Cholamandalam Investment & Finance Company Ltd
NSE :CHOLAFIN BSE :511243 Sector : FinanceBuy, Sell or Hold CHOLAFIN? Ask The Analyst
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06 Jan 1294.20 (-1.97%) | 03 Jan 1320.25 (3.83%) | 02 Jan 1271.50 (7.36%) | 01 Jan 1184.35 (-0.13%) | 31 Dec 1185.95 (-2.18%) | 30 Dec 1212.40 (1.55%) | 27 Dec 1193.85 (0.38%) | 26 Dec 1189.35 (0.33%) | 24 Dec 1185.45 (1.23%) | 23 Dec 1171.10 (-1.55%) | 20 Dec 1189.55 (-1.99%) | 19 Dec 1213.75 (-2.33%) | 18 Dec 1242.75 (-0.32%) | 17 Dec 1246.80 (-3.03%) | 16 Dec 1285.70 (-1.47%) | 13 Dec 1304.85 (-2.84%) | 12 Dec 1343.05 (-0.44%) | 11 Dec 1348.95 (0.95%) | 10 Dec 1336.30 (4.22%) | 09 Dec 1282.25 (0.56%) | 06 Dec 1275.10 (-1.27%) |
Price Chart Historical Data Technical Chart
Technical Analysis
Short Term Investors
Very Bullish
Medium Term Investors
Neutral
Long Term Investors
Bearish
Moving Averages
5 DMA
Bullish
1251.08
10 DMA
Bullish
1220.93
20 DMA
Bullish
1250.07
50 DMA
Bullish
1260.09
100 DMA
Bearish
1378.38
200 DMA
Bearish
1336.33
Intraday Support and Resistance
(Based on Pivot Points) |
Updated On Jan 06, 2025 04:00 PM For Next Trading Session
Pivots | Classic | Fibonacci | Camarilla | Woodie | DM |
---|---|---|---|---|---|
R3 | 1386.85 | 1365 | 1309.94 | - | - |
R2 | 1365 | 1343.13 | 1304.7 | 1361.61 | - |
R1 | 1329.6 | 1329.62 | 1299.45 | 1322.82 | 1347.3 |
P | 1307.75 | 1307.75 | 1307.75 | 1304.36 | 1316.6 |
S1 | 1272.35 | 1285.88 | 1288.95 | 1265.57 | 1290.05 |
S2 | 1250.5 | 1272.37 | 1283.7 | 1247.11 | - |
S3 | 1215.1 | 1250.5 | 1278.46 | - | - |
Key Metrics
EPS
45.67
P/E
28.32
P/B
5.09
Dividend Yield
0.15%
Market Cap
1,08,814 Cr.
Face Value
2
Book Value
254.1
ROE
20.1%
EBITDA Growth
4,425.08 Cr.
Debt/Equity
6.83
Shareholding History
Quarterly Result (Figures in Rs. Crores)
Cholamandalam Investment & Finance Company Ltd Quaterly Results
Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | ||
INCOME | 4695.16 | 5054.76 | 5515.37 | 5857.28 | 6323.01 | |
PROFIT | 772.87 | 872.02 | 1065.23 | 947.15 | 967.8 | |
EPS | 9.4 | 10.4 | 12.68 | 11.27 | 11.52 |
Cholamandalam Investment & Finance Company Ltd Quaterly Results
Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | ||
INCOME | 4571.89 | 5018.69 | 5492.08 | 5828.97 | 6292.75 | |
PROFIT | 762.49 | 876.16 | 1058.1 | 942.23 | 963.05 | |
EPS | 9.27 | 10.45 | 12.6 | 11.22 | 11.46 |
Profit & Loss (Figures in Rs. Crores)
Cholamandalam Investment & Finance Company Ltd Profit & Loss
Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | ||
INCOME | 3715.47 | 4215.95 | 4696.84 | 5559.28 | 7108.83 | 8712.63 | 9639.72 | 10231.81 | 13105.59 | 19419.87 | |
PROFIT | 444.48 | 574.86 | 719.43 | 919.37 | 1198.16 | 1053.8 | 1521.19 | 2153.56 | 2665.34 | 3420.82 | |
