JM Financial Ltd
NSE :JMFINANCIL BSE :523405 Sector : FinanceBuy, Sell or Hold JMFINANCIL? Ask The Analyst
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Today's' low / high
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03 Apr 99.66 (3.67%) | 02 Apr 96.13 (-0.24%) | 01 Apr 96.36 (0.28%) | 28 Mar 96.09 (0.27%) | 27 Mar 95.83 (-1.46%) | 26 Mar 97.25 (1.97%) | 25 Mar 95.37 (-2.82%) | 24 Mar 98.14 (0.31%) | 21 Mar 97.84 (6.99%) | 20 Mar 91.45 (0.31%) | 19 Mar 91.17 (3.76%) | 18 Mar 87.87 (4.53%) | 17 Mar 84.06 (-5.67%) | 13 Mar 89.11 (1.24%) | 12 Mar 88.02 (-2.76%) | 11 Mar 90.52 (0.11%) | 10 Mar 90.42 (-7.26%) | 07 Mar 97.50 (1.71%) | 06 Mar 95.86 (-0.67%) | 05 Mar 96.51 (3.55%) | 04 Mar 93.20 (2.78%) |
Technical Analysis
Short Term Investors

Very Bullish
Medium Term Investors

Bearish
Long Term Investors

Very Bearish
Moving Averages
5 DMA
Bullish
96.82
10 DMA
Bullish
96.37
20 DMA
Bullish
93.74
50 DMA
Bearish
100.16
100 DMA
Bearish
115.53
200 DMA
Bearish
115.58
Intraday Support and Resistance
(Based on Pivot Points) undefined |
Updated On Apr 03, 2025 04:00 PM For Next Trading Session
Pivots | Classic | Fibonacci | Camarilla | Woodie | DM |
---|---|---|---|---|---|
R3 | 106.65 | 103.45 | 101.06 | - | - |
R2 | 103.45 | 101.5 | 100.6 | 103.78 | - |
R1 | 101.55 | 100.3 | 100.13 | 102.21 | 102.51 |
P | 98.35 | 98.35 | 98.35 | 98.68 | 98.83 |
S1 | 96.45 | 96.4 | 99.19 | 97.11 | 97.41 |
S2 | 93.25 | 95.2 | 98.73 | 93.58 | - |
S3 | 91.35 | 93.25 | 98.26 | - | - |
Key Metrics
EPS
4.52
P/E
22.06
P/B
2.24
Dividend Yield
2.01%
Market Cap
9,526 Cr.
Face Value
1
Book Value
44.51
ROE
0.74%
EBITDA Growth
619.95 Cr.
Debt/Equity
1.93
Shareholding History
Quarterly Result (Figures in Rs. Crores)
JM Financial Ltd Quaterly Results
Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | ||
INCOME | 1260.96 | 1276.12 | 1093.87 | 1211.21 | 1120.54 | |
PROFIT | 277.68 | 515.42 | 170.7 | 232.16 | 208.92 | |
EPS | 2.91 | -2.39 | 1.79 | 2.43 | 2.19 |
JM Financial Ltd Quaterly Results
Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | ||
INCOME | 219.84 | 192.65 | 140.21 | 429.74 | 210.82 | |
PROFIT | 89.82 | 27.47 | 34.51 | 299.21 | 70.47 | |
EPS | 0.94 | 0.29 | 0.36 | 3.13 | 0.74 |
Profit & Loss (Figures in Rs. Crores)
JM Financial Ltd Profit & Loss
Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | ||
INCOME | 1403.04 | 1684.66 | 2359.26 | 3096.6 | 3499.49 | 3453.55 | 3226.63 | 3763.28 | 3343.07 | 4832.16 | |
PROFIT | 330.69 | 400.51 | 470.39 | 600.91 | 572.3 | 544.99 | 590.22 | 773.26 | 596.98 | 444.2 | |
