Indian Overseas Bank

NSE :IOB   BSE :532388  Sector : Banks
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52 WK low / high

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52 WK low / high

14 Nov
49.55
(0.47%)
13 Nov
49.32
(-4.20%)
12 Nov
51.48
(-2.15%)
11 Nov
52.61
(-0.94%)
08 Nov
53.11
(-3.19%)
07 Nov
54.86
(-0.45%)
06 Nov
55.11
(1.87%)
05 Nov
54.10
(1.73%)
04 Nov
53.18
(-3.22%)
01 Nov
54.95
(0.90%)
31 Oct
54.46
(0.52%)
30 Oct
54.18
(2.85%)
29 Oct
52.68
(3.13%)
28 Oct
51.08
(1.71%)
25 Oct
50.22
(-2.79%)
24 Oct
51.66
(-1.71%)
23 Oct
52.56
(4.58%)
22 Oct
50.26
(-5.86%)
21 Oct
53.39
(-3.85%)
18 Oct
55.53
(-0.79%)
17 Oct
55.97
(2.49%)


Technical Analysis

Short Term Investors

Very Bearish

Medium Term Investors

Very Bearish

Long Term Investors

Very Bearish

Moving Averages

5 DMA
Bearish

51.18


10 DMA
Bearish

52.82


20 DMA
Bearish

52.7


50 DMA
Bearish

55.35


100 DMA
Bearish

59.33


200 DMA
Bearish

61.9



Intraday Support and Resistance
(Based on Pivot Points) |

Updated On Nov 14, 2024 04:00 PM For Next Trading Session

Pivots Classic Fibonacci Camarilla Woodie DM
R3 53.64 52.62 50.25 - -
R2 52.62 51.65 50.02 52.49 -
R1 51.09 51.04 49.78 50.83 51.85
P 50.07 50.07 50.07 49.94 50.45
S1 48.54 49.1 49.32 48.28 49.3
S2 47.52 48.49 49.08 47.39 -
S3 45.99 47.52 48.85 - -

Key Metrics

EPS

1.56

P/E

31.75

P/B

3.64

Dividend Yield

0%

Market Cap

93,661 Cr.

Face Value

10

Book Value

13.62

ROE

6.84%

EBITDA Growth

5,297.9 Cr.

Debt/Equity

12.74

Shareholding Pattern

  96.38% Total Promoter Holding
0.07% Mutual Fund Holdings
0.03% FIIs
2.29% Non Institution
1.23% Insurance Companies
0% Custodians
0% Other Parties

Shareholding History


Quarterly Result (Figures in Rs. Crores)


Indian Overseas Bank Quaterly Results


Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024
INCOME 6941.5 7442.66 9112.67 7587.47 8489.9
PROFIT 627.18 724.14 810.42 648.66 779.62
EPS 0.33 0.38 0.43 0.34 0.41

Indian Overseas Bank Quaterly Results


Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024
INCOME 6935.21 7437.17 9106.26 7568 8484.14
PROFIT 624.58 722.56 808.1 632.81 777.16
EPS 0.33 0.38 0.43 0.33 0.42

Profit & Loss (Figures in Rs. Crores)


Indian Overseas Bank Profit & Loss


Mar 2002Mar 2003Mar 2021Mar 2022Mar 2023Mar 2024
INCOME 3706.71 4009.75 22461.21 21641.17 23523.42 29730.97
PROFIT 231.05 416.97 756.9 1708.12 2102.57 2663.94
EPS 5.19 9.37 0.46 0.9 1.11 1.41

Indian Overseas Bank Profit & Loss


Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024
INCOME 26076.93 26045.55 23091.24 21661.65 21837.58 20765.79 22524.55 21632.89 23509.08 29705.99
PROFIT -443.31 -2898.58 -3417.88 -6301.27 -3838.22 -8533.03 830.02 1708.39 2097.37 2653.9
EPS 0 0 0 0 0 -5.19 0.51 0.9 1.11 1.4

Balance Sheet (Figures in Rs. Crores)

