
(-1.80%)

Price Chart Historical Data Technical Chart

Technical Analysis

Short Term Investors

Very Bullish
Medium Term Investors

Very Bullish
Long Term Investors

Neutral

Moving Averages

5 DMA
Bullish

777.37

10 DMA
Bullish

766.03

20 DMA
Bullish

748.44

50 DMA
Bullish

716.13

100 DMA
Bullish

758.55

200 DMA
Bullish

725.04


Intraday Support and Resistance
(Based on Pivot Points) |

Updated On Apr 26, 2024 04:00 PM For Next Trading Session

Pivots Classic Fibonacci Camarilla Woodie DM
R3 817 808.25 790.39 - -
R2 808.25 800.42 788.51 807.5 -
R1 796.5 795.58 786.63 795 802.38
P 787.75 787.75 787.75 787 790.69
S1 776 779.92 782.87 774.5 781.88
S2 767.25 775.08 780.99 766.5 -
S3 755.5 767.25 779.11 - -

Key Metrics

EPS

52.61

P/E

14.94

P/B

1.44

Dividend Yield

0%

Market Cap

20,382 Cr.

Face Value

10

Book Value

545.01

ROE

10.02%

EBITDA Growth

1,538.97 Cr.

Debt/Equity

5.1

Shareholding Pattern

  28.13% Total Promoter Holding
3.37% Mutual Fund Holdings
25.01% FIIs
39.99% Non Institution
0.69% Insurance Companies
0% Custodians
2.81% Other Parties

Shareholding History

Quarterly Result (Figures in Rs. Crores)


PNB Housing Finance Ltd Quaterly Results


Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023
INCOME 1796.52 1637.72 1707.72 1779.4 1756
PROFIT 269.13 279.28 347.32 383 338.44
EPS 15.95 16.52 13.64 14.76 13.04

PNB Housing Finance Ltd Quaterly Results


Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023
INCOME 1787.4 1627.81 1698.96 1767.81 1751.47
PROFIT 272.25 282.91 352.68 384.4 346.54
EPS 16.14 16.74 13.85 14.81 13.35

Profit & Loss (Figures in Rs. Crores)


PNB Housing Finance Ltd Profit & Loss


Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023
INCOME 5489.34 7683.22 8489.55 7624.08 6200.73 6529.66
PROFIT 841.26 1191.6 646.56 932.34 836.63 1046.15
EPS 41.8 58.91 31.81 45.75 41.07 51.28

PNB Housing Finance Ltd Profit & Loss


Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023
INCOME 1120.32 1780.38 2698.67 3907.85 5488.69 7484.6 8485.92 7583.98 6145.92 6492.39
PROFIT 129.89 194.21 326.55 523.73 842.25 1081.46 682.65 927.65 822.07 1056.42
EPS 19.74 18.69 25.72 26.18 41.85 53.46 33.59 45.52 40.36 51.79

Balance Sheet (Figures in Rs. Crores)

Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018
SOURCES OF FUNDS :
Share Capital 168.86168.6168.27168.19167.47166.59
Reserves Total 10,844.89,703.038,754.767,829.587,376.436,400.75
Equity Application Money0.200000
Total Shareholders Funds11,013.869,871.638,923.037,997.777,543.96,567.34
Secured Loans33,068.7932,617.8140,102.8449,758.5248,544.1230,827.8
Unsecured Loans20,552.5920,343.3219,289.617,976.5823,314.7322,948.9
Total Loan Funds53,621.3852,961.1359,392.4467,735.171,858.8553,776.7
Other Liabilities000001,639.08
Total Liabilities64,635.2462,832.7668,315.4775,732.8779,402.7561,983.12
APPLICATION OF FUNDS :
Loan / Non-Current Assets 57,839.7955,335.9460,644.7266,628.0274,287.8857,164.8
Gross Block 401.63363.41341.92365.88156.3899.71
Less: Accumulated Depreciation255.32213.01160.65114.853.2723.59
Net Block146.31150.4181.27251.08103.1176.12
Capital Work in Progress3.163.542.384.065.179.69
Investments 3,196.293,482.72,044.822,075.744,560.672,412.95
Sundry Debtors 12.8642.7644.9444.938.880.33
Cash and Bank Balance3,796.25,216.096,968.638,514.394,034.072,816.98
Loans and Advances 1,733.421,099.281,075.811,125.6778.22289.28
Total Current Assets5,542.486,358.138,089.389,684.894,851.173,106.59
Current Liabilities 2,220.742,879.522,995.413,177.924,440.981,012.61
Provisions 17.7217.3381.3218.9425.2618.74
Total Current Liabilities & Provisions2,238.462,896.853,076.733,196.864,466.241,031.35
Net Current Assets3,304.023,461.285,012.656,488.03384.932,075.24
Deferred Tax Assets145.67398.9429.63285.9460.9945.46
Net Deferred Tax145.67398.9429.63285.9460.9945.46
Other Assets00000198.86
Total Assets64,635.2462,832.7668,315.4775,732.8779,402.7561,983.12
Contingent Liabilities89.7223.1212.3777.19101.7541.55
Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017Mar 2016Mar 2015Mar 2014
SOURCES OF FUNDS :
Share Capital 168.86168.6168.27168.19167.47166.59165.64126.92103.8565.69
Reserves Total 10,783.519,631.948,698.917,778.977,267.546,401.765,411.672,018.981,474.88868.45
Total Shareholders Funds10,952.579,800.548,867.187,947.167,435.016,568.355,577.312,145.91,578.73934.14
Secured Loans33,068.7932,617.8140,102.8449,758.5262,567.1630,827.819,900.7813,402.729,754.158,228.17
Unsecured Loans20,552.3120,343.3119,290.9817,977.329,291.6922,948.915,596.3612,610.966,726.611,879.5
Total Loan Funds53,621.152,961.1259,393.8267,735.8471,858.8553,776.735,497.1426,013.6816,480.7610,107.67
Other Liabilities000001,638.88346.35261.72344.32190.58
Total Liabilities64,573.6762,761.6668,26175,68379,293.8661,983.9341,420.828,421.318,403.8111,232.39
APPLICATION OF FUNDS :
Loan / Non-Current Assets 57,908.5355,380.7460,687.3766,668.6874,327.4757,167.2736,443.7925,623.5614,382.178,640.65
Gross Block 400.19362.25340.76364.74155.48278.23104.385.5552.230.79
Less: Accumulated Depreciation 254.34212.26160.11114.4953.1723.5745.927.4412.624.97
Net Block145.85149.99180.65250.25102.31254.6658.458.1139.5825.82
Capital Work in Progress3.163.542.384.065.179.692.034.0518.13.02
Investments 3,188.023,472.022,032.922,048.324,457.432,413.153,279.561,622.271,585.98645.48
Sundry Debtors 038.9815.035.8426.740.330000
Cash and Bank Balance3,692.575,114.846,906.58,512.534,026.082,816.93151.47248.54293.14138.42
Loans and Advances 1,721.281,090.391,078.191,109.05753.83289.632,745.871,926.412,590.642,005.37
Total Current Assets5,413.856,244.217,999.729,627.424,806.653,106.892,897.342,174.952,883.782,143.79
Current Liabilities 2,213.92,870.522,987.963,172.754,432.651,015.271,463.851,148.06572.64271.6
Provisions 17.3917.1283.5618.4323.7318.6928.0471.1252.5735.59
Total Current Liabilities & Provisions2,231.292,887.643,071.523,191.184,456.381,033.961,491.891,219.18625.21307.2
Net Current Assets3,182.563,356.574,928.26,436.24350.272,072.931,405.45955.772,258.571,836.59
Deferred Tax Assets145.55398.8429.48275.4551.2145.6121.5266.737.2424.84
Deferred Tax Liability000000168.3897.1743.469.38
Net Deferred Tax145.55398.8429.48275.4551.2145.6-46.86-30.47-6.2215.46
Other Assets0000020.63278.43188.01125.6365.36
Total Assets64,573.6762,761.6668,26175,68379,293.8661,983.9341,420.828,421.318,403.8111,232.38
Contingent Liabilities56.6921.2812.3777.19101.7536.3735.3318.374.470

Cash Flow (Figures in Rs. Crores)

