CreditAccess Grameen Ltd

NSE :CREDITACC   BSE :541770  Sector : Finance
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03 May
1467.00
(0.00%)
02 May
1466.95
(-2.75%)
30 Apr
1508.45
(1.71%)
29 Apr
1483.10
(1.04%)
26 Apr
1467.90
(-0.68%)
25 Apr
1477.95
(-1.60%)
24 Apr
1502.00
(-0.17%)
23 Apr
1504.60
(1.51%)
22 Apr
1482.15
(3.12%)
19 Apr
1437.25
(0.81%)
18 Apr
1425.65
(-1.55%)
16 Apr
1448.05
(-1.52%)
15 Apr
1470.40
(-0.07%)
12 Apr
1471.40
(3.01%)
10 Apr
1428.35
(-1.65%)
09 Apr
1452.25
(-1.34%)
08 Apr
1471.95
(-0.64%)
05 Apr
1481.40
(0.22%)
04 Apr
1478.15
(3.98%)
03 Apr
1421.60
(1.39%)
02 Apr
1402.05
(-0.47%)

Price Chart Historical Data Technical Chart

Technical Analysis

Short Term Investors

Bullish
Medium Term Investors

Very Bullish
Long Term Investors

Bearish

Moving Averages

5 DMA
Bearish

1478.97

10 DMA
Bearish

1479.69

20 DMA
Bullish

1467.03

50 DMA
Bullish

1442.44

100 DMA
Bearish

1543.09

200 DMA
Bearish

1504.44


Intraday Support and Resistance
(Based on Pivot Points) |

Updated On May 03, 2024 04:00 PM For Next Trading Session

Pivots Classic Fibonacci Camarilla Woodie DM
R3 1527.54 1508.67 1477.92 - -
R2 1508.67 1493.5 1474.28 1508.18 -
R1 1487.84 1484.14 1470.64 1486.86 1498.25
P 1468.97 1468.97 1468.97 1468.48 1474.18
S1 1448.14 1453.8 1463.36 1447.16 1458.55
S2 1429.27 1444.44 1459.72 1428.78 -
S3 1408.44 1429.27 1456.08 - -

Key Metrics

EPS

84.42

P/E

17.39

P/B

4.04

Dividend Yield

0%

Market Cap

23,381 Cr.

Face Value

10

Book Value

363.79

ROE

17.81%

EBITDA Growth

929.13 Cr.

Debt/Equity

3.15

Shareholding Pattern

  66.58% Total Promoter Holding
13.98% Mutual Fund Holdings
11.65% FIIs
6.01% Non Institution
1.48% Insurance Companies
0% Custodians
0.3% Other Parties

Shareholding History

Quarterly Result (Figures in Rs. Crores)


CreditAccess Grameen Ltd Quaterly Results


Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023
INCOME 909.72 1066.24 1170.72 1247.59 1295.23
PROFIT 212.16 296.57 348.46 347.04 353.34
EPS 13.59 18.67 21.93 21.82 22.2

CreditAccess Grameen Ltd Quaterly Results


Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023
INCOME 909.71 1066.22 1170.72 1247.59 1295.23
PROFIT 215.76 296.55 346.29 349.21 353.42
EPS 13.59 18.67 21.79 21.95 22.21

Profit & Loss (Figures in Rs. Crores)


CreditAccess Grameen Ltd Profit & Loss


Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023
INCOME 1283.32 1705.48 2466.07 2750.13 3550.79
PROFIT 321.81 333.55 134.02 353.07 826.06
EPS 22.41 23.3 8.45 22.65 51.98

CreditAccess Grameen Ltd Profit & Loss


Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023
INCOME 147.83 281.43 466.72 709.26 871.53 1283.32 1684.36 2031.14 2750.06 3550.76
PROFIT 16.63 48.73 83.24 80.3 212.48 321.81 327.5 142.39 353.08 826.03
EPS 3.14 6.68 11.41 9.37 16.54 22.41 22.74 9.15 22.65 51.98