Mar 2024Mar 2023Mar 2022Mar 2021Mar 2003Mar 2002
SOURCES OF FUNDS :
Capital 18,902.4118,902.4118,902.4116,646.79444.8444.8
Reserves Total 8,659.045,973.633,695.34451.891,094.54654.01
Deposits 2,86,121.482,60,973.592,62,213.762,40,352.7836,698.5931,808.48
Borrowings 30,387.1720,803.773,070.643,671.58355.96180.08
Other Liabilities & Provisions 7,799.236,784.6611,147.8213,106.282,641.782,389.29
TOTAL LIABILITIES3,51,869.333,13,438.062,99,029.972,74,229.3241,235.6735,476.66
APPLICATION OF FUNDS :
Cash & Balances with RBI16,905.5417,149.9222,749.6512,189.212,687.942,212.54
Balances with Banks & money at Call1,909.363,670.6514,201.6118,793.23906.21,412.08
Investments 99,193.9293,642.5297,640.7995,484.8818,656.7815,014.54
Advances 2,13,330.131,78,067.681,44,253.561,27,741.4217,380.3515,162.34
Fixed Assets 3,740.193,710.743,366.042,918.97382.89386.76
Other Assets 16,790.1917,196.5616,818.3317,101.611,221.511,288.4
TOTAL ASSETS3,51,869.333,13,438.072,99,029.982,74,229.3241,235.6735,476.66
Contingent Liabilities1,95,641.161,96,078.9997,952.0868,239.117,001.335,386.85
Bills for collection19,119.0119,547.8617,216.2215,547.8900
Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017Mar 2016Mar 2015
SOURCES OF FUNDS :
Capital 18,902.4118,902.4118,902.4116,436.9916,436.999,141.654,890.772,454.731,807.271,235.35
Reserves Total 9,039.896,360.534,097.98507.82-282.017,218.238,383.2111,289.8213,858.5514,405.67
Deposits 2,85,905.382,60,883.292,62,158.922,40,288.32,22,951.882,22,534.082,16,831.812,11,342.632,24,514.242,53,451.02
Borrowings 30,387.1720,803.773,070.643,671.585,419.736,146.049,228.0816,097.6727,183.3110,830.11
Other Liabilities & Provisions 7,798.776,783.9811,147.2113,105.6716,200.244,968.368,634.165,982.647,073.45,714.83
Total Liabilities3,52,033.623,13,733.982,99,377.162,74,010.362,60,726.832,50,008.362,47,968.032,47,167.492,74,436.772,85,636.98
APPLICATION OF FUNDS :
Cash & Balances with RBI16,904.5717,148.122,748.9912,188.253,155.2210,292.5311,579.4511,499.9714,033.512,637.77
Balances with Banks & money at Call1,649.863,458.7314,024.218,588.0820,905.4320,598.9714,965.5411,723.078,212.7412,260.77
Investments 99,632.0894,170.4198,179.3195,494.2279,416.0866,932.2768,645.9471,654.1279,189.5579,298.1
Advances 2,13,318.811,78,052.571,44,243.521,27,720.651,21,333.411,32,597.631,32,488.811,40,458.621,60,860.671,71,756.02
Fixed Assets 3,739.763,709.983,364.92,918.783,127.343,336.92,893.433,054.333,270.462,507.06
Other Assets 16,788.5517,194.216,816.2417,100.3632,789.3516,250.0517,394.858,777.388,869.847,177.25
Total Assets3,52,033.633,13,733.992,99,377.162,74,010.342,60,726.832,50,008.352,47,968.022,47,167.492,74,436.762,85,636.97
Contingent Liabilities1,95,641.161,96,078.9997,952.0868,219.3771,001.2256,596.7858,343.9368,137.7775,858.7383,531.49
Bills for collection19,119.0119,547.8617,216.2215,547.8915,348.2515,203.6315,239.3814,109.5619,123.3414,916.55

Cash Flow (Figures in Rs. Crores)

Net Profit before Tax and Extr...3,422.74
Depreciation973.38
Interest (Net)227.69
P/L on Sales of Assets-2.21
Prov. and W/O (Net)2,775.97
Total Adjustments (PBT and Ext...3,224.9
Operating Profit before Workin...6,647.64
Loans and Advances-37,978.12
Investments-5,483.76
Change in Borrowing9,883.39
Change in Deposits25,147.89
Total Adjustments (OP before W...-7,183.59
Cash Generated from/(used in) ...-535.95
Direct Taxes Paid-583
Total Adjustments(Cash Generat...-583
Cash Flow before Extraordinary...-1,118.95
Net Cash from Operating Activi...-1,118.95
Purchased of Fixed Assets-365.26
Sale of Fixed Assets5.97
Net Cash used in Investing Act...-359.29
On Redemption of Debenture-527.69
Net Cash used in Financing Act...-527.69
Net Profit before Tax and Extr...3,412.54
Depreciation972.86
Interest (Net)227.69
P/L on Sales of Assets-2.21
Prov. and W/O (Net)2,776
Total Adjustments (PBT and Ext...3,224.42
Operating Profit before Workin...6,636.96
Loans and Advances-37,981.85
Investments-5,394.04
Change in Borrowing9,883.39
Change in Deposits25,022.09
Total Adjustments (OP before W...-7,219.38
Cash Generated from/(used in) ...-582.42
Direct Taxes Paid-583
Total Adjustments(Cash Generat...-583
Cash Flow before Extraordinary...-1,165.42
Net Cash from Operating Activi...-1,165.42
Purchased of Fixed Assets-365.26
Sale of Fixed Assets5.97
Net Cash used in Investing Act...-359.29
On Redemption of Debenture-527.69
Net Cash used in Financing Act...-527.69

Company Details

Registered Office
Address763 Anna Salai,
CityChennai
StateTamil Nadu
Pin Code600002
Tel. No.91-44-28519491/28415702/28889392
Fax. No.91-44-28585675
Emailinvestor@iobnet.co.in; investorcomp@iobnet.co.in
Internethttp://www.iob.in
Registrars
Address763 Anna Salai
CityChennai
StateTamil Nadu
Pin Code600002
Tel. No.91-44-28519491/28415702/28889392
Fax. No.91-44-28585675
Emailinvestor@iobnet.co.in; investorcomp@iobnet.co.in
Internethttp://www.iob.in
Management
Name Designation
Ajay Kumar SrivastavaManaging Director & CEO
DEEPAK SHARMANon Official Director
Suresh Kumar RungtaNon Official Director
B Chandra ReddyNon-official Director
Sanjaya RastogiDirector (Shareholder)
Joydeep Dutta RoyExecutive Director
Kartikeya MisraNominee (Govt)
Sonali Sen GuptaNominee (RBI)
Dhanaraj TExecutive Director