Arman Financial Services Ltd
NSE :ARMANFIN BSE :531179 Sector : FinanceBuy, Sell or Hold ARMANFIN? Ask The Analyst
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12 Nov 1362.15 (-2.62%) | 11 Nov 1398.85 (-1.99%) | 08 Nov 1427.25 (-0.52%) | 07 Nov 1434.70 (-0.68%) | 06 Nov 1444.55 (-0.72%) | 05 Nov 1455.00 (-1.41%) | 04 Nov 1475.75 (-1.94%) | 01 Nov 1504.95 (1.59%) | 31 Oct 1481.40 (2.01%) | 30 Oct 1452.25 (-0.44%) | 29 Oct 1458.65 (0.67%) | 28 Oct 1448.90 (-1.16%) | 25 Oct 1465.95 (-0.66%) | 24 Oct 1475.70 (-1.97%) | 23 Oct 1505.30 (1.17%) | 22 Oct 1487.85 (0.10%) | 21 Oct 1486.40 (-2.48%) | 18 Oct 1524.25 (-0.22%) | 17 Oct 1527.65 (-0.24%) | 16 Oct 1531.40 (0.44%) | 15 Oct 1524.70 (-0.87%) |
Price Chart Historical Data Technical Chart
Technical Analysis
Short Term Investors
Very Bearish
Medium Term Investors
Very Bearish
Long Term Investors
Very Bearish
Moving Averages
5 DMA
Bearish
1413.69
10 DMA
Bearish
1444.6
20 DMA
Bearish
1468.11
50 DMA
Bearish
1590.21
100 DMA
Bearish
1750.71
200 DMA
Bearish
1929.7
Intraday Support and Resistance
(Based on Pivot Points) |
Updated On Nov 12, 2024 04:00 PM For Next Trading Session
Pivots | Classic | Fibonacci | Camarilla | Woodie | DM |
---|---|---|---|---|---|
R3 | 1467.69 | 1441.72 | 1380.23 | - | - |
R2 | 1441.72 | 1416.6 | 1374.2 | 1438.26 | - |
R1 | 1401.94 | 1401.09 | 1368.18 | 1395.02 | 1421.83 |
P | 1375.97 | 1375.97 | 1375.97 | 1372.51 | 1385.91 |
S1 | 1336.19 | 1350.85 | 1356.12 | 1329.27 | 1356.08 |
S2 | 1310.22 | 1335.34 | 1350.1 | 1306.76 | - |
S3 | 1270.44 | 1310.22 | 1344.07 | - | - |
Key Metrics
EPS
40.43
P/E
33.69
P/B
2.67
Dividend Yield
0%
Market Cap
1,429 Cr.
Face Value
10
Book Value
509.88
ROE
29.52%
EBITDA Growth
105.8 Cr.
Debt/Equity
2.83
Shareholding History
Quarterly Result (Figures in Rs. Crores)
Arman Financial Services Ltd Quaterly Results
Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | |
INCOME | 149.51 | 160.33 | 168.76 | 182.92 | 184.43 |
PROFIT | 39.94 | 40.82 | 42 | 50.82 | 31.3 |
EPS | 47.03 | 48.04 | 47.71 | 52.23 | 29.88 |
Arman Financial Services Ltd Quaterly Results
Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | |
INCOME | 30.27 | 34.71 | 33.91 | 37.28 | 42.45 |
PROFIT | 8.07 | 8.88 | 9.34 | 11.61 | 12.58 |
EPS | 9.5 | 10.45 | 10.63 | 12 | 12 |
Profit & Loss (Figures in Rs. Crores)
Arman Financial Services Ltd Profit & Loss
Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | ||
INCOME | 29.61 | 40.69 | 53.59 | 78.02 | 139.59 | 215.15 | 195.04 | 235.01 | 423.9 | 661.53 | |
PROFIT | 6.15 | 8 | 6.31 | 7.29 | 26.38 | 41.52 | 10.62 | 31.72 | 93.81 | 173.52 | |
EPS | 8.65 | 10.98 | 8 | 10.27 | 38.02 | 49.13 | 12.51 | 37.36 | 110.47 | 165.67 |
Arman Financial Services Ltd Profit & Loss
Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | ||
INCOME | 15.25 | 15.92 | 16.58 | 27.32 | 48.38 | 70.1 | 63.55 | 66.22 | 331.51 | 136.17 | |
PROFIT | 2.77 | 2.49 | 2.49 | 3.2 | 12.31 | 18.24 | 8 | 16.23 | 67.2 | 37.93 | |
EPS | 3.77 | 3.32 | 3.61 | 4.63 | 17.77 | 21.58 | 9.42 | 19.12 | 14.81 | 36.17 |