Balance Sheet (Figures in Rs. Crores)

Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019
SOURCES OF FUNDS :
Share Capital 158.91155.87155.58143.99143.55
Reserves Total 4,948.064,011.043,535.972,590.232,221.51
Total Shareholders Funds5,106.974,166.913,691.552,734.222,365.06
Minority Interest00104.83108.950
Secured Loans16,009.6712,710.1710,642.899,355.674,829.5
Unsecured Loans302.59210.52298.4418437.07
Total Loan Funds16,312.2612,920.6910,941.339,539.674,866.57
Total Liabilities21,419.2317,087.614,737.7112,382.847,231.63
APPLICATION OF FUNDS :
Loan / Non-Current Assets 19,043.3414,765.3311,720.4811,098.916,602.83
Gross Block 777.53759.57658.44619.5947.97
Less: Accumulated Depreciation178.5130.6885.6743.0923.22
Net Block599.03628.89572.77576.524.75
Capital Work in Progress3.943.070.622.842.36
Investments 454.520.540.5445.560.2
Cash and Bank Balance1,436.431,761.392,484.38717.64615.55
Loans and Advances 239.91167.34177.3591.3268.31
Total Current Assets1,676.341,928.732,661.73808.96683.86
Current Liabilities 401.68361.64296187.06113.63
Provisions 37.1932.7126.5220.3111.88
Total Current Liabilities & Provisions438.87394.35322.52207.37125.51
Net Current Assets1,237.471,534.382,339.21601.59558.35
Deferred Tax Assets112.48180.27166.0696.543.14
Deferred Tax Liability31.5524.8861.9739.060
Net Deferred Tax80.93155.39104.0957.4443.14
Total Assets21,419.2317,087.614,737.7112,382.847,231.63
Contingent Liabilities0.250.350.360.370
Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017Mar 2016Mar 2015Mar 2014
SOURCES OF FUNDS :
Share Capital 158.91155.87155.58143.99143.55128.4385.6872.9572.9552.95
Reserves Total 4,948.034,011.043,479.232,525.092,221.511,309.05605.12386.92303.44154.32
Total Shareholders Funds5,106.944,166.913,634.812,669.082,365.061,437.48690.8459.87376.39207.27
Secured Loans16,009.6712,710.178,755.727,797.564,829.53,517.682,365.092,120.171,268.63348.12
Unsecured Loans302.59210.52252537.07105.78303.15113.1521.9457.11
Total Loan Funds16,312.2612,920.698,780.727,822.564,866.573,623.462,668.242,233.321,290.53805.23
Other Liabilities0000011.0230.7210.752.982.9
Total Liabilities21,419.217,087.612,415.5310,491.647,231.635,071.963,389.762,703.941,669.91,015.4
APPLICATION OF FUNDS :
Loan / Non-Current Assets 19,043.3414,765.339,717.829,172.646,602.834,895.53631.75000
Gross Block 777.51759.54165.57128.9847.9732.3423.3718.478.615.78
Less: Accumulated Depreciation 178.5130.6764.8142.3623.2216.1811.117.144.893.15
Net Block599.01628.87100.7686.6224.7516.1612.2611.333.722.63
Capital Work in Progress3.943.070.622.842.361.063.0302.490.23
Investments 454.530.55662.93661.440.20.20.20.20.20.2
Cash and Bank Balance1,436.411,761.351,945.97580.44615.55143.06363.69254.92279.77325.03
Loans and Advances 239.9167.16153.6873.4168.3122.862,486.831,720.031,090.64523.32
Total Current Assets1,676.311,928.512,099.65653.85683.86165.922,850.521,974.941,370.41848.35
Current Liabilities 401.69361.42261.58154113.6335.0857.0683.2944.8536.53
Provisions 37.1732.719.6816.0211.886.53117.2520.7412.056.15
Total Current Liabilities & Provisions438.86394.12281.26170.02125.5141.61174.32104.0356.942.68
Net Current Assets1,237.451,534.391,818.39483.83558.35124.312,676.21,870.911,313.52805.67
Deferred Tax Assets112.48180.27137.4984.2743.143048.4911.035.953.22
Deferred Tax Liability31.5524.8822.480000000
Net Deferred Tax80.93155.39115.0184.2743.143048.4911.035.953.22
Other Assets000004.717.83810.47344.03203.45
Total Assets21,419.217,087.612,415.5310,491.647,231.635,071.963,389.762,703.951,669.911,015.4
Contingent Liabilities0.250.350.110.120.160.230.258.4817.4218.91

