GIC Housing Finance Ltd

NSE :GICHSGFIN   BSE :511676  Sector : Finance
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15 May
211.95
(0.47%)
14 May
210.95
(1.25%)
13 May
208.35
(-0.55%)
10 May
209.50
(2.32%)
09 May
204.75
(-2.82%)
08 May
210.70
(1.27%)
07 May
208.05
(-3.41%)
06 May
215.40
(-2.40%)
03 May
220.70
(-1.14%)
02 May
223.25
(0.02%)
30 Apr
223.20
(-0.07%)
29 Apr
223.35
(0.86%)
26 Apr
221.45
(1.00%)
25 Apr
219.25
(0.32%)
24 Apr
218.55
(0.44%)
23 Apr
217.60
(2.18%)
22 Apr
212.95
(0.45%)
19 Apr
212.00
(1.58%)
18 Apr
208.70
(-1.79%)
16 Apr
212.50
(1.60%)
15 Apr
209.15
(-3.60%)

Price Chart Historical Data Technical Chart

Technical Analysis

Short Term Investors

Bearish
Medium Term Investors

Neutral
Long Term Investors

Bullish

Moving Averages

5 DMA
Bullish

209.23

10 DMA
Bearish

212.44

20 DMA
Bearish

214.68

50 DMA
Bearish

213.19

100 DMA
Bearish

225.7

200 DMA
Bullish

211.74


Intraday Support and Resistance
(Based on Pivot Points) |

Updated On May 15, 2024 04:00 PM For Next Trading Session

Pivots Classic Fibonacci Camarilla Woodie DM
R3 221.41 219.08 213.57 - -
R2 219.08 216.83 213.03 218.78 -
R1 215.51 215.43 212.49 214.91 217.3
P 213.18 213.18 213.18 212.88 214.08
S1 209.61 210.93 211.41 209.01 211.4
S2 207.28 209.53 210.87 206.98 -
S3 203.71 207.28 210.33 - -

Key Metrics

EPS

28.07

P/E

7.55

P/B

0.62

Dividend Yield

2.12%

Market Cap

1,141 Cr.

Face Value

10

Book Value

339.58

ROE

13.29%

EBITDA Growth

254.37 Cr.

Debt/Equity

6.08

Shareholding Pattern

  42.41% Total Promoter Holding
0% Mutual Fund Holdings
3.18% FIIs
48.51% Non Institution
5.89% Insurance Companies
0% Custodians
0.01% Other Parties

Shareholding History

Quarterly Result (Figures in Rs. Crores)


GIC Housing Finance Ltd Quaterly Results


Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024
INCOME 287.4 271.05 270.19 262.9 265.54
PROFIT 52.33 31.84 30.19 35.65 53.67
EPS 9.72 5.91 5.61 6.62 9.97

GIC Housing Finance Ltd Quaterly Results


Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024
INCOME 287.39 271.04 270.18 262.89 265.53
PROFIT 52.29 31.81 30.16 35.6 53.59
EPS 9.71 5.91 5.6 6.61 9.95

Profit & Loss (Figures in Rs. Crores)


GIC Housing Finance Ltd Profit & Loss


Mar 2022Mar 2023
INCOME 1156.4 1128.9
PROFIT 172.31 210.14
EPS 32.2 39.58

GIC Housing Finance Ltd Profit & Loss


Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023
INCOME 624.92 732.74 876.37 1001.74 1111.86 1227.65 1254.91 1239.55 1156.4 1128.88
PROFIT 97.55 102.96 124.5 147.73 205.63 171.81 45.61 105.57 172.37 210.09
EPS 18.11 18.09 22.09 27.42 38.17 31.89 8.47 19.59 32.21 39.57

Balance Sheet (Figures in Rs. Crores)