EPS | 5.99 | 7.14 | 9.04 | 11.74 | 15.3 | 12.86 | 18.55 | 26.28 | 32.55 | 40.59 |
Cholamandalam Investment & Finance Company Ltd Profit & Loss
Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | ||
INCOME | 3691.19 | 4193.71 | 4660.34 | 5479.66 | 6992.64 | 8652.89 | 9575.56 | 10138.77 | 12977.98 | 19216.28 | |
PROFIT | 435.5 | 568.63 | 718.75 | 918.37 | 1186.23 | 1052.45 | 1515.25 | 2146.76 | 2666.75 | 3423.5 | |
EPS | 6.02 | 7.25 | 9.19 | 11.74 | 15.17 | 12.84 | 18.47 | 26.13 | 32.42 | 40.73 |
Balance Sheet (Figures in Rs. Crores)
Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | |
SOURCES OF FUNDS : | ||||||||||
Share Capital | 168.06 | 164.48 | 164.28 | 164.07 | 163.98 | 156.42 | 156.4 | 156.34 | 156.21 | 643.73 |
Reserves Total | 19,423.59 | 14,181.62 | 11,604.72 | 9,435.73 | 8,035.78 | 6,052.29 | 4,969.06 | 4,141.39 | 3,513.47 | 2,529.95 |
Equity Application Money | 1.59 | 0 | 0 | 0 | 0.1 | 0 | 0 | 0.18 | 0.03 | 0.68 |
Total Shareholders Funds | 19,593.24 | 14,346.1 | 11,769 | 9,599.8 | 8,199.86 | 6,208.71 | 5,125.46 | 4,297.91 | 3,669.71 | 3,174.36 |
Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0.34 | 2 | 3.5 | 0 |
Secured Loans | 1,23,946.75 | 88,326.82 | 62,534.47 | 56,324.89 | 49,017.26 | 42,518.2 | 31,820.15 | 18,669.58 | 17,111.52 | 16,369.04 |
Unsecured Loans | 10,528.13 | 9,030.68 | 6,639.03 | 7,405.1 | 5,988.17 | 8,048.54 | 6,510.19 | 5,401.02 | 5,434.95 | 3,081.2 |
Total Loan Funds | 1,34,474.88 | 97,357.5 | 69,173.5 | 63,729.99 | 55,005.43 | 50,566.74 | 38,330.34 | 24,070.6 | 22,546.47 | 19,450.24 |
Other Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 36.53 | 782.4 | 574.82 | 363.14 |
Total Liabilities | 1,54,068.12 | 1,11,703.6 | 80,942.5 | 73,329.79 | 63,205.29 | 56,775.45 | 43,492.67 | 29,152.91 | 26,794.5 | 22,987.74 |
APPLICATION OF FUNDS : | ||||||||||
Loan / Non-Current Assets | 1,44,462.65 | 1,04,809.65 | 74,144.71 | 65,839.34 | 55,395.73 | 52,610.77 | 42,108.87 | 19,935.44 | 18,187.66 | 15,467.97 |
Gross Block | 2,209.29 | 897.29 | 654.61 | 534.43 | 490.53 | 273.21 | 216.18 | 314.43 | 248.2 | 187.76 |
Less: Accumulated Depreciation | 645.94 | 494.61 | 396.01 | 306.84 | 207.36 | 105.9 | 45.68 | 164.66 | 127.92 | 118.88 |
Net Block | 1,563.35 | 402.68 | 258.6 | 227.59 | 283.17 | 167.31 | 170.5 | 149.77 | 120.28 | 68.88 |
Capital Work in Progress | 12.67 | 60.5 | 37.35 | 9.91 | 10.6 | 13.97 | 3.8 | 0 | 0 | 0 |
Investments | 4,035.75 | 3,561.87 | 2,055.05 | 1,583.49 | 32.7 | 41.5 | 22.72 | 182.08 | 15.95 | 24.58 |
Sundry Debtors | 214.17 | 99.13 | 71.31 | 56.6 | 30.19 | 41.28 | 68.84 | 21.84 | 11.53 | 11.83 |
Cash and Bank Balance | 4,393.73 | 3,007.1 | 4,301.84 | 5,279.77 | 7,000.74 | 3,708.46 | 951.85 | 493.76 | 509.46 | 352.2 |
