LIC Housing Finance Ltd

NSE :LICHSGFIN   BSE :500253  Sector : Finance
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19 Nov
616.45
(0.87%)
18 Nov
611.15
(0.49%)
14 Nov
608.15
(0.21%)
13 Nov
606.85
(-1.64%)
12 Nov
616.95
(-1.44%)
11 Nov
625.95
(-1.43%)
08 Nov
635.00
(-0.58%)
07 Nov
638.70
(0.67%)
06 Nov
634.45
(0.37%)
05 Nov
632.10
(1.49%)
04 Nov
622.85
(-1.77%)
01 Nov
634.05
(0.48%)
31 Oct
631.05
(-0.31%)
30 Oct
633.00
(-0.70%)
29 Oct
637.45
(3.07%)
28 Oct
618.45
(3.38%)
25 Oct
598.25
(-0.33%)
24 Oct
600.25
(-0.06%)
23 Oct
600.60
(2.22%)
22 Oct
587.55
(-3.32%)
21 Oct
607.75
(-1.75%)


Technical Analysis

Short Term Investors

Bearish

Medium Term Investors

Very Bearish

Long Term Investors

Very Bearish

Moving Averages

5 DMA
Bullish

611.73


10 DMA
Bearish

622.42


20 DMA
Bearish

619.48


50 DMA
Bearish

639.6


100 DMA
Bearish

684.46


200 DMA
Bearish

666.24



Intraday Support and Resistance
(Based on Pivot Points) |

Updated On Nov 19, 2024 04:00 PM For Next Trading Session

Pivots Classic Fibonacci Camarilla Woodie DM
R3 637.16 631.28 620.11 - -
R2 631.28 626.2 618.89 630.9 -
R1 623.86 623.06 617.67 623.1 627.58
P 617.98 617.98 617.98 617.6 619.84
S1 610.56 612.9 615.23 609.8 614.28
S2 604.68 609.76 614.01 604.3 -
S3 597.26 604.68 612.79 - -

Key Metrics

EPS

88.77

P/E

6.93

P/B

1.01

Dividend Yield

1.46%

Market Cap

33,909 Cr.

Face Value

2

Book Value

609.45

ROE

16.23%

EBITDA Growth

6,566.58 Cr.

Debt/Equity

8.48

Shareholding Pattern

  45.24% Total Promoter Holding
15.82% Mutual Fund Holdings
21.95% FIIs
12.29% Non Institution
4.23% Insurance Companies
0% Custodians
0.47% Other Parties

Shareholding History


Quarterly Result (Figures in Rs. Crores)


LIC Housing Finance Ltd Quaterly Results


Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024
INCOME 6765.87 6804.19 6948.61 6799.12 6939.64
PROFIT 1191.77 1168.92 1081.85 1306.3 1327.71
EPS 21.67 21.21 19.67 23.75 24.14

LIC Housing Finance Ltd Quaterly Results


Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024
INCOME 6758.75 6792.5 6936.84 6783.69 6931.81
PROFIT 1188.05 1162.88 1090.82 1300.21 1328.89
EPS 21.6 21.14 19.83 23.64 24.16

Profit & Loss (Figures in Rs. Crores)


LIC Housing Finance Ltd Profit & Loss


Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024
INCOME 10828.89 12502.58 14100.92 14876.44 17398.46 19706.88 19880.22 20005.31 22728.21 27277.8
PROFIT 1395.59 1667.66 1942.23 2007.92 2433.89 2403.17 2740.71 2285.64 2890.66 4758.9
EPS 26.68 33.02 38.45 39.77 48.21 47.6 54.29 41.53 52.53 86.47

LIC Housing Finance Ltd Profit & Loss


Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024
INCOME 10798.66 12485.45 14080.35 14840.61 17364.57 19669.76 19847.69 19953.02 22674.2 27234.64
PROFIT 1386.17 1660.75 1931.01 2002.49 2430.92 2401.66 2734.28 2287.23 2890.8 4764.99
EPS 27.45 32.89 38.24 39.66 48.14 47.57 54.15 41.56 52.53 86.58

Balance Sheet (Figures in Rs. Crores)

Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017Mar 2016Mar 2015
SOURCES OF FUNDS :
Share Capital 110.08110.08110.08100.99100.99100.99100.99101101101
Reserves Total 31,366.5827,074.5924,640.7420,500.4418,163.8816,229.8314,210.1911,054.859,113.587,779.06
Total Shareholders Funds31,476.6627,184.6724,750.8220,601.4318,264.8716,330.8214,311.1811,155.859,214.587,880.06
Minority Interest3.43.192.922.712.442.191.881.641.631.5
Secured Loans2,28,945.22,17,838.661,93,912.361,74,038.371,68,102.841,53,859.471,37,451.321,15,246.251,03,453.3691,118.91
Unsecured Loans23,673.227,074.2229,844.7133,886.8323,324.8116,797.6713,461.3711,090.817,477.815,412.96
Total Loan Funds2,52,618.42,44,912.882,23,757.072,07,925.21,91,427.651,70,657.141,50,912.691,26,337.061,10,931.1796,531.87
Other Liabilities0000002.222,187.371,681.181,028.52
Total Liabilities2,84,098.462,72,100.742,48,510.812,28,529.342,09,694.961,86,990.151,65,227.971,39,681.921,21,828.561,05,441.95
APPLICATION OF FUNDS :
Loan / Non-Current Assets 2,80,518.312,67,760.612,45,222.32,28,080.382,07,952.931,92,984.791,66,134.011,35,414.211,17,651.951,01,824.58
Gross Block 729.5654.23483.63327.96364.28189.24138.75180.91179.79162.72
Less: Accumulated Depreciation340.71265.75168.8146.0969.8521.169.2978.5477.3972.55
Net Block388.79388.48314.82281.87294.43168.08129.46102.37102.490.17
Capital Work in Progress0.20.844.36.342.922.192.745.060.250.25
Investments 6,337.437,049.716,279.394,643.95,484.733,617.342,008.22537.4280.38241.44
Sundry Debtors 9.940.728.387.721.811.9913.5112.1987.6672.51
Cash and Bank Balance1,655.18821.56984.661,384.962,036.923,053.132,143.014,522.543,987.132,992.91
Loans and Advances 771.65625.94489.37387.13578.15302.32296.8510,018.098,336.027,286.95
Total Current Assets2,436.771,448.221,482.411,779.792,636.873,367.442,453.3614,652.8212,410.8110,352.37
Current Liabilities 6,997.016,277.276,001.917,036.877,076.1613,598.735,877.8710,252.67,485.326,144.12
Provisions 238.19180.84173.93155.27148.62118.54122.32145.24462.48375.17
Total Current Liabilities & Provisions7,235.26,458.116,175.847,192.147,224.7813,717.276,000.1910,397.847,947.86,519.29
Net Current Assets-4,798.43-5,009.89-4,693.43-5,412.35-4,587.91-10,349.83-3,546.834,254.984,463.013,833.08
Deferred Tax Assets1,638.411,895.871,371.36918.69526.282,091.111,962.57387.82305.56258.66
Deferred Tax Liability00.120.120.0901,529.41,512.921,305.091,116.39927.66
Net Deferred Tax1,638.411,895.751,371.24918.6526.28561.71449.65-917.27-810.83-669
Other Assets13.7515.2412.1910.621.585.8750.72285.17141.41121.45
Total Assets2,84,098.462,72,100.742,48,510.812,28,529.342,09,694.961,86,990.151,65,227.971,39,681.921,21,828.561,05,441.96
Contingent Liabilities2.22.1363.428.063.122.055.597.1530.11111.31
Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017Mar 2016Mar 2015
SOURCES OF FUNDS :
Share Capital 110.08110.08110.08100.99100.99100.99100.99101101101
Reserves Total 31,284.5526,990.2624,561.7620,420.3218,092.116,158.2814,140.1910,976.039,044.987,717.44
Total Shareholders Funds31,394.6327,100.3424,671.8420,521.3118,193.0916,259.2714,241.1811,077.039,145.987,818.44
Secured Loans2,28,945.22,17,838.651,93,912.351,75,500.451,69,598.551,53,859.471,37,451.321,15,246.251,03,453.3691,118.91
Unsecured Loans23,716.3127,110.9829,888.9232,482.0721,858.9916,807.5413,462.9411,090.817,477.815,412.96
Total Loan Funds2,52,661.512,44,949.632,23,801.272,07,982.521,91,457.541,70,667.011,50,914.261,26,337.061,10,931.1796,531.87
Other Liabilities0000002.182,178.111,672.031,019.41
Total Liabilities2,84,056.142,72,049.972,48,473.112,28,503.832,09,650.631,86,926.281,65,157.621,39,592.21,21,749.181,05,369.72
APPLICATION OF FUNDS :
Loan / Non-Current Assets 2,80,576.052,67,819.552,45,284.142,28,103.682,07,966.391,92,986.871,66,162.321,35,414.211,17,651.951,01,824.58
Gross Block 689.14611.95445.81368.4320.26156.58106.18173.15167.74150.77
Less: Accumulated Depreciation 328.29255.74159.68125.0166.2120.739.0676.6275.7271.12
Net Block360.85356.21286.13243.39254.05135.8597.1296.5392.0279.65
Capital Work in Progress0.140.741.493.630.3300000
Investments 6,277.036,976.416,198.64,635.615,496.373,595.061,972.17526.98276.84237.14
Sundry Debtors 0000000109.4285.3969.62
Cash and Bank Balance1,572.63741.9937.391,346.721,978.953,013.512,096.444,463.353,926.82,933.06
Loans and Advances 765.04613.49479.44376.77567.88292.94247.910,014.268,330.657,281.73
Total Current Assets2,337.671,355.391,416.831,723.492,546.833,306.452,344.3414,587.0312,342.8410,284.41
Current Liabilities 6,814.366,150.595,924.376,979.257,009.6313,543.85,814.5610,249.627,477.156,133.26
Provisions 334.13211.45169.98150.24145.33113.39117.64141.32460.53373.11
Total Current Liabilities & Provisions7,148.496,362.046,094.357,129.497,154.9613,657.195,932.210,390.947,937.686,506.36
Net Current Assets-4,810.82-5,006.65-4,677.52-5,406-4,608.13-10,350.74-3,587.864,196.14,405.163,778.05
Deferred Tax Assets3,168.533,417.842,897.462,442.312,049.422,082.751,955.14387.8305.4258.6
Deferred Tax Liability1,529.381,529.381,529.381,529.381,529.381,529.381,512.861,305.071,116.3927.58
Net Deferred Tax1,639.151,888.461,368.08912.93520.04553.37442.28-917.27-810.9-668.98
Other Assets13.7415.2512.1910.5921.585.8771.59275.66134.11119.27
Total Assets2,84,056.142,72,049.972,48,473.112,28,503.832,09,650.631,86,926.281,65,157.621,39,592.21,21,749.181,05,369.71
Contingent Liabilities33.7657.7344.0145.563.122.052.117.1530.11111.31

