Housing Development Finance Corporation Ltd

NSE :HDFC BSE :500010 Sector : Finance

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20 Jan
2688.15
(1.17%)

19 Jan
2656.95
(3.52%)

18 Jan
2566.50
(-2.52%)

15 Jan
2632.75
(-1.91%)

14 Jan
2684.05
(0.49%)

13 Jan
2670.90
(-2.79%)

12 Jan
2747.55
(-0.13%)

11 Jan
2751.20
(3.53%)

08 Jan
2657.50
(-0.14%)

07 Jan
2661.35
(0.85%)

06 Jan
2638.85
(-0.49%)

05 Jan
2651.85
(2.84%)

04 Jan
2578.50
(0.38%)

01 Jan
2568.75
(0.39%)

31 Dec
2558.65
(1.61%)

30 Dec
2518.05
(-0.04%)

29 Dec
2518.95
(1.72%)

28 Dec
2476.45
(0.87%)

24 Dec
2455.15
(2.17%)

23 Dec
2403.05
(-0.02%)

22 Dec
2403.65
(-0.46%)

Price Chart Historical Data Technical Chart

Technical Analysis

Short Term Investors

Very Bullish

Medium Term Investors

Very Bullish

Long Term Investors

Very Bullish

Moving Averages

5 DMA

Bullish

2645.26

10 DMA

Bullish

2670.92

20 DMA

Bullish

2603.5

50 DMA

Bullish

2431.73

100 DMA

Bullish

2157.07

200 DMA

Bullish

1958.09

Intraday Support and Resistance
(Based on Pivot Points) |

Updated On Jan 20, 2021 04:00 PM For Next Trading Session

Pivots	Classic	Fibonacci	Camarilla	Woodie	DM
R3	2815.14	2763.52	2712.71	-	-
R2	2763.52	2729.41	2704.52	2767	-
R1	2725.84	2708.33	2696.34	2732.8	2744.68
P	2674.22	2674.22	2674.22	2677.7	2683.64
S1	2636.54	2640.11	2679.96	2643.5	2655.38
S2	2584.92	2619.03	2671.78	2588.4	-
S3	2547.24	2584.92	2663.59	-	-

Key Metrics

EPS

91.8

P/E

29.29

P/B

4.83

Dividend Yield

0.75%

Market Cap

4,83,920 Cr.

Face Value

2

Book Value

556.24

ROE

19.16%

EBITDA Growth

13,512.99 Cr.

Debt/Equity

3.41

Shareholding Pattern

	0%	Total Promoter Holding

	8.74%	Mutual Fund Holdings

	71.95%	FIIs

	10.72%	Non Institution

	8.08%	Insurance Companies

	0%	Custodians

	0.51%	Other Parties

Shareholding History

Quarterly Result (Figures in Rs. Crores)

Consolidated
Standalone

Housing Development Finance Corporation Ltd Quaterly Results

	Sep 2019	Dec 2019	Mar 2020	Jun 2020	Sep 2020
INCOME	34051.89	30724.93	18249.71	31560.15	35732.88
PROFIT	10388.61	3835.38	4115.2	3613.6	4599.68
EPS	60.24	22.16	22.01	20.86	26.03

Housing Development Finance Corporation Ltd Quaterly Results

	Sep 2019	Dec 2019	Mar 2020	Jun 2020	Sep 2020
INCOME	13494.12	20291.45	11981.66	13019.29	11732.7
PROFIT	3961.53	8372.49	2232.53	3051.52	2870.12
EPS	22.94	48.51	12.86	17.62	16.24

Profit & Loss (Figures in Rs. Crores)

Consolidated
Standalone

Housing Development Finance Corporation Ltd Profit & Loss

	Mar 2011	Mar 2012	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020
INCOME	25792.63	30302.86	35986.93	40814.56	48390.03	53257.11	61087.63	85755.96	103584.69	107542
PROFIT	4528.41	5462.51	6639.72	7947.82	8762.62	10190.26	11051.12	11979.9	16231.76	21434.57
EPS	23.64	28.38	32.89	38.64	40.84	46.47	54.32	78.23	102.13	131.79

Housing Development Finance Corporation Ltd Profit & Loss

	Mar 2011	Mar 2012	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020
INCOME	12878.07	17354.28	21147.62	24197.67	27470.86	30956.57	33159.6	40707.49	43378.01	58763.34
PROFIT	3534.96	4122.62	4848.34	5440.24	5990.14	7093.1	7442.64	10959.34	9632.46	17769.65
EPS	22.64	26.13	29.23	32.48	35.32	41.98	46.85	65.39	55.96	102.59

Balance Sheet (Figures in Rs. Crores)