Loans and Advances | 1,348.24 | 1,074.48 | 934.91 | 878.49 | 777.78 | 446.71 | 325.08 | 8,846.09 | 8,240.33 | 7,083.24 |
Total Current Assets | 5,956.14 | 4,180.71 | 5,308.06 | 6,214.86 | 7,808.71 | 4,196.45 | 1,345.77 | 9,361.69 | 8,761.33 | 7,447.27 |
Current Liabilities | 2,424.32 | 1,781.08 | 1,415.85 | 1,161.67 | 761.58 | 616.93 | 595.14 | 1,358.32 | 939.07 | 814.26 |
Provisions | 193.97 | 142.22 | 119.68 | 152.7 | 91.51 | 97.74 | 78.97 | 87 | 155.69 | 65.96 |
Total Current Liabilities & Provisions | 2,618.29 | 1,923.3 | 1,535.53 | 1,314.37 | 853.09 | 714.67 | 674.11 | 1,445.32 | 1,094.76 | 880.21 |
Net Current Assets | 3,337.85 | 2,257.41 | 3,772.53 | 4,900.49 | 6,955.62 | 3,481.78 | 671.66 | 7,916.37 | 7,666.56 | 6,567.05 |
Deferred Tax Assets | 689.26 | 626.26 | 680.25 | 768.97 | 531.71 | 475.23 | 365.81 | 328.84 | 299.96 | 205.4 |
Deferred Tax Liability | 33.41 | 14.77 | 5.99 | 0 | 4.24 | 15.11 | 0 | 13.47 | 17.57 | 20.78 |
Net Deferred Tax | 655.85 | 611.49 | 674.26 | 768.97 | 527.47 | 460.12 | 365.81 | 315.37 | 282.39 | 184.62 |
Other Assets | 0 | 0 | 0 | 0 | 0 | 0 | 149.31 | 653.88 | 521.66 | 674.66 |
Total Assets | 1,54,068.12 | 1,11,703.6 | 80,942.5 | 73,329.79 | 63,205.29 | 56,775.45 | 43,492.67 | 29,152.91 | 26,794.49 | 22,987.75 |
Contingent Liabilities | 308.08 | 467.57 | 701.65 | 777.29 | 778.14 | 705.19 | 424.37 | 839.47 | 455.42 | 135.97 |
Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | |
SOURCES OF FUNDS : | ||||||||||
Share Capital | 168.06 | 164.48 | 164.28 | 164.07 | 163.98 | 156.43 | 156.4 | 156.34 | 156.21 | 643.73 |
Reserves Total | 19,386.86 | 14,131.57 | 11,543.4 | 9,396.24 | 8,007.76 | 6,019.31 | 4,941.74 | 4,128.4 | 3,501.17 | 2,528.92 |
Equity Application Money | 1.59 | 0 | 0 | 0 | 0.1 | 0 | 0 | 0.18 | 0.03 | 0.68 |
Total Shareholders Funds | 19,556.51 | 14,296.05 | 11,707.68 | 9,560.31 | 8,171.84 | 6,175.74 | 5,098.14 | 4,284.92 | 3,657.41 | 3,173.33 |
Secured Loans | 1,23,946.75 | 88,326.82 | 62,534.47 | 56,324.89 | 49,017.26 | 42,518.2 | 25,447.7 | 18,669.58 | 17,111.52 | 16,369.04 |
Unsecured Loans | 10,526.83 | 9,029.24 | 6,639.03 | 7,405.1 | 5,988.17 | 8,048.54 | 12,882.63 | 5,439.52 | 5,464.7 | 3,106.2 |
Total Loan Funds | 1,34,473.58 | 97,356.06 | 69,173.5 | 63,729.99 | 55,005.43 | 50,566.74 | 38,330.33 | 24,109.1 | 22,576.22 | 19,475.24 |
Other Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 36.28 | 782.4 | 574.79 | 363.14 |
Total Liabilities | 1,54,030.09 | 1,11,652.11 | 80,881.18 | 73,290.3 | 63,177.27 | 56,742.48 | 43,464.75 | 29,176.42 | 26,808.42 | 23,011.71 |
APPLICATION OF FUNDS : | ||||||||||
Loan / Non-Current Assets | 1,44,424.29 | 1,04,748.32 | 74,149.21 | 65,839.34 | 55,402.73 | 52,622.27 | 42,118.14 | 19,935.44 | 18,187.66 | 15,467.97 |
Gross Block | 2,188.73 | 880.91 | 639.96 | 517.44 | 475.74 | 265.98 | 205.31 | 296.5 | 231.64 | 177.2 |