EPS | 4.34 | 5.96 | 7.88 | 9.35 | 9.96 | 9.24 | 8.46 | 10.4 | 7.42 | 0.29 |
JM Financial Ltd Profit & Loss
Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | ||
INCOME | 104.54 | 157.77 | 162.96 | 426.16 | 270.51 | 303.07 | 374.41 | 619.63 | 555.46 | 820.41 | |
PROFIT | 78.11 | 112.25 | 106.73 | 191.68 | 111.44 | 127.37 | 175.23 | 327.78 | 256.45 | 309.6 | |
EPS | 0.97 | 1.42 | 1.34 | 2.29 | 1.33 | 1.51 | 1.84 | 3.44 | 2.69 | 3.24 |
Balance Sheet (Figures in Rs. Crores)
Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | |
SOURCES OF FUNDS : | ||||||||||
Share Capital | 95.56 | 95.48 | 95.41 | 95.27 | 84.12 | 83.99 | 83.79 | 79.45 | 78.9 | 78.37 |
Reserves Total | 8,394.94 | 8,040.78 | 7,590.8 | 6,904.63 | 5,554.65 | 5,047.7 | 4,470.85 | 3,239.86 | 2,830.57 | 2,464.6 |
Total Shareholders Funds | 8,490.5 | 8,136.26 | 7,686.21 | 6,999.9 | 5,638.77 | 5,131.69 | 4,554.64 | 3,319.31 | 2,909.47 | 2,542.97 |
Minority Interest | 2,565.53 | 3,133.59 | 2,939.43 | 2,676.15 | 2,495.66 | 2,634.45 | 1,917.76 | 1,109.18 | 668.55 | 654.6 |
Secured Loans | 13,522.96 | 12,778.87 | 9,642.56 | 9,972.59 | 10,214.77 | 10,068.53 | 9,666.57 | 4,416.31 | 3,304.98 | 972.14 |
Unsecured Loans | 2,704.77 | 3,160.59 | 3,855.48 | 2,432.6 | 1,540.9 | 3,922.58 | 5,321 | 5,027.44 | 3,366.9 | 3,750.51 |
Total Loan Funds | 16,227.73 | 15,939.46 | 13,498.04 | 12,405.19 | 11,755.67 | 13,991.11 | 14,987.57 | 9,443.75 | 6,671.88 | 4,722.65 |
Other Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 76.62 | 108.31 | 79.33 | 57.86 |
Total Liabilities | 27,283.76 | 27,209.31 | 24,123.68 | 22,081.24 | 19,890.1 | 21,757.25 | 21,536.59 | 13,980.55 | 10,329.23 | 7,978.08 |
APPLICATION OF FUNDS : | ||||||||||
Loan / Non-Current Assets | 15,062.91 | 16,928.73 | 15,071.52 | 11,222.71 | 11,870.13 | 14,336.93 | 0 | 6,489.73 | 4,442.84 | 2,675.74 |
Gross Block | 794.18 | 685.4 | 561.81 | 542.54 | 536.66 | 472.77 | 453.38 | 613.29 | 575.61 | 560.83 |
Less: Accumulated Depreciation | 222.64 | 180.55 | 148.1 | 119.68 | 86.68 | 49.22 | 26.31 | 139.58 | 131.16 | 115.48 |
Net Block | 571.54 | 504.85 | 413.71 | 422.86 | 449.98 | 423.55 | 427.07 | 473.71 | 444.45 | 445.35 |
Capital Work in Progress | 4.43 | 7.01 | 3.05 | 0.86 | 0.69 | 1.35 | 2.9 | 2.03 | 1.09 | 1.69 |
Investments | 4,724.23 | 3,584.49 | 3,639.29 | 5,801.65 | 4,014.45 | 2,933.34 | 2,388.45 | 2,155.98 | 771.73 | 639.68 |
Inventories | 142.87 | 102.1 | 0 | 0 | 0 | 0 | 0 | 0 | 256.89 | 359.01 |
Sundry Debtors | 568.55 | 1,215.31 | 499.09 | 508.62 | 324.25 | 685.05 | 854.68 | 1,178.91 | 354.91 | 226.68 |