Balance Sheet (Figures in Rs. Crores)
Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | |
SOURCES OF FUNDS : | ||||||||||
Share Capital | 10.48 | 10.86 | 8.49 | 8.49 | 8.45 | 6.95 | 6.92 | 11.92 | 11.92 | 6.92 |
Reserves Total | 802.21 | 293.37 | 204.19 | 178.27 | 163.77 | 116.26 | 49.98 | 44.08 | 38.54 | 31.9 |
Equity Application Money | 0 | 61.47 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Total Shareholders Funds | 812.69 | 365.7 | 212.68 | 186.76 | 172.22 | 123.21 | 56.9 | 56 | 50.46 | 38.82 |
Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0.42 |
Secured Loans | 1,717.67 | 1,554.35 | 971.62 | 711.15 | 688.99 | 593.53 | 375.26 | 151.17 | 137.69 | 91.33 |
Unsecured Loans | 7.26 | 50.06 | 18.07 | 10.28 | 8.77 | 18.5 | 20.19 | 0.8 | 0.29 | 1.33 |
Total Loan Funds | 1,724.93 | 1,604.41 | 989.69 | 721.43 | 697.76 | 612.03 | 395.45 | 151.97 | 137.98 | 92.66 |
Other Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0.66 | 0.26 | 0.29 | 0.15 |
Total Liabilities | 2,537.62 | 1,970.11 | 1,202.37 | 908.19 | 869.98 | 735.24 | 453.01 | 208.23 | 188.73 | 132.05 |
APPLICATION OF FUNDS : | ||||||||||
Loan / Non-Current Assets | 2,032.91 | 1,536.71 | 1,057.61 | 742.63 | 778.9 | 670.45 | 0 | 20.39 | 25.04 | 13.43 |
Gross Block | 12.83 | 11.72 | 9.34 | 7.59 | 7.15 | 5.42 | 4.29 | 3.63 | 2.95 | 2.5 |
Less: Accumulated Depreciation | 5.17 | 5.62 | 4.46 | 3.52 | 2.71 | 1.91 | 1.47 | 1.11 | 1 | 0.89 |
Net Block | 7.66 | 6.1 | 4.88 | 4.07 | 4.44 | 3.51 | 2.82 | 2.52 | 1.95 | 1.61 |
Capital Work in Progress | 0 | 0 | 0.03 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Investments | 7.12 | 19.48 | 5.92 | 3.18 | 3.26 | 3.32 | 2.7 | 2.4 | 1.4 | 0 |
Sundry Debtors | 0 | 0 | 0 | 0 | 0 | 0 | 7.42 | 5.54 | 1.97 | 1.23 |
Cash and Bank Balance | 524.73 | 430.32 | 142.34 | 168.37 | 96.84 | 68.54 | 18.85 | 21.38 | 10.7 | 16.76 |
Loans and Advances | 43.49 | 30.09 | 14.13 | 8.74 | 7.94 | 5.11 | 343.92 | 149.95 | 145.87 | 100.86 |
Total Current Assets | 568.22 | 460.41 | 156.47 | 177.11 | 104.77 | 73.65 | 370.2 | 176.88 | 158.54 | 118.85 |
Current Liabilities | 87.63 | 61.47 | 35.12 | 26.41 | 25.37 | 14.19 | 7.28 | 4.07 | 3.04 | 2.55 |
Provisions | 9.81 | 6.59 | 3.9 | 5.76 | 0.8 | 3.4 | 4.21 | 2.97 | 3.48 | 2.54 |
Total Current Liabilities & Provisions | 97.44 | 68.07 | 39.02 | 32.18 | 26.17 | 17.6 | 11.49 | 7.04 | 6.51 | 5.09 |
Net Current Assets | 470.77 | 392.34 | 117.45 | 144.94 | 78.6 | 56.05 | 358.71 | 169.83 | 152.03 | 113.76 |
Deferred Tax Assets | 30.66 | 24.25 | 20.98 | 16.1 | 7.02 | 4.27 | 1.23 | 0.63 | 0.55 | 0.38 |
Deferred Tax Liability | 11.51 | 8.78 | 4.47 | 2.74 | 2.23 | 2.35 | 0.17 | 0.19 | 0.19 | 0.16 |
Net Deferred Tax | 19.15 | 15.47 | 16.51 | 13.36 | 4.79 | 1.92 | 1.06 | 0.44 | 0.36 | 0.22 |
Other Assets | 0 | 0 | 0 | 0 | 0 | 0 | 87.73 | 12.64 | 7.97 | 3.03 |
Total Assets | 2,537.61 | 1,970.1 | 1,202.39 | 908.19 | 870 | 735.25 | 453.02 | 208.23 | 188.74 | 132.05 |
Contingent Liabilities | 1,230.22 | 871.05 | 372.76 | 372.3 | 7.92 | 8.23 | 8.1 | 8.01 | 7.61 | 0.42 |
Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | |
SOURCES OF FUNDS : | ||||||||||
Share Capital | 10.48 | 45.36 | 8.49 | 8.49 | 8.45 | 6.95 | 6.92 | 6.92 | 6.92 | 6.92 |
Reserves Total | 524.41 | 280.26 | 132.46 | 119.34 | 112.29 | 88.85 | 33.28 | 31.24 | 28.75 | 27.42 |
Total Shareholders Funds | 534.89 | 325.62 | 140.95 | 127.83 | 120.74 | 95.8 | 40.2 | 38.16 | 35.67 | 34.34 |
Secured Loans | 289.72 | 1,282.95 | 174.12 | 149.1 | 167.07 | 151.63 | 86.06 | 36.86 | 37.96 | 48.24 |
Unsecured Loans | 1.28 | 9.56 | 3.86 | 4.26 | 3.65 | 10.74 | 15.26 | 9.81 | 0.09 | 0.07 |
Total Loan Funds | 291 | 1,292.51 | 177.98 | 153.36 | 170.72 | 162.37 | 101.32 | 46.67 | 38.05 | 48.31 |
Other Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0.31 | 0.14 | 0.11 | 0.1 |
Total Liabilities | 825.89 | 1,618.13 | 318.93 | 281.19 | 291.46 | 258.17 | 141.83 | 84.97 | 73.83 | 82.75 |
APPLICATION OF FUNDS : | ||||||||||
Loan / Non-Current Assets | 406.84 | 1,239.74 | 188.3 | 149.87 | 223.25 | 197.88 | 0 | 16.93 | 12.29 | 13.32 |
Gross Block | 2.72 | 9.43 | 2.15 | 2 | 1.96 | 1.81 | 2.4 | 2.35 | 2.59 | 2.4 |
Less: Accumulated Depreciation | 0.92 | 4.15 | 1.33 | 1.23 | 1.13 | 1.02 | 0.96 | 0.86 | 0.94 | 0.87 |
Net Block | 1.8 | 5.28 | 0.82 | 0.77 | 0.83 | 0.79 | 1.44 | 1.49 | 1.65 | 1.53 |
Capital Work in Progress | 0 | 0 | 0.03 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Investments | 281.12 | 18.26 | 93.04 | 65.19 | 62.37 | 51.09 | 22.42 | 15.42 | 10.42 | 10 |
Sundry Debtors | 0 | 0 | 0 | 0 | 0 | 0 | 3.16 | 2.09 | 1.63 | 1.13 |
Cash and Bank Balance | 139.32 | 364.92 | 38.58 | 66.85 | 5.95 | 12.01 | 3.45 | 0.46 | 2.45 | 12.08 |
Loans and Advances | 14.93 | 27.65 | 2.01 | 2.35 | 3.73 | 2.13 | 67.5 | 48.42 | 45.75 | 45.1 |
Total Current Assets | 154.25 | 392.58 | 40.59 | 69.2 | 9.69 | 14.13 | 74.1 | 50.98 | 49.83 | 58.31 |
Current Liabilities | 21.38 | 51.96 | 8.06 | 8.72 | 5.38 | 4.97 | 3.5 | 2.86 | 0.9 | 0.84 |
Provisions | 0.85 | 7.68 | 0.4 | 0.78 | 0.35 | 0.23 | 0.7 | 0.43 | 1.5 | 1.21 |
Total Current Liabilities & Provisions | 22.23 | 59.63 | 8.46 | 9.5 | 5.73 | 5.2 | 4.2 | 3.29 | 2.41 | 2.04 |
Net Current Assets | 132.02 | 332.94 | 32.13 | 59.7 | 3.95 | 8.93 | 69.91 | 47.68 | 47.42 | 56.26 |
Deferred Tax Assets | 5.6 | 19.47 | 5.81 | 5.25 | 1.64 | 0.96 | 0.28 | 0.19 | 0.18 | 0.17 |
Deferred Tax Liability | 1.49 | 7.68 | 1.18 | 0.86 | 0.57 | 1.49 | 0.12 | 0.14 | 0.16 | 0.15 |
Net Deferred Tax | 4.11 | 11.79 | 4.63 | 4.39 | 1.07 | -0.53 | 0.16 | 0.05 | 0.02 | 0.02 |
Other Assets | 0 | 10.13 | 0 | 1.28 | 0 | 0 | 47.89 | 3.4 | 2.03 | 1.63 |
Total Assets | 825.88 | 1,618.13 | 318.94 | 281.19 | 291.47 | 258.16 | 141.83 | 84.98 | 73.83 | 82.76 |
Contingent Liabilities | 1,230.22 | 0 | 372.76 | 372.3 | 399.42 | 282.27 | 195.6 | 72.62 | 59.61 | 38.42 |
Cash Flow (Figures in Rs. Crores)
Net Profit before Tax and Extr... | 228.09 |
Depreciation | 1.42 |
Interest (Net) | -327.61 |
P/L on Sales of Assets | -0.07 |
P/L on Sales of Invest | -7.7 |