Consolidated
Standalone

	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015	Mar 2014	Mar 2013	Mar 2012	Mar 2011
SOURCES OF FUNDS :
Share Capital	346.41	344.29	335.18	317.73	315.97	314.94	312.1	309.27	295.39	293.37
Reserves Total	1,26,132.75	1,11,388.85	91,487.7	59,690.48	50,533.61	44,756.69	37,262.51	31,581.29	23,920.64	20,896.75
Equity Share Warrants	0	0	50.38	51.1	51.1	0	0	0	0	0
Total Shareholders Funds	1,26,479.16	1,11,733.14	91,873.26	60,059.31	50,900.68	45,071.63	37,574.61	31,890.56	24,216.03	21,190.12
Minority Interest	7,357.32	6,245.38	4,994.3	3,472.57	2,325.97	1,820.08	1,423.88	1,071.47	819.53	650.49
Secured Loans	2,36,549	2,11,516.29	1,65,623.78	1,42,547.24	1,32,197.99	1,10,934.78	1,14,980.47	94,389.76	94,955.77	84,129.54
Unsecured Loans	1,88,818.54	1,75,238.81	1,70,792.67	1,51,247.38	1,17,219.66	1,06,421.95	75,621.5	69,273.04	47,523.43	33,926.93
Total Loan Funds	4,25,367.54	3,86,755.1	3,36,416.45	2,93,794.62	2,49,417.65	2,17,356.73	1,90,601.97	1,63,662.8	1,42,479.2	1,18,056.47
Policy Holders Fund	0	0	0	74,256.39	61,215.25	54,924.28	45,003.25	35,086.09	28,041.81	25,922.77
Other Liabilities	0	0	837.22	6,340.08	4,407.87	4,544.16	3,970.45	3,578.44	2,963.62	2,256.89
Total Liabilities	5,59,204.02	5,04,733.62	4,34,121.23	4,37,922.97	3,68,267.42	3,23,716.88	2,78,574.16	2,35,289.36	1,98,520.19	1,68,076.74
APPLICATION OF FUNDS :
Loan / Non-Current Assets	4,45,462.78	4,22,333.92	3,76,146.94	2,80,107.81	2,45,527.8	2,11,531.09	1,83,423.95	1,57,407.24	1,29,738.35	1,04,316.55
Gross Block	6,151.68	2,576.05	2,477.35	3,504.74	2,920.86	2,476.58	1,924.89	1,736.93	1,663.55	1,571.37
Less: Accumulated Depreciation	675.71	265.73	127.87	1,596.01	1,352.61	1,006.35	922.65	886.35	821.68	763.81
Net Block	5,475.97	2,310.32	2,349.48	1,908.73	1,568.25	1,470.23	1,002.24	850.58	841.87	807.56
Capital Work in Progress	58.9	24.22	23.42	53.68	18.71	8.98	21.04	32.48	6.57	3.14
Investments	2,43,248.09	2,10,703.81	1,72,217.55	1,32,855.28	1,04,720.74	93,782.42	72,914.21	59,492.42	48,638.85	41,596.98
Sundry Debtors	336.31	611.99	245.11	1,482.43	466.8	457.79	376.79	216.02	632.63	397.37
Cash and Bank Balance	5,501.53	4,536.54	3,128.54	7,496.78	6,397.03	4,261.92	8,588.11	7,071.67	6,481.36	6,818.46
Loans and Advances	27,998.29	19,405.34	9,756.59	41,455.31	34,954.91	32,043.71	25,899.57	23,029.01	20,931.65	19,174.59
Total Current Assets	33,836.13	24,553.87	13,130.24	50,434.52	41,818.74	36,763.42	34,864.47	30,316.7	28,045.64	26,390.42
Current Liabilities	1,69,946.52	1,55,536.12	1,32,009.35	30,848.35	23,973.1	21,380.69	14,232.29	13,264.47	10,067.68	4,776.05
Provisions	631.93	539.95	429.08	2,851.8	4,593.36	4,196.29	4,082.38	3,224.61	3,748.02	2,402.57
Total Current Liabilities & Provisions	1,70,578.45	1,56,076.07	1,32,438.43	33,700.15	28,566.46	25,576.98	18,314.67	16,489.08	13,815.7	7,178.62
Net Current Assets	-1,36,742.32	-1,31,522.2	-1,19,308.19	16,734.37	13,252.28	11,186.44	16,549.8	13,827.62	14,229.94	19,211.8
Deferred Tax Assets	1,699.68	919.07	4,180.66	1,223.9	1,054.51	18.55	736.16	716.13	707.71	523.28
Deferred Tax Liability	32.46	65.43	2,893	3,722.45	2,006.74	231.32	88.64	56.55	53.36	50.8
Net Deferred Tax	1,667.22	853.64	1,287.66	-2,498.55	-952.23	-212.77	647.52	659.58	654.35	472.48
Other Assets	33.38	29.91	1,404.37	8,761.65	4,131.87	5,950.49	4,015.4	3,019.44	4,410.26	1,668.23
Total Assets	5,59,204.02	5,04,733.62	4,34,121.23	4,37,922.97	3,68,267.42	3,23,716.88	2,78,574.16	2,35,289.36	1,98,520.19	1,68,076.74
Contingent Liabilities	3,768.96	4,344.5	3,991.94	3,928.72	3,056.68	4,180.53	4,134.74	4,554.86	4,387.84	3,453.47