Cash and Bank Balance | 5,443.53 | 2,391.66 | 2,559.87 | 2,074.95 | 1,329.4 | 1,282.24 | 1,526.95 | 869.06 | 1,265.05 | 832.87 |
Loans and Advances | 2,971.5 | 4,391.07 | 3,387.03 | 3,318.72 | 2,726.62 | 2,977.63 | 2,049.41 | 5,121.95 | 3,162.93 | 2,928.59 |
Total Current Assets | 9,126.45 | 8,100.14 | 6,445.99 | 5,902.29 | 4,380.27 | 4,944.92 | 4,431.04 | 7,169.92 | 5,039.78 | 4,347.15 |
Current Liabilities | 2,256.89 | 1,946.73 | 1,485.68 | 1,243.05 | 780.33 | 796.88 | 543.03 | 2,486.69 | 556.43 | 344.68 |
Provisions | 51.52 | 56.55 | 52.04 | 53.88 | 47.88 | 42.2 | 37.14 | 9.43 | 89.98 | 94.79 |
Total Current Liabilities & Provisions | 2,308.41 | 2,003.28 | 1,537.72 | 1,296.93 | 828.21 | 839.08 | 580.17 | 2,496.12 | 646.41 | 439.47 |
Net Current Assets | 6,818.04 | 6,096.86 | 4,908.27 | 4,605.36 | 3,552.06 | 4,105.84 | 3,850.87 | 4,673.8 | 4,393.37 | 3,907.68 |
Deferred Tax Assets | 412.86 | 375 | 240.94 | 164.48 | 110.5 | 111.41 | 87.58 | 46.85 | 27.07 | 24.25 |
Deferred Tax Liability | 310.25 | 287.63 | 153.1 | 136.68 | 137.71 | 155.17 | 177.11 | 115.17 | 112.36 | 111.56 |
Net Deferred Tax | 102.61 | 87.37 | 87.84 | 27.8 | -27.21 | -43.76 | -89.53 | -68.32 | -85.29 | -87.31 |
Other Assets | 0 | 0 | 0 | 0 | 30 | 0 | 14,956.83 | 253.62 | 361.04 | 395.25 |
Total Assets | 27,283.76 | 27,209.31 | 24,123.68 | 22,081.24 | 19,890.1 | 21,757.25 | 21,536.59 | 13,980.55 | 10,329.23 | 7,978.08 |
Contingent Liabilities | 170.32 | 129.79 | 176.5 | 104.32 | 134.72 | 164.19 | 249.79 | 36.12 | 33.64 | 26.88 |
Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | |
SOURCES OF FUNDS : | ||||||||||
Share Capital | 95.56 | 95.48 | 95.41 | 95.27 | 84.12 | 83.99 | 83.79 | 79.45 | 78.9 | 78.37 |
Reserves Total | 4,013.97 | 3,791.96 | 3,641.1 | 3,407.59 | 2,489.16 | 2,397.96 | 2,407.24 | 1,646.07 | 1,576.12 | 1,564.81 |
Total Shareholders Funds | 4,109.53 | 3,887.44 | 3,736.51 | 3,502.86 | 2,573.28 | 2,481.95 | 2,491.03 | 1,725.52 | 1,655.02 | 1,643.18 |
Secured Loans | 0 | 0 | 0 | 0 | 0.72 | 1.29 | 0.86 | 0.02 | 0.05 | 0.38 |
Unsecured Loans | 54.06 | 60.75 | 65.98 | 71.76 | 0 | 0 | 0 | 206.56 | 426.34 | 121.88 |
Total Loan Funds | 54.06 | 60.75 | 65.98 | 71.76 | 0.72 | 1.29 | 0.86 | 206.58 | 426.39 | 122.26 |
Other Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 10.87 | 1.28 | 1.2 | 1.21 |
Total Liabilities | 4,163.59 | 3,948.19 | 3,802.49 | 3,574.62 | 2,574 | 2,483.24 | 2,502.76 | 1,933.38 | 2,082.61 | 1,766.65 |
APPLICATION OF FUNDS : | ||||||||||