Net Profit before Tax and Extr...1,360.91
Depreciation51.44
Interest (Net)3,883.95
P/L on Sales of Assets0.19
Prov. and W/O (Net)741.16
Fin. Lease and Rental Charges5.67
Others-394.79
Total Adjustments (PBT and Ext...4,617.63
Operating Profit before Workin...5,978.54
Trade and 0ther Receivables29.97
Trade Payables13.96
Loans and Advances-3,081.8
Total Adjustments (OP before W...-3,559.31
Cash Generated from/(used in) ...2,419.23
Interest Paid(Net)-3,979.92
Direct Taxes Paid-304.34
Total Adjustments(Cash Generat...-4,284.26
Cash Flow before Extraordinary...-1,865.03
Net Cash from Operating Activi...-1,865.03
Purchased of Fixed Assets-13
Sale of Fixed Assets0.17
as [Capital WIP-1.85
Sale of Investments190.46
Net Cash used in Investing Act...175.78
Proceeds from Issue of shares ...7.21
Proceed from Issue of Debentur...149.99
Proceed from Bank Borrowings17,771.75
Proceed from Short Tem Borrowi...50
On Redemption of Debenture-2,560
Of the Long Tem Borrowings-14,636.84
Of the Short Term Borrowings-50
Of Financial Liabilities-35.85
Net Cash used in Financing Act...301.47
Net Profit before Tax and Extr...1,366.81
Depreciation51.23
Interest (Net)3,860.82
P/L on Sales of Assets0.19
Prov. and W/O (Net)741.12
Fin. Lease and Rental Charges5.67
Others-394.8
Total Adjustments (PBT and Ext...4,594.25
Operating Profit before Workin...5,961.06
Trade and 0ther Receivables39.05
Trade Payables17.33
Loans and Advances-3,081.78
Total Adjustments (OP before W...-3,455.04
Cash Generated from/(used in) ...2,506.02
Interest Paid(Net)-3,980.99
Direct Taxes Paid-297.07
Total Adjustments(Cash Generat...-4,278.06
Cash Flow before Extraordinary...-1,772.04
Net Cash from Operating Activi...-1,772.04
Purchased of Fixed Assets-12.74
Sale of Fixed Assets0.17
Capital WIP-1.85
Sale of Investments188.05
Net Cash used in Investing Act...173.63
Proceeds from Issue of shares ...7.21
Proceed from Issue of Debentur...149.99
Proceed from 0ther Long Term B...17,771.75
Proceed from Short Tem Borrowi...50
On Redemption of Debenture-2,560
Of the Long Tem Borrowings-14,636.84
Of the Short Term Borrowings-50
Of Financial Liabilities-35.84
Net Cash used in Financing Act...301.47

Company Details

Registered Office
Address9th Floor Antrish Bhawan,
22 Kasthurba Gandhi Marg
CityNew Delhi
StateNew Delhi
Pin Code110001
Tel. No.91-11-23445200
Fax. No.91-11-23736857
Emailinvestor.services@pnbhousing.com; loans@pnbhfl.com
Internethttp://www.pnbhousing.com
Registrars
Address9th Floor Antrish Bhawan
CityNew Delhi
StateNew Delhi
Pin Code110001
Tel. No.91-11-23445200
Fax. No.91-11-23736857
Emailinvestor.services@pnbhousing.com; loans@pnbhfl.com
Internethttp://www.pnbhousing.com
Management
Name Designation
Sunil KaulNon-Exec & Non-Independent Dir
Chandrasekaran RamakrishnanNon-Exec. & Independent Dir.
Nilesh S VikamseyNon-Exec. & Independent Dir.
Sanjay JainCompany Sec. & Compli. Officer
Tejendra Mohan BhasinNon-Exec. & Independent Dir.
Sudarshan SenNon-Exec. & Independent Dir.
Neeraj VyasNon-Exec & Non-Independent Dir
Kapil ModiNon-Exec & Non-Independent Dir
Gita NayyarIndependent Director
Atul Kumar GoelDirector
PAVAN PAL KAUSHALIndependent Director
Girish KousgiManaging Director & CEO
Dilip Kumar JainNominee