	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015	Mar 2014	Mar 2013	Mar 2012	Mar 2011
SOURCES OF FUNDS :
Share Capital	346.41	344.29	335.18	317.73	315.97	314.94	312.1	309.27	295.39	293.37
Reserves Total	85,811.65	77,011.18	64,879.35	39,276.55	33,753.99	30,655.03	27,643.09	24,520.94	18,722.19	17,023.14
Total Shareholders Funds	86,158.06	77,355.47	65,264.91	39,645.38	34,121.06	30,969.97	27,955.19	24,830.21	19,017.58	17,316.51
Secured Loans	2,31,860.25	1,85,855.7	1,56,614.29	1,30,860.2	1,23,100.89	1,04,689.7	1,10,186.37	90,871.77	91,849.96	81,641.52
Unsecured Loans	1,87,241.39	1,80,358.69	1,63,101.4	1,48,871.95	1,14,662.05	1,03,909.33	73,786.82	67,956.34	47,277.54	33,470.78
Total Loan Funds	4,19,101.64	3,66,214.39	3,19,715.69	2,79,732.15	2,37,762.94	2,08,599.03	1,83,973.19	1,58,828.11	1,39,127.5	1,15,112.3
Other Liabilities	0	0	659.84	5,465.27	3,740.73	3,987.69	3,578.11	3,109.79	2,540.81	1,726.12
Total Liabilities	5,05,259.7	4,43,569.86	3,85,640.44	3,24,842.8	2,75,624.73	2,43,556.69	2,15,506.49	1,86,768.11	1,60,685.89	1,34,154.93
APPLICATION OF FUNDS :
Loan / Non-Current Assets	4,39,909.9	4,00,729.66	3,57,352.85	2,64,679.43	2,32,870.54	2,01,680.43	1,75,746.08	1,51,630.87	1,25,532.65	1,01,167.48
Gross Block	2,471.49	1,070.65	1,082.77	1,440.4	1,064.7	1,038.48	637.93	576.41	555.58	547.54
Less: Accumulated Depreciation	232.11	98	43.14	440.76	400.17	361.52	357.45	338.47	321.63	313.59
Net Block	2,239.38	972.65	1,039.63	999.64	664.53	676.96	280.48	237.94	233.95	233.95
Investments	64,944.37	46,240.35	30,716.73	20,052.8	15,345.43	14,294.34	13,912.65	13,613.46	12,207	11,832.42
Sundry Debtors	230.06	186.86	103.45	109.48	144.66	46.18	84.52	1.32	60.21	1.27
Cash and Bank Balance	3,425.69	1,596.26	1,485.07	6,318.8	5,320.67	3,364.65	7,715.52	5,751.14	5,472.85	6,130.03
Loans and Advances	11,742.84	8,190.89	6,617.19	37,000.87	31,014.53	28,561.27	23,508.97	21,020.82	20,363.26	18,472.6
Total Current Assets	15,398.59	9,974.01	8,205.71	43,429.15	36,479.86	31,972.1	31,309.01	26,773.28	25,896.32	24,603.9
Current Liabilities	18,380.42	14,851.71	12,994.77	9,898.29	9,512.6	7,555.4	7,219.02	6,192.88	4,263.52	3,003.09
Provisions	453.44	355.98	274.38	176.37	2,837.08	2,638.9	2,706.98	2,399.97	2,570.53	2,084.34
Total Current Liabilities & Provisions	18,833.86	15,207.69	13,269.15	10,074.66	12,349.68	10,194.3	9,926	8,592.85	6,834.05	5,087.43
Net Current Assets	-3,435.27	-5,233.68	-5,063.44	33,354.49	24,130.18	21,777.8	21,383.01	18,180.43	19,062.27	19,516.47
Deferred Tax Assets	1,567.94	830.91	2,047.07	1,174.24	1,019.52	785.56	707.99	681.2	677.64	497.7
Deferred Tax Liability	0	0	767.57	3,562.82	1,921.73	986.23	78.12	49.82	49.44	49.57
Net Deferred Tax	1,567.94	830.91	1,279.5	-2,388.58	-902.21	-200.67	629.87	631.38	628.2	448.13
Other Assets	33.38	29.97	315.17	8,145.02	3,516.26	5,327.83	3,554.4	2,474.03	3,021.82	956.48
Total Assets	5,05,259.7	4,43,569.86	3,85,640.44	3,24,842.8	2,75,624.73	2,43,556.69	2,15,506.49	1,86,768.11	1,60,685.89	1,34,154.93
Contingent Liabilities	3,601.89	4,179.32	3,879.02	3,708.33	3,681.14	3,384.99	3,297.65	2,961.19	3,330.4	2,024.95