Less: Accumulated Depreciation | 631.59 | 482.18 | 385.39 | 297.84 | 202.14 | 103.22 | 44.51 | 156.42 | 120.32 | 108.87 |
Net Block | 1,557.14 | 398.73 | 254.57 | 219.6 | 273.6 | 162.76 | 160.8 | 140.08 | 111.32 | 68.33 |
Capital Work in Progress | 12.45 | 60.34 | 36.98 | 9.82 | 10.26 | 13.1 | 3.8 | 0 | 0 | 0 |
Investments | 4,100.23 | 3,620.02 | 2,076.16 | 1,618.82 | 72.92 | 72.92 | 72.92 | 238.55 | 66.57 | 67.48 |
Sundry Debtors | 199 | 77.18 | 32.47 | 20.31 | 21.76 | 4.41 | 38.23 | 0 | 0 | 0 |
Cash and Bank Balance | 4,320.15 | 2,961.42 | 4,220.08 | 5,231.88 | 6,959.1 | 3,674.85 | 887.95 | 470.64 | 490.47 | 340.66 |
Loans and Advances | 1,183.36 | 1,041 | 922.45 | 844.85 | 741.19 | 422.99 | 298.67 | 8,847.73 | 8,235.12 | 7,077.33 |
Total Current Assets | 5,702.51 | 4,079.6 | 5,175 | 6,097.04 | 7,722.05 | 4,102.25 | 1,224.85 | 9,318.36 | 8,725.6 | 7,417.98 |
Current Liabilities | 2,227.98 | 1,722.52 | 1,363.9 | 1,106.29 | 734.36 | 588.21 | 547.32 | 1,331.94 | 924.65 | 796.25 |
Provisions | 192.7 | 140.88 | 118.27 | 151.83 | 90.76 | 95.61 | 77.66 | 86.44 | 155.25 | 65.26 |
Total Current Liabilities & Provisions | 2,420.68 | 1,863.4 | 1,482.17 | 1,258.12 | 825.12 | 683.82 | 624.98 | 1,418.38 | 1,079.89 | 861.51 |
Net Current Assets | 3,281.83 | 2,216.2 | 3,692.83 | 4,838.92 | 6,896.93 | 3,418.43 | 599.87 | 7,899.98 | 7,645.7 | 6,556.48 |
Deferred Tax Assets | 685.97 | 626.33 | 674.53 | 766.41 | 525.07 | 467.82 | 361.71 | 328.59 | 299.03 | 204.4 |
Deferred Tax Liability | 31.82 | 17.83 | 3.1 | 2.61 | 4.24 | 14.82 | 0 | 13.43 | 17.54 | 20.78 |
Net Deferred Tax | 654.15 | 608.5 | 671.43 | 763.8 | 520.83 | 453 | 361.71 | 315.16 | 281.49 | 183.62 |
Other Assets | 0 | 0 | 0 | 0 | 0 | 0 | 147.51 | 647.21 | 515.67 | 667.84 |
Total Assets | 1,54,030.09 | 1,11,652.11 | 80,881.18 | 73,290.3 | 63,177.27 | 56,742.48 | 43,464.75 | 29,176.42 | 26,808.41 | 23,011.72 |
Contingent Liabilities | 260.08 | 427.57 | 671.15 | 777.29 | 761.66 | 704.08 | 423.51 | 822.27 | 453.83 | 134.42 |
Cash Flow (Figures in Rs. Crores)
Net Profit before Tax and Extr... | 4,605.31 |
Depreciation | 198.06 |
Interest (Net) | 8,760.33 |
P/L on Sales of Assets | 1.04 |
P/L on Sales of Invest | -23.43 |
Prov. and W/O (Net) | 1,336.83 |
P/L in Forex | 3.15 |
Total Adjustments (PBT and Ext... | 10,181.95 |
Operating Profit before Workin... | 14,787.26 |
Trade and 0ther Receivables | -210.84 |
Trade Payables | 389.07 |
Loans and Advances | -40,965.71 |
Total Adjustments (OP before W... | -40,861.25 |
Cash Generated from/(used in) ... | -26,073.99 |
Interest Paid(Net) | -8,301.06 |
Direct Taxes Paid | -1,308.1 |
Total Adjustments(Cash Generat... | -9,608.86 |
Cash Flow before Extraordinary... | -35,682.85 |