Cash Flow (Figures in Rs. Crores)

Net Profit before Tax and Extr...6,064.37
Depreciation69.23
Interest (Net)-8,682.23
P/L on Sales of Assets0.04
Prov. and W/O (Net)1,643.72
P/L in Forex0.01
Others-1,600.88
Total Adjustments (PBT and Ext...-6,784.9
Operating Profit before Workin...-720.53
Total Adjustments (OP before W...176.83
Cash Generated from/(used in) ...-543.7
Interest Paid(Net)9,231.9
Direct Taxes Paid-1,475.13
Total Adjustments(Cash Generat...-6,607.28
Cash Flow before Extraordinary...-7,150.98
Net Cash from Operating Activi...-7,150.98
Purchased of Fixed Assets-37.45
Sale of Fixed Assets0.8
Purchase of Investments-88.43
Sale of Investments711.59
Net Cash used in Investing Act...586.85
Proceed from 0ther Long Term B...1,46,420.2
Of the Long Tem Borrowings-1,36,952.63
Of Financial Liabilities-53.42
Dividend Paid-467.7
Net Cash used in Financing Act...7,345.57
Net Profit before Tax and Extr...6,053.92
Depreciation65.42
Interest (Net)-8,650.9
P/L on Sales of Assets0.04
Prov. and W/O (Net)1,643.72
P/L in Forex0.01
Others-1,646.49
Total Adjustments (PBT and Ext...-6,710.02
Operating Profit before Workin...-656.1
Total Adjustments (OP before W...228.99
Cash Generated from/(used in) ...-427.11
Interest Paid(Net)9,203.71
Direct Taxes Paid-1,468.27
Total Adjustments(Cash Generat...-6,628
Cash Flow before Extraordinary...-7,055.11
Net Cash from Operating Activi...-7,055.11
Purchased of Fixed Assets-37.36
Sale of Fixed Assets0.01
Purchase of Investments-53.78
Sale of Investments664.36
Net Cash used in Investing Act...573.22
Proceed from 0ther Long Term B...1,46,420.2
Of the Long Tem Borrowings-1,36,952.63
Of Financial Liabilities-53.55
Dividend Paid-467.55
Net Cash used in Financing Act...7,299.98

Company Details

Registered Office
AddressBombay Life Building 2nd Floor,
45/47 Veer Nariman Road
CityMumbai
StateMaharashtra
Pin Code400001
Tel. No.91-22-22040006/22049682/22049919
Fax. No.91-22-22049839
Emaillichousing@lichousing.com, nitin_jage@lichousing.c
Internethttp://www.lichousing.com
Registrars
AddressBombay Life Building 2nd Floor
CityMumbai
StateMaharashtra
Pin Code400001
Tel. No.91-22-22040006/22049682/22049919
Fax. No.91-22-22049839
Emaillichousing@lichousing.com, nitin_jage@lichousing.c
Internethttp://www.lichousing.com
Management
Name Designation
V K KukrejaNon-Exec. & Independent Dir.
Ameet N Patel.Non-Exec. & Independent Dir.
Dharmendra BhandariNon-Exec. & Independent Dir.
P Koteshwara RaoNon-Exec. & Independent Dir.
Kashi Prasad KhandelwalNon-Exec. & Independent Dir.
Sanjay Kumar KhemaniIndependent Director
Akshay RoutNon Executive Director
J JayanthiIndependent Director
Varsha HardasaniCompany Sec. & Compli. Officer
Ravi Krishan TakkarIndependent Director
Siddhartha MohantyChairman (Non-Executive)
Jagannath MukkavilliNominee (LIC)
Tribhuwan AdhikariManaging Director & CEO
Ramesh L AdigeIndependent Director
ANIL KAULIndependent Director