Prov. and W/O (Net) | 25.48 |
Others | -7 |
Total Adjustments (PBT and Ext... | -339.42 |
Operating Profit before Workin... | -111.33 |
Trade Payables | 0.46 |
Loans and Advances | -503.92 |
Change in Borrowing | -0.8 |
Total Adjustments (OP before W... | -462.55 |
Cash Generated from/(used in) ... | -573.88 |
Interest Paid(Net) | 328.98 |
Direct Taxes Paid | -57.5 |
Total Adjustments(Cash Generat... | 271.48 |
Cash Flow before Extraordinary... | -302.4 |
Net Cash from Operating Activi... | -302.4 |
Purchased of Fixed Assets | -2.37 |
Sale of Fixed Assets | 0.22 |
Purchase of Investments | -925.24 |
Sale of Investments | 945.77 |
Net Cash used in Investing Act... | 18.38 |
Proceeds from Issue of shares ... | 230.01 |
Proceed from 0ther Long Term B... | 1,770.83 |
Proceed from Short Tem Borrowi... | 50.44 |
On Redemption of Debenture | -9.98 |
Of the Long Tem Borrowings | -1,657.61 |
Of Financial Liabilities | -0.29 |
Net Cash used in Financing Act... | 376.39 |
Net Profit before Tax and Extr... | 48.35 |
Depreciation | 0.19 |
Interest (Net) | -79.01 |
P/L on Sales of Assets | 0.04 |
P/L on Sales of Invest | -2.66 |
Prov. and W/O (Net) | 4.44 |
Others | -7 |
Total Adjustments (PBT and Ext... | -79.64 |
Operating Profit before Workin... | -31.29 |
Trade Payables | 0.04 |
Loans and Advances | -114.4 |
Change in Borrowing | -0.8 |
Total Adjustments (OP before W... | -129.55 |
Cash Generated from/(used in) ... | -160.84 |
Interest Paid(Net) | 84.18 |
Direct Taxes Paid | -9.64 |
Total Adjustments(Cash Generat... | 74.54 |
Cash Flow before Extraordinary... | -86.3 |
Net Cash from Operating Activi... | -86.3 |
Purchased of Fixed Assets | -1.24 |
Sale of Fixed Assets | 0.06 |
Purchase of Investments | -407.49 |
Sale of Investments | 331.38 |
Net Cash used in Investing Act... | -77.3 |
Proceeds from Issue of shares ... | 230.01 |
Proceed from 0ther Long Term B... | 167.04 |
On Redemption of Debenture | -9.98 |
Of the Long Tem Borrowings | -148.38 |
Net Cash used in Financing Act... | 231.68 |
Company Details
Registered Office |
|
Address | 502-503 Sakar III, Off Ashram Road Opp Old High S |
City | Ahmedabad |
State | Gujarat |
Pin Code | 380014 |
Tel. No. | 91-079-40507000/27541989 |
Fax. No. | 91-079-27543666 |
finance@armanindia.com | |
Internet | http://www.armanindia.com |
Registrars |
|
Address | 502-503 Sakar III |
City | Ahmedabad |
State | Gujarat |
Pin Code | 380014 |
Tel. No. | 91-079-40507000/27541989 |
Fax. No. | 91-079-27543666 |
finance@armanindia.com | |
Internet | http://www.armanindia.com |
Management |
|
Name | Designation |
JAYENDRA PATEL | Vice Chairman & M.D. |
Ritaben Jayendrabhai Patel | Non-Exec & Non-Independent Dir |
Ramakant Nagpal. | Non-Exec. & Independent Dir. |
AALOK JAYENDRABHAI PATEL | Joint Managing Director |
Aakash Jayendra Patel | Non-Exec & Non-Independent Dir |
Jaimish Govindbhai patel | Company Secretary |
Alok Prasad | Chairman & Independent Directo |
Geeta Solanki | Non-Exec. & Independent Dir. |
Yash Kaushik Shah | Addtnl Independent Director |