Net Cash from Operating Activi... | -35,682.85 |
Purchased of Fixed Assets | -1,076.24 |
Sale of Fixed Assets | 5.43 |
Purchase of Investments | -1,96,289.47 |
Sale of Investments | 1,95,955.62 |
Net Cash used in Investing Act... | -2,854.59 |
Proceeds from Issue of shares ... | 2,009.15 |
Proceed from Issue of Debentur... | 26,793.05 |
Proceed from 0ther Long Term B... | 1,17,663.81 |
On Redemption of Debenture | -21,948.45 |
Of the Long Tem Borrowings | -85,790.01 |
Of Financial Liabilities | -89.54 |
Dividend Paid | -166.78 |
Net Cash used in Financing Act... | 38,471.23 |
Net Profit before Tax and Extr... | 4,582.1 |
Depreciation | 195.77 |
Interest (Net) | 8,778.01 |
Dividend Received | 114.65 |
P/L on Sales of Assets | 1 |
P/L on Sales of Invest | -32.23 |
Prov. and W/O (Net) | 1,341.03 |
P/L in Forex | 3.15 |
Total Adjustments (PBT and Ext... | 10,093.14 |
Operating Profit before Workin... | 14,675.24 |
Trade and 0ther Receivables | -208.4 |
Trade Payables | 260.13 |
Loans and Advances | -40,988.02 |
Total Adjustments (OP before W... | -40,875.75 |
Cash Generated from/(used in) ... | -26,200.51 |
Interest Paid(Net) | -8,294.26 |
Direct Taxes Paid | -1,272.75 |
Total Adjustments(Cash Generat... | -9,567.01 |
Cash Flow before Extraordinary... | -35,767.52 |
Net Cash from Operating Activi... | -35,767.52 |
Purchased of Fixed Assets | -1,048.55 |
Sale of Fixed Assets | 5.43 |
Purchase of Investments | -1,96,289.47 |
Sale of Investments | 1,95,928.7 |
Net Cash used in Investing Act... | -2,705.47 |
Proceeds from Issue of shares ... | 2,009.15 |
Proceed from Issue of Debentur... | 26,793.05 |
Proceed from 0ther Long Term B... | 1,17,253.16 |
On Redemption of Debenture | -21,948.45 |
Of the Long Tem Borrowings | -85,446.08 |
Of Financial Liabilities | -89.38 |
Dividend Paid | -166.78 |
Net Cash used in Financing Act... | 38,404.67 |
Company Details
Registered Office |
|
Address | Dare House No 2 N S C Bose Rd, Parrys |
City | Chennai |
State | Tamil Nadu |
Pin Code | 600001 |
Tel. No. | 91-044-30007172 |
Fax. No. | 91-044-25346464 |
investors@chola.murugappa.com | |
Internet | http://www.cholafinance.com |
Registrars |
|
Address | Dare House No 2 N S C Bose Rd |
City | Chennai |
State | Tamil Nadu |
Pin Code | 600001 |
Tel. No. | 91-044-30007172 |
Fax. No. | 91-044-25346464 |
investors@chola.murugappa.com | |
Internet | http://www.cholafinance.com |
Management |
|
Name | Designation |
P Sujatha | Company Sec. & Compli. Officer |
N Ramesh Rajan | Independent Director |
Bhama Krishnamurthy | Independent Director |
Ravindra Kumar Kundu. | Managing Director |
Vellayan Subbiah | Chairman (Non-Executive) |
M A M Arunachalam | Non Executive Director |
Anand Kumar | Independent Director |
M R Kumar | Independent Director |