GIC Housing Finance Ltd
NSE :GICHSGFIN BSE :511676 Sector : FinanceBuy, Sell or Hold GICHSGFIN? Ask The Analyst
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18 Nov 201.15 (-2.38%) | 14 Nov 206.06 (1.66%) | 13 Nov 202.70 (-4.11%) | 12 Nov 211.39 (-2.01%) | 11 Nov 215.72 (0.20%) | 08 Nov 215.30 (-2.06%) | 07 Nov 219.83 (-0.06%) | 06 Nov 219.97 (1.28%) | 05 Nov 217.20 (2.26%) | 04 Nov 212.41 (-2.00%) | 01 Nov 216.74 (2.16%) | 31 Oct 212.15 (-0.64%) | 30 Oct 213.51 (2.30%) | 29 Oct 208.70 (0.23%) | 28 Oct 208.23 (1.88%) | 25 Oct 204.38 (-2.27%) | 24 Oct 209.13 (0.31%) | 23 Oct 208.48 (1.40%) | 22 Oct 205.61 (-5.51%) | 21 Oct 217.60 (-2.00%) | 18 Oct 222.05 (2.12%) |
Price Chart Historical Data Technical Chart
Technical Analysis
Short Term Investors
Very Bearish
Medium Term Investors
Very Bearish
Long Term Investors
Very Bearish
Moving Averages
5 DMA
Bearish
207.6
10 DMA
Bearish
212.28
20 DMA
Bearish
211.44
50 DMA
Bearish
224.35
100 DMA
Bearish
236.49
200 DMA
Bearish
230.36
Intraday Support and Resistance
(Based on Pivot Points) |
Updated On Nov 18, 2024 04:00 PM For Next Trading Session
Pivots | Classic | Fibonacci | Camarilla | Woodie | DM |
---|---|---|---|---|---|
R3 | 211.71 | 209.18 | 202.95 | - | - |
R2 | 209.18 | 206.68 | 202.35 | 208.81 | - |
R1 | 205.16 | 205.13 | 201.75 | 204.42 | 207.18 |
P | 202.63 | 202.63 | 202.63 | 202.26 | 203.64 |
S1 | 198.61 | 200.13 | 200.55 | 197.87 | 200.63 |
S2 | 196.08 | 198.58 | 199.95 | 195.71 | - |
S3 | 192.06 | 196.08 | 199.35 | - | - |
Key Metrics
EPS
30.57
P/E
6.6
P/B
0.58
Dividend Yield
2.23%
Market Cap
1,083 Cr.
Face Value
10
Book Value
349.17
ROE
8.58%
EBITDA Growth
227.31 Cr.
Debt/Equity
5.03
Shareholding History
Quarterly Result (Figures in Rs. Crores)
GIC Housing Finance Ltd Quaterly Results
Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | |
INCOME | 270.19 | 262.9 | 265.54 | 277.19 | 265.7 |
PROFIT | 30.19 | 35.65 | 53.67 | 38.99 | 36.52 |
EPS | 5.61 | 6.62 | 9.97 | 7.24 | 6.78 |
GIC Housing Finance Ltd Quaterly Results
Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | |
INCOME | 270.18 | 262.89 | 265.53 | 277.18 | 265.68 |
PROFIT | 30.16 | 35.6 | 53.59 | 38.96 | 36.48 |
EPS | 5.6 | 6.61 | 9.95 | 7.23 | 6.77 |
Profit & Loss (Figures in Rs. Crores)
GIC Housing Finance Ltd Profit & Loss
Mar 2022 | Mar 2023 | Mar 2024 | ||
INCOME | 1156.4 | 1128.9 | 1069.68 | |
PROFIT | 172.31 | 210.14 | 146.62 | |
EPS | 32.2 | 39.58 | 28.09 |
GIC Housing Finance Ltd Profit & Loss
Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | ||
INCOME | 732.74 | 876.37 | 1001.74 | 1111.86 | 1227.65 | 1254.91 | 1239.55 | 1156.4 | 1128.88 | 1069.64 | |