Loan / Non-Current Assets | 0.06 | 0.02 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Gross Block | 101.33 | 99.38 | 92.4 | 94.56 | 92.65 | 8.95 | 7.4 | 4.57 | 5.01 | 4.06 |
Less: Accumulated Depreciation | 53.31 | 43.05 | 31.8 | 25.74 | 15.55 | 3.68 | 1.84 | 2.32 | 2.15 | 2.01 |
Net Block | 48.02 | 56.33 | 60.6 | 68.82 | 77.1 | 5.27 | 5.56 | 2.25 | 2.86 | 2.05 |
Investments | 3,657.46 | 3,098.49 | 3,250.97 | 3,021.36 | 2,528.44 | 2,388.79 | 2,424.17 | 1,769.15 | 1,756.6 | 1,661.61 |
Sundry Debtors | 77.63 | 33.47 | 28.38 | 49.91 | 22.35 | 10.04 | 24.03 | 0 | 0 | 0 |
Cash and Bank Balance | 45.18 | 60.81 | 85.99 | 15.14 | 21.93 | 15.29 | 42.74 | 11.73 | 12.54 | 33.22 |
Loans and Advances | 166.67 | 177.92 | 172.13 | 185.63 | 193.32 | 201.72 | 180.32 | 119.24 | 332.62 | 85.97 |
Total Current Assets | 289.48 | 272.2 | 286.5 | 250.68 | 237.6 | 227.05 | 247.08 | 130.97 | 345.17 | 119.19 |
Current Liabilities | 132.3 | 71.08 | 94.96 | 84.88 | 135.44 | 37.48 | 42.52 | 9.47 | 10.67 | 8.34 |
Provisions | 12.45 | 14.05 | 9.66 | 12.1 | 11.28 | 10.76 | 10.65 | 0.61 | 68.87 | 63.65 |
Total Current Liabilities & Provisions | 144.75 | 85.13 | 104.62 | 96.98 | 146.72 | 48.24 | 53.17 | 10.08 | 79.54 | 71.99 |
Net Current Assets | 144.73 | 187.07 | 181.88 | 153.7 | 90.88 | 178.81 | 193.92 | 120.89 | 265.63 | 47.2 |
Deferred Tax Assets | 8.44 | 8.47 | 7.9 | 8.89 | 5.03 | 7.47 | 13.14 | 0.26 | 0.44 | 0.2 |
Deferred Tax Liability | 152.43 | 139.23 | 137.42 | 127.76 | 127.45 | 133.1 | 136.42 | 110.19 | 110.24 | 110.24 |
Net Deferred Tax | -143.99 | -130.76 | -129.52 | -118.87 | -122.42 | -125.63 | -123.28 | -109.93 | -109.8 | -110.04 |
Other Assets | 457.31 | 737.04 | 438.56 | 449.61 | 0 | 36 | 2.38 | 151.02 | 167.31 | 165.82 |
Total Assets | 4,163.59 | 3,948.19 | 3,802.49 | 3,574.62 | 2,574 | 2,483.24 | 2,502.76 | 1,933.38 | 2,082.6 | 1,766.64 |
Contingent Liabilities | 258.15 | 92.18 | 98.15 | 81.55 | 103.93 | 140.98 | 95.23 | 19.07 | 15.22 | 12.72 |
Cash Flow (Figures in Rs. Crores)
Net Profit before Tax and Extr... | 1,200.23 |
Depreciation | 53.03 |
Interest (Net) | -1,020.79 |
Dividend Received | 13.01 |
P/L on Sales of Assets | -0.72 |
Prov. and W/O (Net) | 577.23 |
Total Adjustments (PBT and Ext... | -953.91 |
Operating Profit before Workin... | 246.32 |
Trade and 0ther Receivables | 644.64 |
Inventories | -40.77 |
Trade Payables | -7.64 |
Loans and Advances | 1,159.65 |
Total Adjustments (OP before W... | 2,750.23 |
Cash Generated from/(used in) ... | 2,996.55 |
Interest Paid(Net) | 1,018.28 |
Direct Taxes Paid | -379.78 |