Cash Flow (Figures in Rs. Crores)

Net Profit before Tax and Extr...1,105.42
Depreciation49.84
Interest (Net)65.2
Prov. and W/O (Net)401.33
Total Adjustments (PBT and Ext...386.62
Operating Profit before Workin...1,492.04
Trade Payables44.68
Loans and Advances-4,673.63
Total Adjustments (OP before W...-4,541.73
Cash Generated from/(used in) ...-3,049.69
Direct Taxes Paid-240.09
Total Adjustments(Cash Generat...-240.09
Cash Flow before Extraordinary...-3,289.78
Net Cash from Operating Activi...-3,289.78
Purchased of Fixed Assets-17.32
Sale of Fixed Assets0.05
Purchase of Investments-7,601.68
Sale of Investments7,187.65
Net Cash used in Investing Act...-314.43
Proceeds from Issue of shares ...4.73
Proceed from Issue of Debentur...256.34
Proceed from 0ther Long Term B...3,123.33
Of the Long Tem Borrowings-0.44
Of Financial Liabilities-18.89
Net Cash used in Financing Act...3,365.07
Net Profit before Tax and Extr...1,105.39
Depreciation49.84
Interest (Net)65.2
Prov. and W/O (Net)401.33
Total Adjustments (PBT and Ext...386.63
Operating Profit before Workin...1,492.02
Trade Payables44.9
Loans and Advances-4,673.63
Total Adjustments (OP before W...-4,541.71
Cash Generated from/(used in) ...-3,049.69
Direct Taxes Paid-240.07
Total Adjustments(Cash Generat...-240.07
Cash Flow before Extraordinary...-3,289.76
Net Cash from Operating Activi...-3,289.76
Purchased of Fixed Assets-17.32
Sale of Fixed Assets0.05
Purchase of Investments-7,601.68
Sale of Investments7,187.65
Net Cash used in Investing Act...-314.42
Proceeds from Issue of shares ...4.73
Proceed from Issue of Debentur...256.34
Proceed from 0ther Long Term B...3,123.33
Of the Long Tem Borrowings-0.44
Of Financial Liabilities-18.89
Net Cash used in Financing Act...3,365.07

Company Details

Registered Office
AddressNew No 49 (O No 725) 46th Cros,
8th Block Jayanagar
CityBangalore
StateKarnataka
Pin Code560071
Tel. No.91-80-22637300
Fax. No.91-80-26643433
Emailcs@cagrameen.in
Internethttp://www.creditaccessgrameen.in
Registrars
AddressNew No 49 (O No 725) 46th Cros
CityBangalore
StateKarnataka
Pin Code560071
Tel. No.91-80-22637300
Fax. No.91-80-26643433
Emailcs@cagrameen.in
Internethttp://www.creditaccessgrameen.in
Management
Name Designation
George JosephLead Independent Non Executive
SUMIT KUMARNon Executive Director / Nomin
Massimo VitaNon Executive Director / Nomin
Paolo BrichettiVice Chairman (Non-executive)
Jessie PaulIndependent Non Exe. Director
Manoj KumarIndependent Non Exe. Director
Rekha WarriarIndependent Director
Udaya Kumar HebbarManaging Director & CEO
Paolo BrichettiVice Chairman