Cholamandalam Investment & Finance Company Ltd

NSE :CHOLAFIN   BSE :511243  Sector : Finance
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52 WK low / high

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Today's' low / high

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offer price (qty)

28 Mar
1519.95
(-0.77%)
27 Mar
1531.70
(0.62%)
26 Mar
1522.25
(-0.44%)
25 Mar
1529.05
(-0.02%)
24 Mar
1529.30
(-0.60%)
21 Mar
1538.50
(3.03%)
20 Mar
1493.20
(-1.32%)
19 Mar
1513.25
(-0.13%)
18 Mar
1515.25
(4.10%)
17 Mar
1455.60
(0.75%)
13 Mar
1444.70
(-0.47%)
12 Mar
1451.50
(0.19%)
11 Mar
1448.75
(2.06%)
10 Mar
1419.55
(-2.59%)
07 Mar
1457.35
(-0.09%)
06 Mar
1458.60
(0.81%)
05 Mar
1446.90
(-0.19%)
04 Mar
1449.60
(2.10%)
03 Mar
1419.75
(1.36%)
28 Feb
1400.75
(-2.63%)
27 Feb
1438.65
(5.18%)


Technical Analysis

Short Term Investors

Bullish

Medium Term Investors

Very Bullish

Long Term Investors

Very Bullish

Moving Averages

5 DMA
Bearish

1525.26


10 DMA
Bullish

1513.83


20 DMA
Bullish

1476.72


50 DMA
Bullish

1384.84


100 DMA
Bullish

1319.54


200 DMA
Bullish

1381.55



Intraday Support and Resistance
(Based on Pivot Points) undefined |

Updated On Mar 28, 2025 04:00 PM For Next Trading Session

Pivots Classic Fibonacci Camarilla Woodie DM
R3 1558.64 1547.32 1526.83 - -
R2 1547.32 1537.77 1524.53 1546.73 -
R1 1533.64 1531.87 1522.24 1532.46 1540.48
P 1522.32 1522.32 1522.32 1521.73 1525.74
S1 1508.64 1512.77 1517.66 1507.46 1515.48
S2 1497.32 1506.87 1515.37 1496.73 -
S3 1483.64 1497.32 1513.08 - -

Key Metrics

EPS

48.16

P/E

31.55

P/B

5.98

Dividend Yield

0.13%

Market Cap

1,27,819 Cr.

Face Value

2

Book Value

254.06

ROE

20.1%

EBITDA Growth

4,798.73 Cr.

Debt/Equity

6.83

Shareholding Pattern

  49.93% Total Promoter Holding
13.37% Mutual Fund Holdings
27.43% FIIs
6.54% Non Institution
1.42% Insurance Companies
0% Custodians
1.31% Other Parties

Shareholding History


Quarterly Result (Figures in Rs. Crores)


Cholamandalam Investment & Finance Company Ltd Quaterly Results


Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024
INCOME5054.76 5515.37 5857.28 6323.01 6837.83
PROFIT872.02 1065.23 947.15 967.8 1088.21
EPS10.4 12.68 11.27 11.52 12.95

Cholamandalam Investment & Finance Company Ltd Quaterly Results


Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024
INCOME5018.69 5492.08 5828.97 6292.75 6812.35
PROFIT876.16 1058.1 942.23 963.05 1086.53
EPS10.45 12.6 11.22 11.46 12.93

Profit & Loss (Figures in Rs. Crores)


Cholamandalam Investment & Finance Company Ltd Profit & Loss


Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024
INCOME 3715.47 4215.95 4696.84 5559.28 7108.83 8712.63 9639.72 10231.81 13105.59 19419.87
PROFIT 444.48 574.86 719.43 919.37 1198.16 1053.8 1521.19 2153.56 2665.34 3420.82
EPS 5.99 7.14 9.04 11.74 15.3 12.86 18.55 26.28 32.55 40.59

Cholamandalam Investment & Finance Company Ltd Profit & Loss


Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024
INCOME 3691.19 4193.71 4660.34 5479.66 6992.64 8652.89 9575.56 10138.77 12977.98 19216.28
PROFIT 435.5 568.63 718.75 918.37 1186.23 1052.45 1515.25 2146.76 2666.75 3423.5
EPS 6.02 7.25 9.19 11.74 15.17 12.84 18.47 26.13 32.42 40.73

Balance Sheet (Figures in Rs. Crores)

Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017Mar 2016Mar 2015
SOURCES OF FUNDS :
Share Capital 168.06164.48164.28164.07163.98156.42156.4156.34156.21643.73
Reserves Total 19,423.5914,181.6211,604.729,435.738,035.786,052.294,969.064,141.393,513.472,529.95
Equity Application Money1.590000.1000.180.030.68
Total Shareholders Funds19,593.2414,346.111,7699,599.88,199.866,208.715,125.464,297.913,669.713,174.36
Minority Interest0000000.3423.50
Secured Loans1,23,946.7588,326.8262,534.4756,324.8949,017.2642,518.231,820.1518,669.5817,111.5216,369.04
Unsecured Loans10,528.139,030.686,639.037,405.15,988.178,048.546,510.195,401.025,434.953,081.2
Total Loan Funds1,34,474.8897,357.569,173.563,729.9955,005.4350,566.7438,330.3424,070.622,546.4719,450.24
Other Liabilities00000036.53782.4574.82363.14
Total Liabilities1,54,068.121,11,703.680,942.573,329.7963,205.2956,775.4543,492.6729,152.9126,794.522,987.74
APPLICATION OF FUNDS :
Loan / Non-Current Assets 1,44,462.651,04,809.6574,144.7165,839.3455,395.7352,610.7742,108.8719,935.4418,187.6615,467.97
Gross Block 2,209.29897.29654.61534.43490.53273.21216.18314.43248.2187.76
Less: Accumulated Depreciation645.94494.61396.01306.84207.36105.945.68164.66127.92118.88
Net Block1,563.35402.68258.6227.59283.17167.31170.5149.77120.2868.88
Capital Work in Progress12.6760.537.359.9110.613.973.8000
Investments 4,035.753,561.872,055.051,583.4932.741.522.72182.0815.9524.58
Sundry Debtors 214.1799.1371.3156.630.1941.2868.8421.8411.5311.83
Cash and Bank Balance4,393.733,007.14,301.845,279.777,000.743,708.46951.85493.76509.46352.2
Loans and Advances 1,348.241,074.48934.91878.49777.78446.71325.088,846.098,240.337,083.24
Total Current Assets5,956.144,180.715,308.066,214.867,808.714,196.451,345.779,361.698,761.337,447.27
Current Liabilities 2,424.321,781.081,415.851,161.67761.58616.93595.141,358.32939.07814.26
Provisions 193.97142.22119.68152.791.5197.7478.9787155.6965.96
Total Current Liabilities & Provisions2,618.291,923.31,535.531,314.37853.09714.67674.111,445.321,094.76880.21
Net Current Assets3,337.852,257.413,772.534,900.496,955.623,481.78671.667,916.377,666.566,567.05
Deferred Tax Assets689.26626.26680.25768.97531.71475.23365.81328.84299.96205.4
Deferred Tax Liability33.4114.775.9904.2415.11013.4717.5720.78
Net Deferred Tax655.85611.49674.26768.97527.47460.12365.81315.37282.39184.62
Other Assets000000149.31653.88521.66674.66
Total Assets1,54,068.121,11,703.680,942.573,329.7963,205.2956,775.4543,492.6729,152.9126,794.4922,987.75
Contingent Liabilities308.08467.57701.65777.29778.14705.19424.37839.47455.42135.97
Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017Mar 2016Mar 2015
SOURCES OF FUNDS :
Share Capital 168.06164.48164.28164.07163.98156.43156.4156.34156.21643.73
Reserves Total 19,386.8614,131.5711,543.49,396.248,007.766,019.314,941.744,128.43,501.172,528.92
Equity Application Money1.590000.1000.180.030.68
Total Shareholders Funds19,556.5114,296.0511,707.689,560.318,171.846,175.745,098.144,284.923,657.413,173.33
Secured Loans1,23,946.7588,326.8262,534.4756,324.8949,017.2642,518.225,447.718,669.5817,111.5216,369.04
Unsecured Loans10,526.839,029.246,639.037,405.15,988.178,048.5412,882.635,439.525,464.73,106.2
Total Loan Funds1,34,473.5897,356.0669,173.563,729.9955,005.4350,566.7438,330.3324,109.122,576.2219,475.24
Other Liabilities00000036.28782.4574.79363.14
Total Liabilities1,54,030.091,11,652.1180,881.1873,290.363,177.2756,742.4843,464.7529,176.4226,808.4223,011.71
APPLICATION OF FUNDS :
Loan / Non-Current Assets 1,44,424.291,04,748.3274,149.2165,839.3455,402.7352,622.2742,118.1419,935.4418,187.6615,467.97
Gross Block 2,188.73880.91639.96517.44475.74265.98205.31296.5231.64177.2
Less: Accumulated Depreciation 631.59482.18385.39297.84202.14103.2244.51156.42120.32108.87
Net Block1,557.14398.73254.57219.6273.6162.76160.8140.08111.3268.33
Capital Work in Progress12.4560.3436.989.8210.2613.13.8000
Investments 4,100.233,620.022,076.161,618.8272.9272.9272.92238.5566.5767.48
Sundry Debtors 19977.1832.4720.3121.764.4138.23000
Cash and Bank Balance4,320.152,961.424,220.085,231.886,959.13,674.85887.95470.64490.47340.66
Loans and Advances 1,183.361,041922.45844.85741.19422.99298.678,847.738,235.127,077.33
Total Current Assets5,702.514,079.65,1756,097.047,722.054,102.251,224.859,318.368,725.67,417.98
Current Liabilities 2,227.981,722.521,363.91,106.29734.36588.21547.321,331.94924.65796.25
Provisions 192.7140.88118.27151.8390.7695.6177.6686.44155.2565.26
Total Current Liabilities & Provisions2,420.681,863.41,482.171,258.12825.12683.82624.981,418.381,079.89861.51
Net Current Assets3,281.832,216.23,692.834,838.926,896.933,418.43599.877,899.987,645.76,556.48
Deferred Tax Assets685.97626.33674.53766.41525.07467.82361.71328.59299.03204.4
Deferred Tax Liability31.8217.833.12.614.2414.82013.4317.5420.78
Net Deferred Tax654.15608.5671.43763.8520.83453361.71315.16281.49183.62
Other Assets000000147.51647.21515.67667.84
Total Assets1,54,030.091,11,652.1180,881.1873,290.363,177.2756,742.4843,464.7529,176.4226,808.4123,011.72
Contingent Liabilities260.08427.57671.15777.29761.66704.08423.51822.27453.83134.42

