Arman Financial Services Ltd

NSE :ARMANFIN   BSE :531179  Sector : Finance
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12 Nov
1362.15
(-2.62%)
11 Nov
1398.85
(-1.99%)
08 Nov
1427.25
(-0.52%)
07 Nov
1434.70
(-0.68%)
06 Nov
1444.55
(-0.72%)
05 Nov
1455.00
(-1.41%)
04 Nov
1475.75
(-1.94%)
01 Nov
1504.95
(1.59%)
31 Oct
1481.40
(2.01%)
30 Oct
1452.25
(-0.44%)
29 Oct
1458.65
(0.67%)
28 Oct
1448.90
(-1.16%)
25 Oct
1465.95
(-0.66%)
24 Oct
1475.70
(-1.97%)
23 Oct
1505.30
(1.17%)
22 Oct
1487.85
(0.10%)
21 Oct
1486.40
(-2.48%)
18 Oct
1524.25
(-0.22%)
17 Oct
1527.65
(-0.24%)
16 Oct
1531.40
(0.44%)
15 Oct
1524.70
(-0.87%)


Technical Analysis

Short Term Investors

Very Bearish

Medium Term Investors

Very Bearish

Long Term Investors

Very Bearish

Moving Averages

5 DMA
Bearish

1413.69


10 DMA
Bearish

1444.6


20 DMA
Bearish

1468.11


50 DMA
Bearish

1590.21


100 DMA
Bearish

1750.71


200 DMA
Bearish

1929.7



Intraday Support and Resistance
(Based on Pivot Points) |

Updated On Nov 12, 2024 04:00 PM For Next Trading Session

Pivots Classic Fibonacci Camarilla Woodie DM
R3 1467.69 1441.72 1380.23 - -
R2 1441.72 1416.6 1374.2 1438.26 -
R1 1401.94 1401.09 1368.18 1395.02 1421.83
P 1375.97 1375.97 1375.97 1372.51 1385.91
S1 1336.19 1350.85 1356.12 1329.27 1356.08
S2 1310.22 1335.34 1350.1 1306.76 -
S3 1270.44 1310.22 1344.07 - -

Key Metrics

EPS

40.43

P/E

33.69

P/B

2.67

Dividend Yield

0%

Market Cap

1,429 Cr.

Face Value

10

Book Value

509.88

ROE

29.52%

EBITDA Growth

105.8 Cr.

Debt/Equity

2.83

Shareholding Pattern

  22.07% Total Promoter Holding
2.12% Mutual Fund Holdings
4.9% FIIs
68.01% Non Institution
1.02% Insurance Companies
0% Custodians
1.88% Other Parties

Shareholding History


Quarterly Result (Figures in Rs. Crores)


Arman Financial Services Ltd Quaterly Results


Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024
INCOME 149.51 160.33 168.76 182.92 184.43
PROFIT 39.94 40.82 42 50.82 31.3
EPS 47.03 48.04 47.71 52.23 29.88

Arman Financial Services Ltd Quaterly Results


Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024
INCOME 30.27 34.71 33.91 37.28 42.45
PROFIT 8.07 8.88 9.34 11.61 12.58
EPS 9.5 10.45 10.63 12 12

Profit & Loss (Figures in Rs. Crores)


Arman Financial Services Ltd Profit & Loss


Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024
INCOME 29.61 40.69 53.59 78.02 139.59 215.15 195.04 235.01 423.9 661.53
PROFIT 6.15 8 6.31 7.29 26.38 41.52 10.62 31.72 93.81 173.52
EPS 8.65 10.98 8 10.27 38.02 49.13 12.51 37.36 110.47 165.67

Arman Financial Services Ltd Profit & Loss


Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024
INCOME 15.25 15.92 16.58 27.32 48.38 70.1 63.55 66.22 331.51 136.17
PROFIT 2.77 2.49 2.49 3.2 12.31 18.24 8 16.23 67.2 37.93
EPS 3.77 3.32 3.61 4.63 17.77 21.58 9.42 19.12 14.81 36.17

Balance Sheet (Figures in Rs. Crores)

Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017Mar 2016Mar 2015
SOURCES OF FUNDS :
Share Capital 10.4810.868.498.498.456.956.9211.9211.926.92
Reserves Total 802.21293.37204.19178.27163.77116.2649.9844.0838.5431.9
Equity Application Money061.4700000000
Total Shareholders Funds812.69365.7212.68186.76172.22123.2156.95650.4638.82
Minority Interest0000000000.42
Secured Loans1,717.671,554.35971.62711.15688.99593.53375.26151.17137.6991.33
Unsecured Loans7.2650.0618.0710.288.7718.520.190.80.291.33
Total Loan Funds1,724.931,604.41989.69721.43697.76612.03395.45151.97137.9892.66
Other Liabilities0000000.660.260.290.15
Total Liabilities2,537.621,970.111,202.37908.19869.98735.24453.01208.23188.73132.05
APPLICATION OF FUNDS :
Loan / Non-Current Assets 2,032.911,536.711,057.61742.63778.9670.45020.3925.0413.43
Gross Block 12.8311.729.347.597.155.424.293.632.952.5
Less: Accumulated Depreciation5.175.624.463.522.711.911.471.1110.89
Net Block7.666.14.884.074.443.512.822.521.951.61
Capital Work in Progress000.030000000
Investments 7.1219.485.923.183.263.322.72.41.40
Sundry Debtors 0000007.425.541.971.23
Cash and Bank Balance524.73430.32142.34168.3796.8468.5418.8521.3810.716.76
Loans and Advances 43.4930.0914.138.747.945.11343.92149.95145.87100.86
Total Current Assets568.22460.41156.47177.11104.7773.65370.2176.88158.54118.85
Current Liabilities 87.6361.4735.1226.4125.3714.197.284.073.042.55
Provisions 9.816.593.95.760.83.44.212.973.482.54
Total Current Liabilities & Provisions97.4468.0739.0232.1826.1717.611.497.046.515.09
Net Current Assets470.77392.34117.45144.9478.656.05358.71169.83152.03113.76
Deferred Tax Assets30.6624.2520.9816.17.024.271.230.630.550.38
Deferred Tax Liability11.518.784.472.742.232.350.170.190.190.16
Net Deferred Tax19.1515.4716.5113.364.791.921.060.440.360.22
Other Assets00000087.7312.647.973.03
Total Assets2,537.611,970.11,202.39908.19870735.25453.02208.23188.74132.05
Contingent Liabilities1,230.22871.05372.76372.37.928.238.18.017.610.42
Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017Mar 2016Mar 2015
SOURCES OF FUNDS :
Share Capital 10.4845.368.498.498.456.956.926.926.926.92
Reserves Total 524.41280.26132.46119.34112.2988.8533.2831.2428.7527.42
Total Shareholders Funds534.89325.62140.95127.83120.7495.840.238.1635.6734.34
Secured Loans289.721,282.95174.12149.1167.07151.6386.0636.8637.9648.24
Unsecured Loans1.289.563.864.263.6510.7415.269.810.090.07
Total Loan Funds2911,292.51177.98153.36170.72162.37101.3246.6738.0548.31
Other Liabilities0000000.310.140.110.1
Total Liabilities825.891,618.13318.93281.19291.46258.17141.8384.9773.8382.75
APPLICATION OF FUNDS :
Loan / Non-Current Assets 406.841,239.74188.3149.87223.25197.88016.9312.2913.32
Gross Block 2.729.432.1521.961.812.42.352.592.4
Less: Accumulated Depreciation 0.924.151.331.231.131.020.960.860.940.87
Net Block1.85.280.820.770.830.791.441.491.651.53
Capital Work in Progress000.030000000
Investments 281.1218.2693.0465.1962.3751.0922.4215.4210.4210
Sundry Debtors 0000003.162.091.631.13
Cash and Bank Balance139.32364.9238.5866.855.9512.013.450.462.4512.08
Loans and Advances 14.9327.652.012.353.732.1367.548.4245.7545.1
Total Current Assets154.25392.5840.5969.29.6914.1374.150.9849.8358.31
Current Liabilities 21.3851.968.068.725.384.973.52.860.90.84
Provisions 0.857.680.40.780.350.230.70.431.51.21
Total Current Liabilities & Provisions22.2359.638.469.55.735.24.23.292.412.04
Net Current Assets132.02332.9432.1359.73.958.9369.9147.6847.4256.26
Deferred Tax Assets5.619.475.815.251.640.960.280.190.180.17
Deferred Tax Liability1.497.681.180.860.571.490.120.140.160.15
Net Deferred Tax4.1111.794.634.391.07-0.530.160.050.020.02
Other Assets010.1301.280047.893.42.031.63
Total Assets825.881,618.13318.94281.19291.47258.16141.8384.9873.8382.76
Contingent Liabilities1,230.220372.76372.3399.42282.27195.672.6259.6138.42