Cash Flow (Figures in Rs. Crores)

Consolidated
Standalone

Cash from Operating Activity -26,885.01

Net Profit before Tax and Extr...	26,193.25
Depreciation	256.11
Interest (Net)	-13,352.2
P/L on Sales of Invest	-10,955.56
Prov. and W/O (Net)	5,951.12
Others	2,390.81
Total Adjustments (PBT and Ext...	-23,651.72
Operating Profit before Workin...	2,541.53
Total Adjustments (OP before W...	-914.06
Cash Generated from/(used in) ...	1,627.47
Interest Paid(Net)	14,596.5
Direct Taxes Paid	-3,967.98
Total Adjustments(Cash Generat...	-28,512.48
Cash Flow before Extraordinary...	-26,885.01
Net Cash from Operating Activi...	-26,885.01

Cash from Investing Activity -9,873.65

Purchased of Fixed Assets	-356.14
Sale of Fixed Assets	3.82
Purchase of Investments	-296.25
Sale of Investments	65.43
Invest.In Subsidiaires	-1,495.81
Investment in Group Cos.	-86.71
Cancellation of Investment in ...	1,639.14
Net Cash used in Investing Act...	-9,873.65

Cash from Financing Activity 38,773.81

Proceeds from Issue of shares ...	1,589.81
Proceed from Issue of Debentur...	1,05,072.64
Proceed from 0ther Long Term B...	42,883.65
On Redemption of Debenture	-1,10,139.61
Dividend Paid	-3,023.49
Net Cash used in Financing Act...	38,773.81

Cash from Operating Activity -43,827.6

Net Profit before Tax and Extr...	20,350.92
Depreciation	147.74
Interest (Net)	-13,144.54
P/L on Sales of Invest	-3,558.86
Prov. and W/O (Net)	5,913.1
Others	1,321.92
Total Adjustments (PBT and Ext...	-19,751.07
Operating Profit before Workin...	599.85
Total Adjustments (OP before W...	-1,548.51
Cash Generated from/(used in) ...	-948.66
Interest Paid(Net)	12,941.31
Direct Taxes Paid	-2,961.68
Total Adjustments(Cash Generat...	-42,878.94
Cash Flow before Extraordinary...	-43,827.6
Net Cash from Operating Activi...	-43,827.6

Cash from Investing Activity -5,854.23

Purchased of Fixed Assets	-78.06
Sale of Fixed Assets	0.89
Purchase of Investments	-5,850.65
Sale of Investments	677.88
Invest.In Subsidiaires	-2,156.72
Investment in Group Cos.	-86.71
Cancellation of Investment in ...	1,639.14
Net Cash used in Investing Act...	-5,854.23

Cash from Financing Activity 52,462.91

Proceeds from Issue of shares ...	1,282.78
Proceed from 0ther Long Term B...	1,56,898.67
Of the Long Tem Borrowings	-1,04,018.86
Dividend Paid	-3,021.6
Net Cash used in Financing Act...	52,462.91

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October 22,2018

Company Details

Registered Office
Address	Ramon House H T Parekh Marg, 169 Backbay Reclamation
City	Mumbai
State	Maharashtra
Pin Code	400020
Tel. No.	91-22-6716 6000
Fax. No.	91-22-2281 1205
Email	investorcare@hdfc.com
Internet	http://www.hdfc.com

Registrars
Address	Ramon House H T Parekh Marg
City	Mumbai
State	Maharashtra
Pin Code	400020
Tel. No.	91-22-6716 6000
Fax. No.	91-22-2281 1205
Email	investorcare@hdfc.com
Internet	http://www.hdfc.com

Management
Name	Designation
Deepak Parekh	Chairman
Nasser Munjee	Independent Director
J J Irani	Independent Director
V Srinivasa Rangan	Whole-time Director
Renu S Karnad	Managing Director
Keki M Mistry	Vice Chairman & CEO
Ajay Agarwal	Company Secretary
Upendra Kumar Sinha	Independent Director
Jalaj Ashwin Dani	Independent Director
Bhaskar Ghosh	Independent Director
Ireena Vittal	Independent Director

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