Total Adjustments(Cash Generat... | 638.5 |
Cash Flow before Extraordinary... | 3,635.05 |
Net Cash from Operating Activi... | 3,635.05 |
Purchased of Fixed Assets | -53.73 |
Sale of Fixed Assets | 0.76 |
Purchase of Investments | -1,176.47 |
Sale of Investments | 457.34 |
Interest Received | 26.72 |
Net Cash used in Investing Act... | -2,089.94 |
Proceeds from Issue of shares ... | 91.81 |
Proceed from 0ther Long Term B... | 20,480.69 |
On Redemption of Debenture | -0.05 |
Of the Long Tem Borrowings | -20,290.98 |
Of Financial Liabilities | -32.08 |
Dividend Paid | -86.94 |
Net Cash used in Financing Act... | 162.45 |
Net Profit before Tax and Extr... | 410.2 |
Depreciation | 10.89 |
Interest (Net) | -92.58 |
Dividend Received | 93.26 |
P/L on Sales of Assets | -0.05 |
Prov. and W/O (Net) | 84.73 |
Fin. Lease and Rental Charges | 5.43 |
Total Adjustments (PBT and Ext... | -204.17 |
Operating Profit before Workin... | 206.03 |
Trade and 0ther Receivables | -41.64 |
Trade Payables | 13.95 |
Loans and Advances | 280.81 |
Total Adjustments (OP before W... | 386.06 |
Cash Generated from/(used in) ... | 592.09 |
Direct Taxes Paid | -73.61 |
Total Adjustments(Cash Generat... | -73.61 |
Cash Flow before Extraordinary... | 518.48 |
Net Cash from Operating Activi... | 518.48 |
Purchased of Fixed Assets | -1.37 |
Purchase of Investments | -10,368.93 |
Sale of Investments | 9,841.72 |
Interest Received | 0.13 |
Net Cash used in Investing Act... | -433.34 |
Proceeds from Issue of shares ... | 0.3 |
Of Financial Liabilities | -13.29 |
Dividend Paid | -85.93 |
Net Cash used in Financing Act... | -98.92 |
Company Details
Registered Office |
|
Address | 7th Floor Cnergy Prabhadevi, Appasaheb Marathe Marg |
City | Mumbai |
State | Maharashtra |
Pin Code | 400025 |
Tel. No. | 91-22-66303030 |
Fax. No. | 91-22-66303223 |
shareholdergrievance@jmfl.com | |
Internet | http://www.jmfl.com |
Registrars |
|
Address | 7th Floor Cnergy Prabhadevi |
City | Mumbai |
State | Maharashtra |
Pin Code | 400025 |
Tel. No. | 91-22-66303030 |
Fax. No. | 91-22-66303223 |
shareholdergrievance@jmfl.com | |
Internet | http://www.jmfl.com |
Management |
|
Name | Designation |
Nimesh N Kampani | Chairman (Non-Executive) |
Vishal Kampani | Vice Chairman & M.D. |
P S Jayakumar | Independent Director |
Pradip M. Kanakia | Independent Director |
Sumit Bose | Independent Director |
Adi Patel | Managing Director |
Navroz Darius Udwadia | Independent Director |
Roshini Bakshi | Independent Director |
Hemant Pandya | Company Sec. & Compli. Officer |