PROFIT | 102.96 | 124.5 | 147.73 | 205.63 | 171.81 | 45.61 | 105.57 | 172.37 | 210.09 | 146.43 | |
EPS | 18.09 | 22.09 | 27.42 | 38.17 | 31.89 | 8.47 | 19.59 | 32.21 | 39.57 | 28.05 |
Balance Sheet (Figures in Rs. Crores)
Mar 2024 | Mar 2023 | Mar 2022 | |
SOURCES OF FUNDS : | |||
Share Capital | 53.88 | 53.88 | 53.88 |
Reserves Total | 1,774.95 | 1,645.42 | 1,456.88 |
Total Shareholders Funds | 1,828.83 | 1,699.3 | 1,510.76 |
Secured Loans | 7,782.84 | 8,304.59 | 9,754.08 |
Unsecured Loans | 801.56 | 863.35 | 610.81 |
Total Loan Funds | 8,584.4 | 9,167.94 | 10,364.89 |
Total Liabilities | 10,413.23 | 10,867.24 | 11,875.65 |
APPLICATION OF FUNDS : | |||
Loan / Non-Current Assets | 9,978.31 | 10,321.04 | 11,198.18 |
Gross Block | 85.97 | 79.98 | 39.87 |
Less: Accumulated Depreciation | 42.34 | 27.76 | 19.31 |
Net Block | 43.63 | 52.22 | 20.56 |
Capital Work in Progress | 10.05 | 8.82 | 29.14 |
Investments | 168.45 | 229.32 | 14.41 |
Sundry Debtors | 0.38 | 0.26 | 0.22 |
Cash and Bank Balance | 40.65 | 89.61 | 481.8 |
Loans and Advances | 147.9 | 126.5 | 50.47 |
Total Current Assets | 188.93 | 216.37 | 532.49 |
Current Liabilities | 34.94 | 36.43 | 41.22 |
Provisions | 22.39 | 16.5 | 12.17 |
Total Current Liabilities & Provisions | 57.33 | 52.93 | 53.39 |
Net Current Assets | 131.6 | 163.44 | 479.1 |
Deferred Tax Assets | 80.93 | 91.9 | 130.7 |
Deferred Tax Liability | 6.79 | 6.7 | 3.56 |
Net Deferred Tax | 74.14 | 85.2 | 127.14 |
Other Assets | 7.05 | 7.2 | 7.12 |
Total Assets | 10,413.23 | 10,867.24 | 11,875.65 |
Contingent Liabilities | 6.59 | 6.48 | 5.45 |
Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | |
SOURCES OF FUNDS : | ||||||||||
Share Capital | 53.88 | 53.88 | 53.88 | 53.88 | 53.88 | 53.88 | 53.88 | 53.88 | 53.88 | 53.88 |
Reserves Total | 1,774.77 | 1,645.43 | 1,456.94 | 1,303.94 | 1,209.21 | 1,200.12 | 1,064.49 | 784.34 | 677.92 | 606.49 |
Total Shareholders Funds | 1,828.65 | 1,699.31 | 1,510.82 | 1,357.82 | 1,263.09 | 1,254 | 1,118.37 | 838.22 | 731.8 | 660.37 |
Secured Loans | 7,782.84 | 8,304.59 | 9,754.08 | 10,412.36 | 11,003.41 | 10,417.87 | 9,091.2 | 7,339.46 | 6,382.5 | 5,149.51 |
Unsecured Loans | 801.56 | 863.35 | 610.81 | 813.22 | 764.88 | 1,240.76 | 892.86 | 897.38 | 618.56 | 644.75 |
Total Loan Funds | 8,584.4 | 9,167.94 | 10,364.89 | 11,225.58 | 11,768.29 | 11,658.63 | 9,984.06 | 8,236.84 | 7,001.06 | 5,794.26 |
Other Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 251.57 | 218.14 | 201.6 |
Total Liabilities | 10,413.05 | 10,867.25 | 11,875.71 | 12,583.4 | 13,031.38 | 12,912.63 | 11,102.43 | 9,326.63 | 7,951 | 6,656.23 |
APPLICATION OF FUNDS : | ||||||||||