Cash Flow (Figures in Rs. Crores)

Net Profit before Tax and Extr...4,605.31
Depreciation198.06
Interest (Net)8,760.33
P/L on Sales of Assets1.04
P/L on Sales of Invest-23.43
Prov. and W/O (Net)1,336.83
P/L in Forex3.15
Total Adjustments (PBT and Ext...10,181.95
Operating Profit before Workin...14,787.26
Trade and 0ther Receivables-210.84
Trade Payables389.07
Loans and Advances-40,965.71
Total Adjustments (OP before W...-40,861.25
Cash Generated from/(used in) ...-26,073.99
Interest Paid(Net)-8,301.06
Direct Taxes Paid-1,308.1
Total Adjustments(Cash Generat...-9,608.86
Cash Flow before Extraordinary...-35,682.85
Net Cash from Operating Activi...-35,682.85
Purchased of Fixed Assets-1,076.24
Sale of Fixed Assets5.43
Purchase of Investments-1,96,289.47
Sale of Investments1,95,955.62
Net Cash used in Investing Act...-2,854.59
Proceeds from Issue of shares ...2,009.15
Proceed from Issue of Debentur...26,793.05
Proceed from 0ther Long Term B...1,17,663.81
On Redemption of Debenture-21,948.45
Of the Long Tem Borrowings-85,790.01
Of Financial Liabilities-89.54
Dividend Paid-166.78
Net Cash used in Financing Act...38,471.23
Net Profit before Tax and Extr...4,582.1
Depreciation195.77
Interest (Net)8,778.01
Dividend Received114.65
P/L on Sales of Assets1
P/L on Sales of Invest-32.23
Prov. and W/O (Net)1,341.03
P/L in Forex3.15
Total Adjustments (PBT and Ext...10,093.14
Operating Profit before Workin...14,675.24
Trade and 0ther Receivables-208.4
Trade Payables260.13
Loans and Advances-40,988.02
Total Adjustments (OP before W...-40,875.75
Cash Generated from/(used in) ...-26,200.51
Interest Paid(Net)-8,294.26
Direct Taxes Paid-1,272.75
Total Adjustments(Cash Generat...-9,567.01
Cash Flow before Extraordinary...-35,767.52
Net Cash from Operating Activi...-35,767.52
Purchased of Fixed Assets-1,048.55
Sale of Fixed Assets5.43
Purchase of Investments-1,96,289.47
Sale of Investments1,95,928.7
Net Cash used in Investing Act...-2,705.47
Proceeds from Issue of shares ...2,009.15
Proceed from Issue of Debentur...26,793.05
Proceed from 0ther Long Term B...1,17,253.16
On Redemption of Debenture-21,948.45
Of the Long Tem Borrowings-85,446.08
Of Financial Liabilities-89.38
Dividend Paid-166.78
Net Cash used in Financing Act...38,404.67

Company Details

Registered Office
AddressDare House No 2 N S C Bose Rd,
Parrys
CityChennai
StateTamil Nadu
Pin Code600001
Tel. No.91-044-30007172
Fax. No.91-044-25346464
Emailinvestors@chola.murugappa.com
Internethttps://www.cholamandalam.com/
Registrars
AddressDare House No 2 N S C Bose Rd
CityChennai
StateTamil Nadu
Pin Code600001
Tel. No.91-044-30007172
Fax. No.91-044-25346464
Emailinvestors@chola.murugappa.com
Internethttps://www.cholamandalam.com/
Management
Name Designation
P SujathaCompany Sec. & Compli. Officer
N Ramesh RajanIndependent Director
Bhama KrishnamurthyIndependent Director
Ravindra Kumar Kundu.Managing Director
Vellayan SubbiahChairman (Non-Executive)
M A M ArunachalamNon Executive Director
Anand KumarIndependent Director
M R KumarIndependent Director