Cash Flow (Figures in Rs. Crores)

Net Profit before Tax and Extr...228.09
Depreciation1.42
Interest (Net)-327.61
P/L on Sales of Assets-0.07
P/L on Sales of Invest-7.7
Prov. and W/O (Net)25.48
Others-7
Total Adjustments (PBT and Ext...-339.42
Operating Profit before Workin...-111.33
Trade Payables0.46
Loans and Advances-503.92
Change in Borrowing-0.8
Total Adjustments (OP before W...-462.55
Cash Generated from/(used in) ...-573.88
Interest Paid(Net)328.98
Direct Taxes Paid-57.5
Total Adjustments(Cash Generat...271.48
Cash Flow before Extraordinary...-302.4
Net Cash from Operating Activi...-302.4
Purchased of Fixed Assets-2.37
Sale of Fixed Assets0.22
Purchase of Investments-925.24
Sale of Investments945.77
Net Cash used in Investing Act...18.38
Proceeds from Issue of shares ...230.01
Proceed from 0ther Long Term B...1,770.83
Proceed from Short Tem Borrowi...50.44
On Redemption of Debenture-9.98
Of the Long Tem Borrowings-1,657.61
Of Financial Liabilities-0.29
Net Cash used in Financing Act...376.39
Net Profit before Tax and Extr...48.35
Depreciation0.19
Interest (Net)-79.01
P/L on Sales of Assets0.04
P/L on Sales of Invest-2.66
Prov. and W/O (Net)4.44
Others-7
Total Adjustments (PBT and Ext...-79.64
Operating Profit before Workin...-31.29
Trade Payables0.04
Loans and Advances-114.4
Change in Borrowing-0.8
Total Adjustments (OP before W...-129.55
Cash Generated from/(used in) ...-160.84
Interest Paid(Net)84.18
Direct Taxes Paid-9.64
Total Adjustments(Cash Generat...74.54
Cash Flow before Extraordinary...-86.3
Net Cash from Operating Activi...-86.3
Purchased of Fixed Assets-1.24
Sale of Fixed Assets0.06
Purchase of Investments-407.49
Sale of Investments331.38
Net Cash used in Investing Act...-77.3
Proceeds from Issue of shares ...230.01
Proceed from 0ther Long Term B...167.04
On Redemption of Debenture-9.98
Of the Long Tem Borrowings-148.38
Net Cash used in Financing Act...231.68

Company Details

Registered Office
Address502-503 Sakar III,
Off Ashram Road Opp Old High S
CityAhmedabad
StateGujarat
Pin Code380014
Tel. No.91-079-40507000/27541989
Fax. No.91-079-27543666
Emailfinance@armanindia.com
Internethttp://www.armanindia.com
Registrars
Address502-503 Sakar III
CityAhmedabad
StateGujarat
Pin Code380014
Tel. No.91-079-40507000/27541989
Fax. No.91-079-27543666
Emailfinance@armanindia.com
Internethttp://www.armanindia.com
Management
Name Designation
JAYENDRA PATELVice Chairman & M.D.
Ritaben Jayendrabhai PatelNon-Exec & Non-Independent Dir
Ramakant Nagpal.Non-Exec. & Independent Dir.
AALOK JAYENDRABHAI PATELJoint Managing Director
Aakash Jayendra PatelNon-Exec & Non-Independent Dir
Jaimish Govindbhai patelCompany Secretary
Alok PrasadChairman & Independent Directo
Geeta SolankiNon-Exec. & Independent Dir.
Yash Kaushik ShahAddtnl Independent Director