Loan / Non-Current Assets | 9,978.31 | 10,321.04 | 11,198.18 | 12,331.21 | 12,813.86 | 12,747.34 | 10,935.19 | 8,885.33 | 7,570.17 | 6,297.54 |
Gross Block | 85.97 | 79.98 | 39.87 | 28.07 | 26.06 | 4.17 | 2.69 | 16.01 | 15.92 | 15.6 |
Less: Accumulated Depreciation | 42.34 | 27.76 | 19.31 | 11.69 | 7.29 | 1.33 | 0.62 | 13.71 | 13.76 | 12.98 |
Net Block | 43.63 | 52.22 | 20.56 | 16.38 | 18.77 | 2.84 | 2.07 | 2.3 | 2.16 | 2.62 |
Capital Work in Progress | 10.05 | 8.82 | 29.14 | 28.72 | 13.44 | 0 | 0 | 0 | 0 | 0 |
Investments | 169.2 | 230.07 | 15.16 | 14.25 | 13.58 | 13.5 | 13.01 | 26.47 | 9.8 | 9.83 |
Sundry Debtors | 0.38 | 0.26 | 0.22 | 0.33 | 0 | 0 | 0 | 13.27 | 12.13 | 9.41 |
Cash and Bank Balance | 39.84 | 88.88 | 481.05 | 90.63 | 114.51 | 52.22 | 57.35 | 62.11 | 52.34 | 41.57 |
Loans and Advances | 147.82 | 126.48 | 50.53 | 31.26 | 19.47 | 25.03 | 17.57 | 394.67 | 345.14 | 303.43 |
Total Current Assets | 188.04 | 215.62 | 531.8 | 122.22 | 133.98 | 77.25 | 74.92 | 470.05 | 409.61 | 354.41 |
Current Liabilities | 34.98 | 36.42 | 41.22 | 40.97 | 55.66 | 48.14 | 37.09 | 35.53 | 32.22 | 27.88 |
Provisions | 22.39 | 16.5 | 12.17 | 16.47 | 11.84 | 8.71 | 7.31 | 9.43 | 38.16 | 36.56 |
Total Current Liabilities & Provisions | 57.37 | 52.92 | 53.39 | 57.44 | 67.5 | 56.85 | 44.4 | 44.96 | 70.38 | 64.44 |
Net Current Assets | 130.67 | 162.7 | 478.41 | 64.78 | 66.48 | 20.4 | 30.52 | 425.09 | 339.23 | 289.97 |
Deferred Tax Assets | 80.93 | 91.9 | 130.7 | 123.5 | 100.88 | 120.51 | 117.54 | 0 | 74.3 | 68.14 |
Deferred Tax Liability | 6.79 | 6.7 | 3.56 | 3.2 | 3.74 | 0 | 0 | 32.9 | 62.86 | 30.54 |
Net Deferred Tax | 74.14 | 85.2 | 127.14 | 120.3 | 97.14 | 120.51 | 117.54 | -32.9 | 11.44 | 37.6 |
Other Assets | 7.05 | 7.2 | 7.12 | 7.76 | 8.11 | 8.04 | 4.1 | 20.34 | 18.2 | 18.67 |
Total Assets | 10,413.05 | 10,867.25 | 11,875.71 | 12,583.4 | 13,031.38 | 12,912.63 | 11,102.43 | 9,326.63 | 7,951 | 6,656.23 |
Contingent Liabilities | 6.59 | 6.48 | 4.95 | 1.95 | 2.45 | 1.65 | 128.69 | 4.52 | 4.01 | 4.01 |
Cash Flow (Figures in Rs. Crores)
Net Profit before Tax and Extr... | 204.16 |
Depreciation | 15.02 |
Interest (Net) | -332.47 |
Dividend Received | 0.13 |
P/L on Sales of Invest | -2.71 |
Prov. and W/O (Net) | 18.21 |
Total Adjustments (PBT and Ext... | -307.62 |
Operating Profit before Workin... | -103.46 |
Trade Payables | 2.59 |
Change in Borrowing | 324.14 |
Total Adjustments (OP before W... | 324.55 |
Cash Generated from/(used in) ... | 221.09 |
Interest Paid(Net) | 340.82 |
Direct Taxes Paid | -39.86 |
Total Adjustments(Cash Generat... | 300.96 |
Cash Flow before Extraordinary... | 522.05 |