Mar 2023Mar 2022
SOURCES OF FUNDS :
Share Capital 53.8853.88
Reserves Total 1,645.421,456.88
Total Shareholders Funds1,699.31,510.76
Secured Loans8,304.599,754.08
Unsecured Loans863.35610.81
Total Loan Funds9,167.9410,364.89
Total Liabilities10,867.2411,875.65
APPLICATION OF FUNDS :
Loan / Non-Current Assets 10,321.0411,198.18
Gross Block 79.9839.87
Less: Accumulated Depreciation27.7619.31
Net Block52.2220.56
Capital Work in Progress8.8229.14
Investments 229.3214.41
Sundry Debtors 0.260.22
Cash and Bank Balance89.61481.8
Loans and Advances 126.550.47
Total Current Assets216.37532.49
Current Liabilities 36.4341.22
Provisions 16.512.17
Total Current Liabilities & Provisions52.9353.39
Net Current Assets163.44479.1
Deferred Tax Assets91.9130.7
Deferred Tax Liability6.73.56
Net Deferred Tax85.2127.14
Other Assets7.27.12
Total Assets10,867.2411,875.65
Contingent Liabilities3.625.45
Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017Mar 2016Mar 2015Mar 2014
SOURCES OF FUNDS :
Share Capital 53.8853.8853.8853.8853.8853.8853.8853.8853.8853.88
Reserves Total 1,645.431,456.941,303.941,209.211,200.121,064.49784.34677.92606.49556.6
Total Shareholders Funds1,699.311,510.821,357.821,263.091,2541,118.37838.22731.8660.37610.48
Secured Loans8,304.599,754.0810,412.3611,003.4110,417.879,091.27,339.466,382.55,149.514,183.74
Unsecured Loans863.35610.81813.22764.881,240.76892.86897.38618.56644.75468.02
Total Loan Funds9,167.9410,364.8911,225.5811,768.2911,658.639,984.068,236.847,001.065,794.264,651.76
Other Liabilities000000251.57218.14201.6188.91
Total Liabilities10,867.2511,875.7112,583.413,031.3812,912.6311,102.439,326.637,9516,656.235,451.15
APPLICATION OF FUNDS :
Loan / Non-Current Assets 10,321.0411,198.1812,331.2112,813.8612,747.3410,935.198,885.337,570.176,297.545,312.62
Gross Block 79.9839.8728.0726.064.172.6916.0115.9215.614.81
Less: Accumulated Depreciation 27.7619.3111.697.291.330.6213.7113.7612.989.6
Net Block52.2220.5616.3818.772.842.072.32.162.625.21
Capital Work in Progress8.8229.1428.7213.44000000
Investments 230.0715.1614.2513.5813.513.0126.479.89.839.93
Sundry Debtors 0.260.220.3300013.2712.139.419.67
Cash and Bank Balance88.88481.0590.63114.5152.2257.3562.1152.3441.5789.9
Loans and Advances 126.4850.5331.2619.4725.0317.57394.67345.14303.435.44
Total Current Assets215.62531.8122.22133.9877.2574.92470.05409.61354.41105.01
Current Liabilities 36.4241.2240.9755.6648.1437.0935.5332.2227.8828.48
Provisions 16.512.1716.4711.848.717.319.4338.1636.5638.49
Total Current Liabilities & Provisions52.9253.3957.4467.556.8544.444.9670.3864.4466.97
Net Current Assets162.7478.4164.7866.4820.430.52425.09339.23289.9738.04
Deferred Tax Assets91.9130.7123.5100.88120.51117.54074.368.1460.73
Deferred Tax Liability6.73.563.23.740032.962.8630.540.33
Net Deferred Tax85.2127.14120.397.14120.51117.54-32.911.4437.660.4
Other Assets7.27.127.768.118.044.120.3418.218.6724.95
Total Assets10,867.2511,875.7112,583.413,031.3812,912.6311,102.439,326.637,9516,656.235,451.15
Contingent Liabilities2.124.951.952.451.65128.694.524.014.015.47

Cash Flow (Figures in Rs. Crores)