Net Cash from Operating Activi... | 522.05 |
Purchased of Fixed Assets | -4 |
Sale of Fixed Assets | 0.06 |
Purchase of Investments | -2,705.9 |
Sale of Investments | 2,773.21 |
Net Cash used in Investing Act... | 63.5 |
Proceed from 0ther Long Term B... | 5,395.01 |
Of the Long Tem Borrowings | -5,980.75 |
Of Financial Liabilities | -9.42 |
Dividend Paid | -24.23 |
Net Cash used in Financing Act... | -619.39 |
Net Profit before Tax and Extr... | 203.91 |
Depreciation | 15.02 |
Interest (Net) | -332.47 |
Dividend Received | 0.13 |
P/L on Sales of Invest | -2.71 |
Prov. and W/O (Net) | 18.21 |
Total Adjustments (PBT and Ext... | -307.62 |
Operating Profit before Workin... | -103.71 |
Trade Payables | 2.41 |
Loans and Advances | 324.14 |
Total Adjustments (OP before W... | 324.75 |
Cash Generated from/(used in) ... | 221.04 |
Interest Paid(Net) | 340.82 |
Direct Taxes Paid | -39.86 |
Total Adjustments(Cash Generat... | 300.96 |
Cash Flow before Extraordinary... | 522 |
Net Cash from Operating Activi... | 522 |
Purchased of Fixed Assets | -4 |
Sale of Fixed Assets | 0.06 |
Purchase of Investments | -2,705.9 |
Sale of Investments | 2,773.21 |
Net Cash used in Investing Act... | 63.5 |
Proceed from 0ther Long Term B... | 5,395.01 |
Of the Long Tem Borrowings | -5,980.75 |
Of Financial Liabilities | -9.42 |
Dividend Paid | -24.23 |
Net Cash used in Financing Act... | -619.39 |
Company Details
Registered Office |
|
Address | Royal Insurance Build 6th Flr, 14 Jamshedji Tata Rd Churchgat |
City | Mumbai |
State | Maharashtra |
Pin Code | 400020 |
Tel. No. | 91-22-2285 1765(5 Lines) |
Fax. No. | 91-22-2288 4985/2288 0173 |
investors@gichf.com; corporate@gichf.com; nutan.si | |
Internet | http://www.gichfindia.com |
Registrars |
|
Address | Royal Insurance Build 6th Flr |
City | Mumbai |
State | Maharashtra |
Pin Code | 400020 |
Tel. No. | 91-22-2285 1765(5 Lines) |
Fax. No. | 91-22-2288 4985/2288 0173 |
investors@gichf.com; corporate@gichf.com; nutan.si | |
Internet | http://www.gichfindia.com |
Management |
|
Name | Designation |
Hitesh Joshi | Non Executive Director |
AJIT KUMAR SAXENA | Independent Director |
Rani Singh Nair | Independent Director |
Vaijinath Gavarshetty | Independent Director |
Kishore Garimella | Independent Director |
S. J. Krishnan | Independent Director |
Neelam Damodharan | Independent Director |
Paul Lobo | Managing Director & CEO |
Sunil Kakar | Independent Director |
RASHMI RAMAN SINGH | Non Executive Director |
N. Ramaswamy | Chairman (Non-Executive) |
Rajeshwari Singh Muni | Non Executive Director |
B. S. Rahul | Non Executive Director |
Girija Subramanian | Non Executive Director |