Net Profit before Tax and Extr...289.85
Depreciation9.94
Interest (Net)702.49
Dividend Received0.13
P/L on Sales of Assets-0.01
P/L on Sales of Invest-7.86
Prov. and W/O (Net)17.42
Total Adjustments (PBT and Ext...-382.78
Operating Profit before Workin...-92.93
Trade Payables-2.6
Change in Borrowing854.15
Total Adjustments (OP before W...790.63
Cash Generated from/(used in) ...697.7
Interest Paid(Net)403.72
Direct Taxes Paid-63.52
Total Adjustments(Cash Generat...345.45
Cash Flow before Extraordinary...1,043.15
Net Cash from Operating Activi...1,043.15
Purchased of Fixed Assets-6.03
Sale of Fixed Assets0.03
Purchase of Investments-5,748.84
Sale of Investments5,541.86
Net Cash used in Investing Act...-212.85
Proceed from 0ther Long Term B...3,380.12
Of the Long Tem Borrowings-4,585.43
Of Financial Liabilities-8.82
Dividend Paid-24.23
Net Cash used in Financing Act...-1,238.36
Net Profit before Tax and Extr...289.8
Depreciation9.94
Interest (Net)-396.27
Dividend Received0.13
P/L on Sales of Assets-0.01
P/L on Sales of Invest-7.86
Prov. and W/O (Net)17.42
Total Adjustments (PBT and Ext...-382.78
Operating Profit before Workin...-92.98
Trade Payables-2.64
Loans and Advances854.15
Total Adjustments (OP before W...796.62
Cash Generated from/(used in) ...703.64
Interest Paid(Net)403.72
Direct Taxes Paid-63.52
Total Adjustments(Cash Generat...340.2
Cash Flow before Extraordinary...1,043.84
Net Cash from Operating Activi...1,043.84
Purchased of Fixed Assets-6.03
Sale of Fixed Assets0.03
Purchase of Investments-5,748.84
Sale of Investments5,541.86
Net Cash used in Investing Act...-212.85
Proceed from 0ther Long Term B...3,380.12
Of the Long Tem Borrowings-4,585.43
Of Financial Liabilities-8.82
Dividend Paid-24.23
Net Cash used in Financing Act...-1,238.36

Company Details

Registered Office
AddressRoyal Insurance Build 6th Flr,
14 Jamshedji Tata Rd Churchgat
CityMumbai
StateMaharashtra
Pin Code400020
Tel. No.91-22-2285 1765(5 Lines)
Fax. No.91-22-2288 4985/2288 0173
Emailinvestors@gichf.com; corporate@gichf.com; nutan.si
Internethttp://www.gichfindia.com
Registrars
AddressRoyal Insurance Build 6th Flr
CityMumbai
StateMaharashtra
Pin Code400020
Tel. No.91-22-2285 1765(5 Lines)
Fax. No.91-22-2288 4985/2288 0173
Emailinvestors@gichf.com; corporate@gichf.com; nutan.si
Internethttp://www.gichfindia.com
Management
Name Designation
Devesh SrivastavaChairman & Non Executive Dir.
Suchita GuptaNon Executive Director
Satyajit TripathyNon Executive Director
Neerja KapurNon Executive Director
Hitesh JoshiNon Executive Director
N S R ChandraprasadIndependent Non Exe. Director
AJIT KUMAR SAXENAIndependent Non Exe. Director
Rani Singh NairIndependent Non Exe. Director
Vaijinath GavarshettyIndependent Non Exe. Director
Kishore GarimellaIndependent Non Exe. Director
S. J. KrishnanIndependent Non Exe. Director
Neelam DamodharanIndependent Director
Paul LoboManaging Director & CEO
Sunil KakarIndependent Director
RASHMI RAMAN SINGHNon Executive Director
N. RamaswamyChairman & Additional Director
Rajeshwari Singh MuniDirector